THOMAS A. COUTINHO

Mobile: +91-703*******

E-Mail: adqh3m@r.postjobfree.com ~ Skype ID: thomas.coutinho18

SENIOR MANAGEMENT PROFESSIONAL: ACCOUNTS & FINANCE

Highly accomplished, results-driven management leader with progressive experience in financial & operational excellence in global multi-million dollar organisations. Comprehensive experience in spearheading overall accounting & finance functions of multiple contracts with large annual revenue, with experience in improving contract profitability & control posture and preventing revenue loss. Cross-cultural leader with strong exposure in strategic & financial planning for start-ups, restructuring, expansions, large scale business transformations and business advisory roles. Found innovative means to fund financial needs of the organization at difficult times; distinction of being recognised for best performance by employers

18+ YEARS PLAYING THE ROLE OF MANAGER – ACCOUNTS & FINANCE

Areas of Expertise: Financial Planning & Analysis Accounting Budgeting & Forecasting Cost Management Auditing & Internal Control Fund Management Cash Flow Analysis Corporate Governance Working Capital Management Direct & Indirect Taxation Commercial Operations Project Finance Compliance Due Diligence Relationship Building Liaising & Coordination Process Improvements Administrative & Financial Management Team Work & Leadership

Career Highlights include:

Domain Expertise: Repairs & Maintenance; Air Catering & Hospitality; Plastic Packaging Products; Waterproofing Solutions & Allied Chemicals and Iron Ore Mining Industry

Well versed with IFRS, IGAAP & GAAP

Significant contributions towards managing the Forex Exposure (USD) of company amounting to $5 Millions, annually

Instrumental in ensuring timely processing & payment to parties; also authorized Debit & Credit Advice, Bank & Creditors Reconciliation, Deduction and Filling of VAT Return

Successfully reviewed & enhanced all financial procedures and internal controls, automated and integrated financial information systems, prepared financial forecasts with coordinated budget projections

CAREER CONTOUR

May’19 till Present: Western India Shipyard Ltd., Goa as Asst. Manager – Accounts & Finance

Managing overall accounting activities of cash/bank books general ledger & finalize all books of accounts.

Generating P&L accounts and annual reports and responsible for finalization & reconciliation of accounts & financial statements along with Accounts Manager.

Monitoring compliance to the budgetary plans and conducting variance analysis.

Ensure timely Processing and payment to parties, Authorizing Debit & Credit Advice, Debtors & Creditors Reconciliation.

Monitoring Banking activity and Reconciliation of Bank accounts on day to day basis.

Responsible for monthly stock statement for Bank purpose.

Interfacing with Internal, Statutory and Tax Auditors, providing them with all necessary documents as per audit requirement; evaluating procedures to highlight the shortcomings and implementing recommendations.

Formulating budgets and conducting variance analysis to determine difference between projected and actual results and implementing corrective actions.

Generating & maintaining monthly MIS & reports for cash flow/ debtors outstanding statements, costing and budgeting cash expenditure for profit center.

Monitoring and controlling expenses and overheads to minimize cost and higher return.

Responsible for ensuring and controlling cost of raw materials and Finished Goods in order to maximize profit margin, Financial Costing/ Valuation of Inventory and Budgetary forecasting and activity analysis.

Preparation of various costing reports covering the entire gamut of operations at the month end or when needed and required on a day-to-day basis.

Apr’15 till Dec’18: Twinstar Industries Ltd., Lagos (Nigeria) as Sr. Manager – Accounts & Finance & Admin

Key Result Areas:

Drive achievement of business growth & profit goals by formulating & implementing strategic financial solutions and business policies, procedures & systems for tracking financial operations

Develop, analyse & implement budgets; monitor budgets for deviations, conduct variance analysis and make recommendations for new or revised budget norms or procedures

Spearhead overall finance functions involving determining financial objectives; effectuate internal control system entailing debtors' management, stock monitoring as well as keep a constant vigil over overhead expenses

Provide strategic consultation & guidance on financial and contractual matters; implement cost control measures for improvement in bottom-line

Administer Project Finance functions encompassing negotiations, analysis of proposals, and settlement of debts; screen new projects ; project cash flow & ROI and apprise management of potential future profitable projects

Create project reports, working capital loan applications as well as arrange for term loans from financial institutions and working capital loans from banks

Deal & negotiate with banks and financial institutions for raising funds and non-funds based facilities to meet working capital and project requirements

Administer direct & indirect taxation, MIS and building internal financial controls

Held accountable for:

oPreparing & filing necessary documents & returns like VAT, Income Tax Returns, Registrations, etc.; monitor all taxation matters as required under VAT and Income Tax

oCoordinating with COC and complying with their various guidelines issued from time to time

oManaging statutory compliance under all labour laws in co-ordination with HR - ESIC, PF, Bonus, Minimum Wages Act

Coordinating:

oSupply chain functions related to purchase of imported / local indigenous raw material and machines

oIn obtaining approvals for various land allotments from authority for various projects for construction of factory buildings / dealing with Registrar Office

Highlights:

Played a key role in steering the Forex Exposure (USD) of company amounting to $5 Millions, annually

Skilfully handled wide gamut of tasks involved in arrangement of Syndication of Loan from various financial institutions for Project and Various Business Requirements; liaised with Govt. Agencies with regards to Land Registry of Company, Tax Assessment Orders and so on

Mar’12-Mar’15: Twinstar Industries Ltd, Lagos (Nigeria) as Manager - Accounts & Finance

Key Result Areas:

Performed a pivotal role of validating business plans & commercial strategies for maximizing profitability & revenue generation in line with corporate goals

Spearheaded complete finance & accounts functions and acted as an Agent of Change for reworking Business/ Finance models to achieve organizational growth objectives; facilitated revenue growth & cost saving initiatives

Created budgets and conducted variance analysis to determine difference between projected & actual results and implemented corrective actions for the same

Headed valuation functions involving determining financial objectives, designing & implementing systems, policies & procedures to facilitate internal financial control

Ensured timely processing & payment to parties; also authorized Debit & Credit Advice, Bank & Creditors Reconciliation, Deduction and Filling of VAT Return

Authorized dispatch functions including pricing matters; looked after banking, sales, purchases, exports documentation work, bank guarantees, LC and inventory & insurance functions

Established a working relationship with bankers, suppliers and workers; negotiated settlements and restructured financial liabilities with bankers, suppliers, statutory agencies

Worked in close relation with Internal, Statutory & Tax Auditors; provided them with all necessary documents as per audit requirement; evaluated procedures to highlight the shortcomings and implementing recommendations

Actively involved in assessment, & filling of Vat, including HR activity compliance to all statutory & regulatory requirements; finalization of provisional assessment cases etc

Took care of store operations including verification of stock registers and managed physical inventory by physical stock taking as per MSOD requirement

Controlled manufacturing cost of raw materials, WIP and finished goods in order to maximize profit margin; carried out financial costing/valuation of Inventory / WIP

Nov’09-Jan’12: TajSATS Air Catering Ltd., Goa, India as Assistant Manager - Accounts & Costs

Key Result Areas:

Presented a true and fair view of the financial position of the company by way of timely preparation of annual reports ensuring analysing the expenditure on a monthly basis to control expenses

Maintained MIS & reports, evaluated them for facilitating decision-making process

Established and implemented internal control disciplines throughout the division to maintain integrity and accuracy of financial reports

Monitored advance controls for advance payments & followed up with purchaser, cost centre wise consumption & analysis with average consumption

Kept regular follow up on working capital agenda in regards to collection of receivables & settlement

Held responsible for costing of various meal & food products; preparation of DBR (Daily Business Report) of Loads of Various Airlines (Domestic & International) / Meal Wastage Report

Involved in general ledger scrutiny & verification of purchase invoices with purchase orders; conducted reconciliation of suppliers' accounts and debtors accounts

Nov’06-Nov’09: Chowgule Industries Pvt. Ltd., Goa, India as Senior Assistant Manager - Accounts & Administration

Key Result Areas:

Administered financial projections and preparation of cash flow to ensure that financial and operating reports accurately; organized the production of payroll checks and provided associated information

Prepared & maintained MIS reports on monthly basis; also updated statutory dues & payment of the same on the valid date;

Involved in:

oFiling quarterly & half yearly returns

oMaintaining & updating of Fixed Assets Register

oChecking & verifying sub-contractor bills

oSubmitting MSOD statement monthly

Jul’00-Nov’06: Commenced career with Salgaocar Mining Industries Pvt. Ltd., Goa, India as Finance Executive

Key Result Areas:

Drafting & Preparation Of Letters Of Credits And Put Up For Approval

Planning and providing funds to meet day to day expenses.

Calculation & Scrutinisation Of Bank Interest With Reference To Working Capital /Bank OD

Calculation And Checking Of Deferred Payment Guarantee Commission On Foreign Currency Loan

Quoting Of Internal Rate Of Return (Irr) On The Assets To Be Purchased

Preparation Of Credit Monetaring Arrangement Of The Company

Preparing Of Hire Purchase Agreements & Repayment Schedules

Preparation Of Monthly Stock Statements

Monthly Stock Inspection Along With Bank Officers At The Mining Site

Dealing & Complying with EPCG License with Deputy Director General Of Foreign Trade Towards Import Of Capital Goods

Achievements

Successfully computerized all accounting & reports; modified expenses & overheads accounting methods

SCHOLASTICS PORTFOLIO

2000 MBA - Finance from Institute of Management Studies Career Development and Research, Pune University

1998 B.Com. from Ahmednagar College, Pune University

Technical Qualifications: Diploma in Computer Applications

IT Forte: Comprehensive exposure to Windows, Accounting Packages - Tally 5.4, 6.3, 7.2, 9.1, ERP 9.2, BOSS Package & SAP, MSOffice and Internet Applications

Date of Birth: 18th September, 1975 Address: C1/5, Sai Complex, Co-Operative Housing Society, Regina Mundi School Road, Chicalim, Vasco Da Gama, Goa-403711 Languages Known: English, Hindi & Konkani

Passport No.: Z 2396179

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