MUTHU SHEELA.P
Thukumaraikuttai street
Chengalpattu,
chennai,
Urapakkam – 603210.
Mail Id : adqk67@r.postjobfree.com
Phone : 770-***-****
Objective:
To work in a challenging environment which would enhance my professional capabilities and add value to myself and to theorganisation pI work for. Academic profile:
COURSE
NAME OF THE
INSTITUTION
BOARD /
UNIVERSITY
AGGREGATE
YEAR OF
PASSING
MBA
MBA
Manonmaniam
Sundaranar University,
Tirunelveli.
Manonmaniam
Sundaranar
University
61%
2013
B.com(CA)
B.COM(CA)
Cms College of Science
and Commerce,
Coimbatore..
Bharathiar
University
69%
2011
XII
BarenBruck Higher
secondary school,
Bungalow Surandai,
Tirunelveli.
State Board 85%
2008
X
BarenBruck Higher
secondary school,
Bungalow Surandai,
Tirunelveli
State Board 64%
2006
Experience:1
Company Name:- ICICI Bank - I Process Service India Pvt Ltd
Job Role:- Credit Processing Underwriter(Personal & Business loan)
Total Experience:- 1 Year.
Roles& Responsibility:
o Analyze and review loan submission documents.
o Review Cibil reports.
o Analysis the financials and Bank Statements
o CAM Preparation
o Prepare a proposal of Business loan installment. Experience:2
Company Name:- HDFC Sales Ltd
Job Role:- Credit Risk Assessment Officer(Home loan )
Total Experience:- 1 Year 6 months.
Roles& Responsibility:
• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility.
• Preparing CAM (Credit Assessment Memo).
• Verifying customer stability, ability for giving loan. Calculating L.T.V (Loan to Value)
• Handling the customers.
Verifying the Documents
• Customer Interaction to understand needs, finds solutions within the product range available.
• Sanctioning :- File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
• Disbursement: - Disbursement Follow-up with Sanctioning authority & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries. Strength:
• Leadership quality.
• Friendly and service minded.
• Self Confidence and adaptability.
• Self starter and punctual in my works.
• Willing to learn new things
Personal Profile:
Date of Birth : 19-04-1991
Gender : Female.
Father name : S. Packia samy
Nationality : Indian.
Languages Known : Tamil, English & Malayalam
Hobbies : Reading books .
Interest : Social service
Declaration:
It is therefore asserted that the information in this document is true to the finest of my comprehension.
Place :
Date : (MUTHUSHEELA.P)