Brenda Locke
Spanish Fork, UT
Education
BACHELORS 2007 UVU
Major: Business Management
Minor: Finance
INDUSTRY TRAINING
Active Mortgage Loan Originator from 2007-2015 (License is current)
Mortgage classes, Ongoing CE training for Originators License
HR classes and seminars
Skills & Abilities
MANAGEMENT
I have been in management rolls for 14+ years.
Interviewed, Hired, and Trained Staff.
Monitor and evaluate work quality and productivity
Assist and support staff on a daily basis
Conduct bi-weekly team meetings
Active Producing Manager
COMMUNICATION
Able to address topics timely in a professional manner
Work well with others
LEADERSHIP
I have grown a processing group of three processors to a group of ten with three assistants in two years of supervising the Processing Team. I then went on to manage the Mortgage Processing Team.
Provided training and coaching to develop wider range of effective processors.
Well Organized
Able to multi-task
MORTGAGE KNOWLEDGE
I have processed many different loan types, including: conventional, FHA, VA, USDA, Construction, Jumbo and Non QM
I have underwritten primarily Conventional, Construction, Lot Loans, and FHA loans. My current employer is submitting my paperwork for my CHUMS ID and SAR
I am very familiar with Freddie Mac and Fannie Mae standards and requirements
I have used DU/LPA as well as Mortgage Director (formerly PCLender), Encompass and Point
Experience
REAL ESTATE UNDERWRITER UCCU AUGUST 2020- CURRENT
Utah Community Credit Union
Real Estate Underwriter August 2020 - Current
Processing Manager December 2016-August 2020
Processing Supervisor February 2015-December 2016
Security National
Loan Originator/Processor May 2014- February 2015
MedSource
HR Manager January 2014-February 2015
David Charles
Loan Originator/Processor/ Office Manager February 2007-May 2014