Innovative and result-driven financial services professional with extensive experience in Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), Know Your Customer (KYC), Customer Due Diligence (CDD) and regulatory compliance. Analytical and organised, I prioritise and work to tight deadlines, able to communicate effectively with all stakeholders, coupled with the ability to lead, manage and motivate others in achieving corporate objectives whilst also building long-term customer relationships.
Relevant Skills and Abilities
Subject matter expert in Payment Intermediaries
Adaptable. I switched roles, as required, seamlessly
Passion for understanding customer requirements, identifying needs and providing appropriate solutions
Experienced in conducting risk assessments, including adverse media screening and investigating identified hits, including sanctions hits
Effective Stakeholder management skills
Experienced in analysing complex corporate legal structures
EDUCATION, CERTIFICATIONS & TRAINING
2015 Professional Certificate in Financial Advice
2008 Diploma in Hedge Funds Administration
1999 Chartered Accountant (FCA)
1992 Bachelors of Science (BSc) Accounting
ACAMS (Association of Certified Anti-Money Laundering Specialists)
Aug 2021 – Date, Payment Compliance Operations Specialist, Novi Financial Ireland Ltd
Monitored transactions for suspicious activities and filed reports, as required
Checked and approved the relevant documentation for onboarding customers
Carried out enhanced due diligence on customers, as required
Dealt effectively and timely with both internal and customer queries
Screened and dispositioned PEP and sanctions hits
Dispositioned red flags raised
May 2017 – Aug 2021, AML/KYC Analyst, Citibank
Reviewed appropriate AML due diligence documentation for onboarding and ongoing monitoring of clients for red flags and risk factors, ensuring high quality standard job
Conducted adverse media searches on clients and associated parties, at onboarding and ongoing monitoring, as appropriate, for AML risk rating
Trained and supervised new team members
Undertook trainings to ensure technical financial crime knowledge is up to date, in line with updated regulations and industry standards
Carried out periodic review and refresh of customer records as required, depending on entity types and risk ratings, including payment intermediaries
Analysed AML policy documents and third-party AML audits and advised as appropriate
Conducted performance reviews and 1-1s
Carried out enhanced due diligence on PEPs and other clients, as required, investigating their sources of wealth/sources of funds to meet both internal and regulatory requirements
Analysed new developments in regulations for incorporation into policies and procedures
Analysed clients AML/CFT programs and for adequacy.
Sep 2015 – Dec 2016, Transfer Agent, State Street
Processed subscription applications by reviewing documentations to ensure appropriate KYC / AML documentation has been received.
Processed redemptions. Reviewed redemption requests, checked authorised signatories and bank account details and entered redemption on release reports
Conducted Client Due Diligence at both on-boarding and on-going review stages and ensured compliance with AML and other regulatory requirements
Assessed Politically Exposed Persons (PEPs) and other sanctioned parties using World Check, Prime and Factiva and ensuring all evidence are documented.
Prepared KYC Due Diligence profiles on a wide range of entity types (Individuals, Trusts, LLC's, Partnerships, and Corporations, Charities, etc.).
Mitigated risk through effective communication with stakeholders
Liaised with clients, third parties and other teams on change and regulatory requirements, ensuring compliance restrictions are adhered to
Managed team resources and assisted in the delivery of on-the-job training and development of other administrators.
Filed SARS reports, as required
Sep 2014- Sep 2015, Teller, EBS Ltd
Reviewed and analysed account opening requests and supporting KYC documents.
Generated comprehensive reports detailing departmental activities and customer risk profile.
Prepared reports specifying missing client information
Analysed government issued IDs and entity documents to verify clients’ legal existence
Reviewed all KYC records for accuracy, completeness and compliance with AML requirements
Investigated and responded to specific enquiries, requirements and requests in a timely manner
Jan 2011- Jul 2014, Accountant, Fortress Capital Management Ltd
Managed budgets, provided in-depth cost comparison, updated cost plans, cash flows and costs
Project Management, including liaison with suppliers and clients ensuring that products comply with clients’ requirements and suppliers’ proposals; chairing and participating in progress and design meetings
Produced risk analysis and developed strategies for risk management
Managed a team of 6 people, planned and distributed workload; ensuring SLAs are met
Provided financial reports, analysis, explanations and advice based on knowledge of financial information.
Carried out process improvement reviews and projects
Collaborated closely with the team to identify and implement efficiency and simplification improvement in the financial planning processes and supporting systems.
Delivered supporting analysis for budgets and forecasts for assigned areas throughout the year.
Aug 2008 – Dec 2010, Pricing Associate, JP Morgan Hedge Funds Services
Obtained daily price feeds from pricing vendors, including Bloomberg and Market.
Selected and uploaded prices to the in-house pricing system for manually priced assets.
Provided validated prices for all securities.
Validated and resolved price data exceptions produced from exception reporting rules.
Priced large universe of complex instruments, including the valuation of Swaps, OTC Options, Loans, Debt and other derivative products.
Set up new securities on Global Security Master (GSM) automatically, and verified them.
Ran price exception reports. Verified movers over set threshold levels. Provided backups on exceptions and file.
Conducted price problem investigations and performed pre-defined tolerance checks on the pricing universe, missing prices, stale prices and price variances.
Jun 2006 – Jan 2008, Accountant, National Educational Welfare Board
Worked with relevant stakeholders to ensure efficient and effective AP process.
Processed travel and subsistence claims and supplier payment runs in a timely manner
Carried out Professional Services Withholding Tax (PSWT) and pension-related calculations.
Reconciled the bank and suppliers accounts.
Reviewed processes and ensured compliance with relevant guidelines, best practice and statutory obligations.
Playing team games of football and indoor games of chess and scrabble.
Available upon request