Branch Manager Marketing Executive

M. NAUMAN MUZAFFAR QURESHI

Career Objective:

To pursue a career that offers professional environment for career development. Maximum utilization of my knowledge base and expertise that will be beneficial for corporate Business and ethical objectives of the Organization.

Banking Experience (17 Years)::

Team Leader SME/ COMMERCIAL Credits Bank Alfalah limited Ghalla Mandi Branch Multan. (August 2015- to date)

NIB Bank as Relationship Manager SME Retail in Main Branch MultanPakistan. (1st Feb 2014 to date).

NIB Bank as Branch Manager Retail (Sales & Marketing Executive) in Main Branch Muzaffargarh Pakistan. (23rd May 2012 to 31st Jan 2014).

Worked as HUB Branch Manager in United Bank Limited Main Branch Muzaffargarh. (20-02-2012 to 15-05-2012)

Worked in United Bank Limited (UBL Hub Multan) as a HUB Relationship Manager Muzaffargarh managing SME/ Commercial Banking Advances of 17 Branches of Muzaffargarh Hub. (28-02-2011 to 19-02-2012)

Worked in United Bank Limited (UBL Cantt Hub Multan) as a Relationship Manager Multan Cantt Main Branch managing SME/ Commercial Banking Advances of 7 Branches of Cantt Hub. (15-10-2008 to 27-02-2011)

Corporate Sales target Market for deposits, product establishment, Market Analysis, Public relationship and explore new potential accounts for major increase in core deposits.

Follow and incorporate Corporate Business Ethics rules & norms in the Branch for better customer services and punctual administration in staff Dress code ethics.

Provide Guidance to Staff on Business ethics and norms to handle affairs of the Branch.

Monitor and evaluate the efficient and precise Business ethics in staff personality for onward incorporation in the Branch business environment.

Complete expertise / exposure in the operations department, Strategic Management, operational issue/ Audit, ATM Machine Handling, DD, PO and operational functionalities.

Major contribution in cross selling products like House Financing, Credit Cards, Bancassurance, Auto Finance, SMS, Debit cards, debit cards to increase branch profitability.

Worked in legal affairs of the branch and legal documentation of Loans, products etc.

Proper monitoring of affairs of the branch for smooth running and adherence to bank policy & rules.

Deal in mortgages and ensure regarding documentation of commercial loans.

To manage timely annual reviews of the credit proposals by proper follow up with the units.

Maintains, and ensures adherence to the credit risk management policies for the stated business segments.

Implements Banks deposit and Credit Policy to ensure safe and sound transaction to keep customer and credit portfolio uninfected.

Proper Management of Terms Loans/ Demand Finance Loans e.g. Loans for CNG Plants.

Prepare Charge Documents for the clients for disbursement purpose.

Manage Financial Statements & Ratio Analysis in CLP, s and Structured line Financing.

Worked in Saudi Pak Commercial Bank Limited Multan as a Credit In charge of 3 Branches of Multan HUB (advances: SME/Commercial).

Worked in Faysal Bank Limited Old Bahawalpur Road Branch Multan in Operations.

Training /Courses:

Three days training on Sales & Marketing Mania at UBL Training Center Lahore.

One day Training Course on Sales, Borrower, Proposal and Risk Analysis conducted by IBP (Multan).

In Saudi Pak Bank, hired in MTO/GTO Badge and recruitment done by IBP. Three months training in State Bank of Pakistan Lahore.

CIB & ECIB Data management related to the State Bank of Pakistan i.e. attended the training seminars in the North Nazim Abad, State Bank Karachi as a representative of the Saudi Pak Commercial Bank Limited for my Region.

Participated in workshop on BASEL-II- CAPITAL ACCORD, that encapsulate main theme of Credit Risk, Market Risk and Operational Risk managed on 26th June, 2006 by Mr. Zeeshan Ahmed Khan from COK in Saudi Pak Commercial Bank Limited.

Participated in Workshop on Prudential Regulations for Corporate / Commercial Banking & Small and Medium Enterprises Financing on September 27, 2005 in Faysal bank.

Academics:

UNIVERSITY QUALIFICATION

M. B. A. (2 years programme).

AIOU Islamabad.

Obtained 67.25 % Marks (Degree Awaited)

UNIVERSITY QUALIFICATION (2000-2004)

BCS (HONS). 4 years programme,

Bahauddin Zakariya University Multan.

Obtained C.GP: 2.81 out of 4.00

Obtained 62.76% Marks.

INTERMEDIATE AND SECONDARY EDUCATION (1999)

Fsc. (Pre Medical)

From Govt. College Bosan Road

Multan.

Obtained 72% Marks.

Additional Maths.

Obtained 73.8% Marks.

MATRICULATION (1997)

Matric with Science Subjects

From LaSalle High School

Multan.

Obtained 72.7% Marks.

Areas of Expertise & Skills:

Strong analytical, project management, interpersonal, communication (written and verbal) and organization skills

Staff Hiring and interviews

Staff Appraisals

Short listing, co-ordination & interviewing candidates for Branch

Customer Care and problem resolution efficiency

Sales, Deposit Mobilization and Target Marketing Skills

Corporate dealing Credit skills.

Mortgage Loans

People Management Skills

Team Leading

Business Development

General banking

Problem Solving

Decision Making.

Problem Solving and Strategic Thinking

Creative and Analytical Skills

Change Management Skills

Leadership and Managerial Skills

Negotiation and Argumentation

Presentation and Communication skills

Risk Analysis and Management skills

Cultural Awareness

Customer and Market Insight

Knowledge Sharing (Tools and Methods)

Planning and Organizing Skills

Result Oriented

Sales and Business Development Skills

Team Work and Collaboration

Drafting Skills

Commercial and Financial Understanding

Legal and Regulatory Understanding

M/S Office.

Personal:

Mailing Address:

Father’s Name:

CNIC No: 36302-4780286-9

Date of Birth:

Marital Status: married

Nationality: Pakistani

Religion: Islam

Contact Nos:

Email address: **************@*****.***

References: 1)

Project Manager

Contact No.

Further Gulf/ local references will be furnished on demand

Contact this candidate