SUSAN DEUCHAR **** NW Magnolia Terrace, ARCADIA FL 34266 Email: adqp8i@r.postjobfree.com Cell: 609-***-****

OBJECTIVE:

Obtain employment that allows me to use current skills and learn new aspects of this multi-faceted mortgage industry.

WORK EXPERIENCE:

JULY 2015 – MARCH 2022 - HOME MORTGAGE CLOSING SPECIALIST, POLUNSKY & BEITEL, SAN ANTONIO TX

Prepared CD and closing documents accurately and in timely fashion by reviewing loan file for accurate preliminary CD from title agent, HO insurance and or/flood insurance, tax certificate and titlework – Reviewed title work and insurances for accuracy and worked agents and branch to have any inaccuracies resolved prior to closing - Reviewed pipeline daily to assess which loans will need a closing package for closing -Worked with closing agents and attorneys to balance final closing disclosure, send closing package, complete funding worksheet to order wires for closing and cure loans post-closing when necessary - Ensured loans closed per company and investor guidelines - Worked with underwriters, processors, branch managers and IT Department to resolve any issues that arose to stop loan from closing.

JANUARY 2011 – JUNE 2015 - SR. MORTGAGE CLOSER, WELLS FARGO, PHILADELPHIA, PA

Prepared Preliminary Closing Disclosure with accuracy using title’s preliminary CD, title, tax cert, HO insurance and/or flood insurance documents and send to borrower(s) within 3-day required time frame prior to closing - Requested and reviewed title documents from closing agents -Input information into system from title work -Reviewed pipeline daily to assess which loans to work on -Worked with closing agents and attorneys to balance final closing disclosure, send closing package and complete funding worksheet to order wires -Worked on NY CEMA documents using system and some manual manipulation, overnighted documents to closing attorney and had returned docs notarized.

APRIL 2000 – DECEMBER 2010 - MORTGAGE BROKER OFFICE MANAGER, MERCADO FUNDING GROUP, NORTHFIELD, NJ

Responsible for all mortgage loan applications from start to finish including post-closing – work with clients and loan officers to ensure that all required loan documentation i.e. bank statements, pay stubs, homeowners/flood insurances, sales contracts and any applicable addendums were received from borrower(s) and were accurate/complete and submitted to lenders for review and approval – titlework ordered, reviewed for accuracy and submitted to lenders – coordinated closing dates with borrowers, realtors and settlement agents once loans were cleared to close – worked in close contact with loan officers, realtors, title agents, borrowers and lenders to ensure that each loan application was complete and closed on time

EDUCATION:

College courses for paralegal studies at Atlantic Cape Community College, Mays Landing, NJ -Graduated from Ridley Senior High School, Ridley, PA

SKILLS:

Strong verbal and written communication skills - Strong computer skills; acclimate easily to various systems - Works well independently and with teammates - Over 20 years’ experience in all aspects of the mortgage industry from start to finish - Excellent customer service skills

REFERENCES:

Furnished upon request