Marisol Roman

Current Address: **** *. ******** *** **** 1 Chicago, IL 60659 Telephone: 312-***-**** adqfmk@r.postjobfree.com

EXPERIENCE

Guaranteed Rate

Elite Mortgage Consultant (August 2014 – Present)

Train new hire predominately new Mortgage Consultants which contact a total of 20 employees

Conduct credit and underwriting analysis to submit loans with minimal stipulations on the Loan Decision

Calculate Income for final underwriting approval

Experience with Conventional, FHA, VA, USDA, and IDHA loan is all states

Research Investor guidelines to clear underwriting stipulations reflected on Investors specific approval

Manage a detail loan pipeline, Scheduling and tracking closing dates, contingency dates and loan lock expirations

Provide world-class customer service and respectful, consultative guidance to borrowers, and new loan officers entering the company

Receive on-going, comprehensive training and become an expert on various investor loan products and guidelines

Communicate with all parties involved including third party vendors

Schedule and coordinate refinance and purchase closing

Order and clear third-party items such as but not limited to: payoff statement, insurance update for both refinance and purchase, title commitment, appraisal review

Responsible to keep track of all rate lock and extensions

Review and request condo questionnaire per specific lender guidelines

JP Morgan Chase Bank

Senior Loan Processor (March 2010 – August 2014)

Complete a welcome call checklist via phone to borrower to ensure them phones are recorded and may be monitored for quality assurance

Promote accurate timeline and set proper expectations on a home purchase and refinance transaction

Responsible to open new file within three days and mandatory to close loan within 30-45 days on purchase

Pre-underwrite file before initial submission and complete a detailed underwriting submission checklist to submit loan to underwriting

Order, review and clear Title Commitments, Surveys, Payoff Statements, Condo Association Letters and Appraisals, property insurance and FEMA certificates

Communicate with borrowers, attorneys, title closers, realtors, account reps in order to assure a smooth closing.

Organize and schedule purchase and refinance transactions

Responsible for handling a pipeline size of 50-85 loans on a monthly basis,

Conventional, FHA and VA loans (in all states)

Responsible to manage daily touch point report and weekly welcome calls

Prepare complete Quality Control Audit checklist in order for loan to Pass and task to closing department

Levenfeld Pearlstein, LLC

Project Assistant (Paralegal) (May 2008 – February 2010)

Researching cases and other legal authority to start a new case file

Prepare and file UCC Financing Statements for specific State and County

Revise legal documents; compose/type letters, memos and other correspondence

Handled will attestations and real estate closing

Spanish translator in commercial closings

Managed court calendar, attorney schedules and deadlines for both attorney and client

Review, distribute and create professional Closing Book for transaction

Complete all documents/matters relating to real estate closing i.e. Deeds, Bill of Sale, Affidavit of Title, Closing Statement, Alta statement, Illinois County, and City Tax Declaration, 1099 Form, Paid Assessment Letter, Right of First Refusal letter, Transfer of Insurance, order and verify title & survey including review of initial real estate contracts and preparations of modifications and inspections letters.

Order and Clear Title for commercial properties, ALTA Surveys, Tract searches, order payoffs, water and zoning certifications and tax redemptions

Law Offices of Attorney Harvey D. Wright

Real Estate Legal Secretary (May 2006 – July 2008)

Complete all documents/matters relating to real estate closing i.e. Deeds, Bill of Sale, Affidavit of Title, Closing Statement, Alta statement, Illinois County, and City Tax Declaration, 1099 Form, Paid Assessment Letter, Right of First Refusal letter, Transfer of Insurance, order and verify title & survey including review of initial real estate contracts and preparations of modifications and inspections letters.

Go to court and file motions on behalf of attorney

Attended purchase closings on behalf of attorney for Spanish speaking buyers

Order and Clear Title for residential, commercial properties; order payoffs, water certifications, zoning, tax redemptions

Prepare notice motions for foreclosure status, evictions; Prepare Trusts, Power of Attorney, Lien Waivers

Prepare legal documents for attorney’s approval and use by identifying forms and formats; producing text; proofreading

Managing court calendar, schedules and deadlines for both attorney and clients

Generating status reports, logs; processing settlement papers and payments

Maintained database by organizing document control; designing retrieval systems; summarizing, coding and storing documents; updating system

Handle accounts receivable and accounts payables

Prime Financial Corp.

Senior Loan Processor (January 2004 – May 2006)

Pre-Underwrite files and submit to appointed lender

Communicate with borrower on a weekly basis

Order and Review Titles, Surveys, Payoff Statements, Condo Association Letters

Organize with all parties purchase and refinance transactions

Communicated with attorneys, title closers, realtors, account reps. To encourage a smooth transaction

Contributes to team effort by accomplishing related results as needed

Chicago Bancorp Mortgage Company

Mortgage Analyst (March 2000 – December 2003)

Process for the assistance vice president and top producers

Ordered and reviewed appraisals, title commitments, property insurance and FEMA certificates

Organize scheduled Purchase, Refinance transactions

Communicated with attorneys, title closers, realtors, account reps. in a Real Estate transaction

Mortgage Banker (promoted above)

Originated inside and outside referrals

Processed and closed mortgage transaction

Communicated with all parties in Real Estate transaction

Developed strong referral sources

Received recognition for closing million dollar months (February, March, April, May in 2003)

EDUCATION

Wilbur Wright College of Chicago Chicago, IL. July 2003

Associate Degree in Business Administrative

Jones Metropolitan High School of Commerce Chicago, IL. June 1998

High School Diploma with honors and major in Executive Assistance

SKILLS

Speak and Read fluent in Spanish

Computer Literate in Word, Excel, PowerPoint, Word Perfect, Outlook, Data Processing, Loan Handler, Closr, Encompass

Dictaphone Machine

Familiar with all automated mortgage systems: Fannie Mae and Freddie Mac

Legal Administration & Administrative Assistant Skill

Experience with all Receptionist and Secretarial Work/functions

Contact this candidate