STEPHANIE A. SMITH, CAMS

**** *. ******** *** - # ***

Chicago, IL 60616

708-***-**** adqrrn@r.postjobfree.com

PROFESSIONAL SUMMARY

Accomplished BSA/AML Compliance Officer with over 20 years of experience in banking industry. Successful track record in managing and overseeing Bank Secrecy Act and Anti Money Laundering Compliance Programs. Seeking an opportunity where I can utilize my skills. I am re-entering the job market following a departure due to a health issue.

SKILLS

Regulatory reporting

OFAC & Sanctions Compliance

KYC-CIP Program

Enhanced Due Diligence

Risk management

Operations management

BSA/AML Policy and Procedures

Conflict Resolution

Coaching

BSA/AML OFAC Risk Assessment

BSA/AML and Fraud Investigations

Training across LOB’s and for BOD

Primary Point of Contact for External Audits and Safety & Soundness Examination

Automated Monitoring System (AMS Model), tuning, testing

Project Management

EDUCATION & CERTIFICATION

Anti-Money Laundering Specialist

Association of Certified Anti-Money Laundering Specialists, Charter Member, Chicago Chapter

Rosemont, IL

Graduate School of Banking: Finance with Honors

Bank Administration Institute

University of Wisconsin, Madison, WI

B.Sc., Business Administration, Personnel Administration

Roosevelt University, Chicago, IL

COVID-19 Contact Tracing

Coursera – Johns Hopkins University

PROFESSIONAL EXPERIENCE

09/2015 – 02/2016 Senior Quality Assurance/Risk Analyst/Contract Consultant

Swoon Technology Resources, LLC, Chicago, IL

Successfully performed Risk Assessments and Quality Assurance review at Project Site: BMO Harris Bank, N.A., Chicago, IL to evaluate the effectiveness of AML policies and controls in mitigating money laundering and terrorist financing risks. (6 month contract)

2011 – 01/2015 Officer – Enterprise AML (Financial Intelligence Unit) - Team Lead

BMO Harris Bank N.A., Chicago, IL

Provided support and expertise to BSA Officer. Served as BSA/AML Team Lead. Liaison between Senior Management and Bank Examiners.

Directed the daily functions of a staff of 20+ Anti Money Laundering Analysts and Investigators

Managed the Quality Assurance Review of Anti Money Laundering Alert Adjudications and Suspicious Activity Reports (SAR) investigations related to the preparation, documentation and submission of SARs with the Financial Crimes Enforcement Network (FinCEN - U.S. Treasury)

Provided subject matter expertise, advice, and counsel to team as needed to effectively apply the process designed to prevent/control risk supported by automated systems and approved documented processes and advised team members of AML developments and emerging issues to ensure they are well understood and expected impacts are fully considered

Created/Updated methods, policies, and procedures designed to aid in the accurate and timely preparation of periodic reports presented to Senior Management

2001 – 2008 Vice President - Compliance Department: Manager - BSA Research & Analysis

Banco Popular North America, Rosemont, IL

Efficiently managed the responsibilities of BSA Research and Analysis Team.

Directed the daily functions related to a staff of five (5) BSA Compliance Specialists

Developed and maintained Research & Analysis and Proactive Monitoring programs

Project Manager for ASSIST application upgrade ($100,000+ budget), ASSIST is an Experian Anti Money Laundering monitoring software

Managed BSA investigations related to preparation, documentation and submission of Suspicious Activity Reports with Financial Crimes Enforcement Network (FinCEN - U.S. Treasury)

Liaison with BPNA Internal Audit department, Popular, Inc. Compliance and Audit departments, New York State Banking Department, and New York Federal Reserve Bank during examinations

1998 – 2001 Consultant

Parson Group, Chicago, IL.

Effectively executed financial services reporting including audit preparations, account reconciliations, and monthly management reporting at Project Sites:

Consultant Project Sites:

Finance Department – ABN AMRO, Chicago, IL

Controller’s Department – GATX Corporation, Chicago, IL

Affiliate Accounting Department – MacNeal Hospital, Berwyn, IL

Finance Department – Maui Jim, Inc., Peoria, IL

1988-1997 Vice President – Controller’s Department: Manager of Accounting

Bank of America, Chicago, IL

Held numerous positions within the financial reporting department, many of which allowed for the opportunity to work closely with all business areas of the corporation. This cross-departmental exchange of knowledge led to increased insight of bank operations and the development of business skills and resources.

Directed the daily operations related to a staff of six (6) accountants

Devised methods and procedures designed to aid in the accurate and timely preparation of periodic internal and external regulatory reports

Functioned as liaison between bank examiners from the Federal Reserve Bank of Chicago, the Office of Banks & Real Estate, the Office of the Comptroller of the Currency and multiple business units within Bank of America regarding the coordination of information related to various credit examinations

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