Team Member Fraud
Resume:
WORK EXPERIENCE
Credit officer
Rak Bank [ ** Jul *015 – 31 Aug 2020 ]
City: Dubai
Country: United Arab Emirates
Preparing Credit Proposals for Trade working capital (TWC) proposals and ensuring that proposals are of the highest quality and in line with the bank's policies.
• Reviewing of Audited Financials of the Company and analyzing various parameters such as statement of cash flows, balance sheet and various ratios sp as to assess the overall company performance.
• Analyzing bank statements of the company and reviewing various areas such as Annual/Monthly Net Turnover, Average Daily/Monthly Balances and account conduct so as to ensure the company maintains good performance and is able to repay loans in a timely manner.
• Preparation of Moody's spreadsheet on the basis of Audited Financials.
• Performing Customer Point Verifications and Reference Checks wherever applicable so as to assess overall market conditions and performance
• Identification of fraudulent applications and ensuring the validity of the documentation provided is in line with the bank's policies
• Executing various system related checks such as Central Bank Report, Etihad Credit Bureau, Emcredit so as to assess company performance with other financials institutions. Senior Team Member
Bank of America [ 21 Feb 2014 – 17 Jul 2015 ]
City: Gurgaon
Country: India
Global Payment Investigation and fraud unit (Wholesale banking) Knowledge in wholesale banking and sub processers such as payment investigation, Fraud unit, electronic payment processing through payment tools.
• Working in one of the challenging processes which deals with wire transfer and fraud(related to Whole sale banking)/Cash Management/ Treasury operations/Investigations for all EMEA Branches.
• Monitoring all the payments related to fraud and reconciles all the accounts at time of month end.
• Dealing with all international currency related to fraud payments via electronic fund transfer.
• Contact external banks through SWIFT correspondence messages (MT 199, 999 etc).
• For any suspicious transactions, we were used RED FLAG in order to check the payments.
• Investigator for fraud payment transactions of wholesale customers, rahul saini
Nationality: Indian
Date of birth: 20 Oct 1990
Gender: Male
Email address: *************@*****.***
Address: H NO 858/28, St no 12 Jyoti park, 122001 Gurgaon (India) English
LISTENING C2 READING C2 WRITING C2
SPOKEN PRODUCTION C2 SPOKEN INTERACTION C2
Associate- Credit Operations
WNS Global Services- Outsourced partner for Mashreq Bank [ 22 Nov 2012 – 6 Feb 2014 ] City: Gurgaon
Country: India
Associated with Credit Auto Loan & Home Loan, inputs in creating Key Performance Indicators (KPIs), for performance monitoring and quality measurement purposes for Auto Loan & Responsibilities include the following
• Assist in the conduct of necessary checks and balances pertaining to documentation and limit inputs/updates
• Provide inputs in Service Level Agreements with internal departments/ Units to achieve improvements in turnaround time which will also help increase external customer satisfaction.
• Build and maintain strong and effective relationship with the all other related units to achieve the Group's goals/ Objective.
• Provide timely and accurate information to the external and internal auditors and the compliance function as and when required.
• Implemented fraud detection techniques and performed compliance reviews in addition to working in partnership with the Team Leader to achieve team and unit goals. EDUCATION AND TRAINING
Bachelor of Commerce
Maharshi Dayanand University [ 10 Apr 2009 – 31 Mar 2012 ] Address: Rohtak, 122001 Rohtak (India)
Master of Business Administration
Maharshi Dayanand University [ 1 Apr 2012 – 31 Mar 2014 ] Address: Rohtak, 122001 Rohtak (India)
LANGUAGE SKILLS
Mother tongue(s): Hibdi
Other language(s):
DIGITAL SKILLS
Microsoft Office, Microsoft Word, Microsoft Excel, Outlook, Facebook, Google / Word Powerpoint Excel / Microsoft Office: proficient user of Word, Excel and Powerpoint / Excellent communication skills gained through my experience in a big team with many customers.
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