Jennifer S. Schmitz

NMLS#******

*** *. ******** ****., #***

Houston, TX 77079

713-***-**** direct

713-***-**** efax

E-Mail: adqi8x@r.postjobfree.com

Professional Experience:

America’s Choice Home Loans November 2021 to January 2022 Loan Processor

• Receive loan via Encompass

• Scrub loan making sure all documents are in from borrower(s)

• Input any missing loan information

• Order DataVerify, Appraisal, Verifications, Title Work, HOI, SSA, Tax Transcripts

• Submit loan to underwriting

• Once loan is out of underwriting, get with borrower(s) on any conditions needed

• Submit loan conditions to underwriting

• Conventional and all government loans

• All loans completed and submitted through Encompass Movement Mortgage, LLC March 2021 to October 2021

Loan Officer Assistant

• Assist Loan Officer in eSign Loan Disclose once borrower(s) complete application

• Assist Loan Officer in gathering loan documents from borrower(s)

• Go through loan application and all loan documents and input into PC Lending

• Run loan through AUS to receive automated approval

• Order Appraisal, Title work, HOI, and any employment verifications through TWN

• Update all in PC Lending Mortgage Software

• Submit loan to Underwriting

• Once loan is out of underwriting, get with borrower(s) to gather any conditions

• Submit loan conditions to underwriting processor

• Conventional and all forms of Government Loans

JS Mortgage Processing, LLC - NMLS#1848830 April 2019 to February 2021 Owner/ Contract Loan Processor

• Process loans for multiple loan originators from different brokerage firms

• Order credit reports and credit report updates

• Order appraisals, title work, insurance, verifications, flood certificates, payoffs, tax transcripts, etc.

• Assist and interact with clients, underwriters, realtors, title companies, AMC's

• Process conventional A paper (bank line loans) and all forms of Government loans

• Submit loans through many different underwriting systems

• Submit to and correspond with underwriting • Work with borrowers on conditions and submit to underwriting for CTC

• Order closing papers/CD from lenders/attorneys

• Make sure closing papers get from the Lender to the Title Company

• Calyx Point

1st Alliance Mortgage, LLC February, 2005 to February 2019 Contract Loan Processor

• Process loans for multiple loan originators

• Order credit reports and credit report updates

• Order appraisals, title work, insurance, verifications, flood certificates, payoffs, tax transcripts, etc.

• Assist and interact with clients, underwriters, realtors, title companies, AMC's

• Process conventional A paper (bank line loans) and all forms of Government loans

• Submit loans through many different underwriting systems

• Submit to and correspond with underwriting

• Work with borrowers on conditions and submit to underwriting for CTC

• Order closing papers/CD from lenders/attorneys

• Make sure closing papers get from the Lender to the Title Company

• Calyx Point and Encompass

Petrie Mortgage Group, Inc. August, 2001 to January, 2005 Senior Processor

• Processed loans for multiple loan officers, from set-up to close

• Ordered credit reports and credit report updates

• Ordered appraisals, title work, insurance verifications, flood certificates, payoffs

• Assisted and interacted with all clients, underwriters, realtors, title companies, appraisers

• Assisted loan officers by taking loan applications using e-mail, telephone or through face-to-face appointments

• Processed conventional A paper, SubPrime, and all forms of Government loans

• Processed Texas Veterans Land Board loans • Submitted files through DU and LP by different investors’ underwriting systems for Fannie Mae and Freddie Mac Lenders

• Ordered closing papers and funds through Interfirst Platinum system

• Originated and processed loans brought in personally

• Calyx Point and Contour

Prestige Mortgage Group, Inc. February, 2000 to July, 2001 Loan Coordinator

• Assisted senior loan processor with all loans in the company pipeline

• Charged with the ordering of credit reports and follow through

• Assisted and interacted with all clients by telephone or in person

• Assisted loan officers in completion of their tasks

• Ordered surveys, appraisals, title, insurance and verifications using phone, fax and mail

• Assisted underwriters, realtors, escrow officers and sales representatives from other companies

• Responsible for inputting loans on desktop originator and sending them through DU and/or LP

• Processed conventional A paper, SubPrime, FHA and VA loans

• Personally brought in many clients to the company for home loans

• Originated and fully processed any loans personally brought in

• Submitted loans through Interfirst Mortgage on “FLY” and “SAIL” programs

• Calyx Point

Mortgage Specialists of Greater Houston February, 1999 to January, 2000 Loan Processor

• Ordered credit reports, surveys, appraisals, title, insurance and performed verifications by phone, fax and mail

• Assisted underwriters, realtors, escrow officers and sales reps from other companies

• Processed conventional A paper, SubPrime, FHA and VA loans

• Assisted the President and Loan Officer as needed

• Calyx Point

Devine Lending, LLC December, 1995 to December, 1998 Administrative Assistant

• Received all incoming calls and routed them as needed

• Performed heavy filing, faxing, and did extensive copying of loan packages

• Ordered office supplies

• Assisted and interacted with all clients by telephone or in person

• Responsible for setting up and closing out client files

• Ordered credit reports, appraisals, title, insurance, and performed verifications by phone, fax and mail

• Assisted loan processors and loan officers as needed

• Assisted underwriters, realtors, escrow officers and sales representatives from other companies

• Calyx Point and Smartfil

*References Available Upon Request

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