Souheil Haddad
Banking And Finance
Email: ***********@*******.***
Mobile: +961-*-***-***
Nationality: Lebanese
Date of Birth: 20/07/1990
Address: Lebanon– Keserwen
OBJECTIVE
I am a bank relationship manager with 7 years overall experience in the banking sector. I am passionate to build up my career in financial services, for this reason, I am looking for a challenging opportunity that would expand my knowledge and experience. I worked hard to be a highly analytical, well structured, and process oriented employee.
Through my experience, I developed skills such as accounting, financial operations, project management, team leadership, networking, and enhanced my knowledge in business. EDUCATION
2012 - 2015
Arts, Science and Technology University in Lebanon, AUL
“Bachelor of Business Administration, Banking & Finance” EXPERIENCE
Relationship Manager and Loan Officer:
Société Générale de Banque au Liban April 2016 - January 2022
• Responded to clients complaints and concerns in a professional manner and ensuring customers maximum satisfaction.
• Worked with small and mid-size business owners and merchants.
• Assisted clients with opening/closing different types of bank accounts ( prof. accounts, saving accounts, fixed deposit accounts, safe box, current accounts...).
• Gained sufficient knowledge about the banking products, services and respond to all inquiries.
• Contributed in marketing and awareness campaigns in the bank to create an enlarged customer network.
• Developed and maintained a set of reports for senior management/stakeholders as per the applicable laws and regulations.
• Find potential clients, individuals, or businesses who are in need of loans and cultivate their business.
• Analyze and verify loans applications to determine clients creditworthiness.
• Issued business loans, project loans, housing loans, mortgage loans and managed them with the assigned loan portfolio.
• Attained the responsibility of having an SGBL autorized signatory in the central bank. Teller / Head teller
Société Générale de Banque au Liban August 2015 - Aril 2016
• Processed daily client transactions including deposits, withdrawals, money transfers,loan payments and selling cashier's checks.
• Tax payments and credit salaries for companies and individuals.
• Counting and packaging currency.
• Maintaining and balancing cash drawers and reconciling discrepancies.
• Preparing transaction rfeports.
• Helped clients access their safe deposit boxes and items in the bank vault as necessary.
• Providing effective support to all other staff members of other departments.
• Assisted client relationship managers at bank branch with customer account research and maintenance.
• Provide a high level of customer service, providing answers and assistance with a smile.
• Build long-term relationships with clients.
• Keeping a clean, organized work area and a professional appearance. Sales Associated and Cashier:
Azadea group April 2012 - August 2015
• Delivered excellent customer service to ensure high level of customer satisfaction.
• Prompt client problem solving and response to their inquiries.
• Prepared detailed reports on buying trends, customer requirements, and profits.
• Monitored ATV and UTP.
• Monitored branch inventory and place merchandise orders accordingly.
• Employees training on selling, cross selling, customers service, altitude toward customers, and how to avoid conflicts.
• Employees job assessment and appraisal.
• Maintained professional and technical knowledge by attending educational workshops, reviewing professional publications, establishing personal networks, and participating in professional societies. PROFESSIONAL SKILLS AND TRAININGS
• Proficient in various “Microsoft Office” applications (Excel, word, PowerPoint etc.).
• Worked on Temenos24, ICBS operational systems and dolphin application.
• Accounting 1 – accounting 2 and financial accounting courses.
• Strong negotiation and communication skills.
• Ability to perform adequately under pressure and within tight deadlines.
• professional customer service.
• Bank secarcy for management and operations training.
• Loan proccessing training.
• Anti-money laundering (AML) training.
• Operational risk training.
• Deontological ethics.
PROFESSIONAL AWARDS
• 2016: Top 1 in removing accounts from dormancy.
• 2017: employee of the year in selling banking insurance product.
• 2018: Loans officer of the year.
LANGUAGES
• English (Excellent)
• Arabic (Fluent)
• French (Fluent)