PROFESSIONAL

SUMMARY

Detail-oriented and methodical Closer successful in assembling

closing documentation for residential loans. Work quickly and accurately to meet strict standards, clear issues and prepare document packages. Handle industry-funded and government- backed loans with skill and efficiency. Well-qualified administrative team member bringing demonstrated knowledge and abilities in loan processing. Work with third-party vendors to resolve discrepancies and complete closings by target date. SKILLS

Personal Reference

Verification

Lending Software Systems

Digital Applications

Verbal and Written

Communication

Microsoft Office

Encompass

Funds Disbursement

WORK HISTORY

Loan Closer/Funder / NEW AMERICAN FUNDING - Irvine, CA. / 04.2020 - 03.2022

Prepared, reviewed and funded approved loans within compliance, regulations and company policies

Coordinated disbursement of funds with escrow, title companies and warehouse banks

Calculated funding amount, balanced figures with closing agent, released wires and funded loans

Maintained checklists of required documentation and open issues affecting closings

Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs

Reviewed titles, insurance, and flood zone certifications to meet closing standards for each applicable property Loan Closer/Funder / AUGUSTA FINANCIAL, INC - Santa Clarita, CA / 05.2015 - 04.2020

IRENE FRENES

adqsel@r.postjobfree.com 661-***-****

Work with title, escrow and settlement agents to facilitate the closing of a residential loan

Prepare TRID compliant Closing Disclosures

Receive and review loans cleared to close by underwriting Draw and release closing documents to the designated Closing Agent

Ensure the accuracy and timeliness of loan documents Retrieve original executed closing package from closing agent and ensure compliance with lender's requirements Verifies accuracy of information on all closing documents

(legal names, legal address, terms, rate, title work and insurance)

Review signed loan documents to verify completed, signed and dated as required

Review all pre-closing requirements including hazard insurance & flood certifications

Prepare and balance funding worksheets and request outgoing wires

Update systems to reflect closed and funded

Ensure all loans are closed in accordance with lender guidelines

Auditor / BANK OF AMERICA - Simi Valley, CA / 10.2008 - 12.2014

Assigned to an IRG QA Audit team which audits Post Petition payments and fees on MFR referral packages prepared by attorney's for accuracy prior to being submitted to Business QA per company guidelines & procedures

AVP Bankruptcy Specialist Lead –Mitigates loss and legal risk to the company and investors by accurately managing the bankruptcy process and obtaining relief from bankruptcy on non-performing loans (Proof of Claims, Motion for Reliefs, Discharges & Dismissals)

Assigned more complex levels of transactions with limited supervision to complete daily tasks and duties and take on special projects as assigned by team manager

Appropriately followed up with attorneys and trustees to avoid bankruptcy delinquencies

Filed documents with bankruptcy courts within expected timeframes to prevent delays

Administered auditing program to address risks and evaluate compliance with internal and regulatory requirements Funder / Post Closing Coordinator / COUNTRYWIDE HOME LOANS - Ventura, CA / 05.2007 - 10.2008

Responsible for reviewing preliminary HUD-1 for accuracy per compliance guidelines

Audit signed closing docs

Balance & disburse funds

Assist Loan Specialists II in preparing loan documents & sending to customers via Fed-ex/DynamicDox for signatures Communicate closely with customers regarding

issues/concerns

Organize & Maintain file system

Order Title, Appraisals, Hazard & Flood insurance Obtain pre-closing documents & forward to underwriter for sign-off

Verify Employment & order payoff demands

(internal/external)

Print initial disclosures, make welcome call & mail welcome packages

Ship complete loan files & collateral files in a timely manner Provided primary customer support to customers which included phone calls and direct mailings and

correspondence

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