Jennifer S. Schmitz
NMLS#******
Houston, TX 77079
713-***-**** direct
713-***-**** efax
E-Mail: ********@********************.***
Professional Experience:
America’s Choice Home Loans November 2021 to January 2022 Loan Processor
• Receive loan via Encompass
• Scrub loan making sure all documents are in from borrower(s)
• Input any missing loan information
• Order DataVerify, Appraisal, Verifications, Title Work, HOI, SSA, Tax Transcripts
• Submit loan to underwriting
• Once loan is out of underwriting, get with borrower(s) on any conditions needed
• Submit loan conditions to underwriting
• Conventional and all government loans
• All loans completed and submitted through Encompass Movement Mortgage, LLC March 2021 to October 2021
Loan Officer Assistant
• Assist Loan Officer in eSign Loan Disclose once borrower(s) complete application
• Assist Loan Officer in gathering loan documents from borrower(s)
• Go through loan application and all loan documents and input into PC Lending
• Run loan through AUS to receive automated approval
• Order Appraisal, Title work, HOI, and any employment verifications through TWN
• Update all in PC Lending Mortgage Software
• Submit loan to Underwriting
• Once loan is out of underwriting, get with borrower(s) to gather any conditions
• Submit loan conditions to underwriting processor
• Conventional and all forms of Government Loans
JS Mortgage Processing, LLC - NMLS#1848830 April 2019 to February 2021 Owner/ Contract Loan Processor
• Process loans for multiple loan originators from different brokerage firms
• Order credit reports and credit report updates
• Order appraisals, title work, insurance, verifications, flood certificates, payoffs, tax transcripts, etc.
• Assist and interact with clients, underwriters, realtors, title companies, AMC's
• Process conventional A paper (bank line loans) and all forms of Government loans
• Submit loans through many different underwriting systems
• Submit to and correspond with underwriting • Work with borrowers on conditions and submit to underwriting for CTC
• Order closing papers/CD from lenders/attorneys
• Make sure closing papers get from the Lender to the Title Company
• Calyx Point
1st Alliance Mortgage, LLC February, 2005 to February 2019 Contract Loan Processor
• Process loans for multiple loan originators
• Order credit reports and credit report updates
• Order appraisals, title work, insurance, verifications, flood certificates, payoffs, tax transcripts, etc.
• Assist and interact with clients, underwriters, realtors, title companies, AMC's
• Process conventional A paper (bank line loans) and all forms of Government loans
• Submit loans through many different underwriting systems
• Submit to and correspond with underwriting
• Work with borrowers on conditions and submit to underwriting for CTC
• Order closing papers/CD from lenders/attorneys
• Make sure closing papers get from the Lender to the Title Company
• Calyx Point and Encompass
Petrie Mortgage Group, Inc. August, 2001 to January, 2005 Senior Processor
• Processed loans for multiple loan officers, from set-up to close
• Ordered credit reports and credit report updates
• Ordered appraisals, title work, insurance verifications, flood certificates, payoffs
• Assisted and interacted with all clients, underwriters, realtors, title companies, appraisers
• Assisted loan officers by taking loan applications using e-mail, telephone or through face-to-face appointments
• Processed conventional A paper, SubPrime, and all forms of Government loans
• Processed Texas Veterans Land Board loans • Submitted files through DU and LP by different investors’ underwriting systems for Fannie Mae and Freddie Mac Lenders
• Ordered closing papers and funds through Interfirst Platinum system
• Originated and processed loans brought in personally
• Calyx Point and Contour
Prestige Mortgage Group, Inc. February, 2000 to July, 2001 Loan Coordinator
• Assisted senior loan processor with all loans in the company pipeline
• Charged with the ordering of credit reports and follow through
• Assisted and interacted with all clients by telephone or in person
• Assisted loan officers in completion of their tasks
• Ordered surveys, appraisals, title, insurance and verifications using phone, fax and mail
• Assisted underwriters, realtors, escrow officers and sales representatives from other companies
• Responsible for inputting loans on desktop originator and sending them through DU and/or LP
• Processed conventional A paper, SubPrime, FHA and VA loans
• Personally brought in many clients to the company for home loans
• Originated and fully processed any loans personally brought in
• Submitted loans through Interfirst Mortgage on “FLY” and “SAIL” programs
• Calyx Point
Mortgage Specialists of Greater Houston February, 1999 to January, 2000 Loan Processor
• Ordered credit reports, surveys, appraisals, title, insurance and performed verifications by phone, fax and mail
• Assisted underwriters, realtors, escrow officers and sales reps from other companies
• Processed conventional A paper, SubPrime, FHA and VA loans
• Assisted the President and Loan Officer as needed
• Calyx Point
Devine Lending, LLC December, 1995 to December, 1998 Administrative Assistant
• Received all incoming calls and routed them as needed
• Performed heavy filing, faxing, and did extensive copying of loan packages
• Ordered office supplies
• Assisted and interacted with all clients by telephone or in person
• Responsible for setting up and closing out client files
• Ordered credit reports, appraisals, title, insurance, and performed verifications by phone, fax and mail
• Assisted loan processors and loan officers as needed
• Assisted underwriters, realtors, escrow officers and sales representatives from other companies
• Calyx Point and Smartfil
*References Available Upon Request