Carole Hardcastle Painter

***** ***** **** ****, ********, UT 84065 801-***-**** adq17v@r.postjobfree.com SUMMARY Highly motivated Mortgage Loan Originator with over 20+ years’ experience in the financial industry. Learns quickly and is a very loyal team player. Treats all clients with kindness and respect. Has a history of meeting and exceeding goals. Is a self-starter that thrives on increasing production. December 2021 to Present Senior Loan Originator, NEXA Mortgage Riverton, UT

• Built business with real estate agents, insurance agents, and builders

• Interviewed applicants to complete the application and determine the best program for each client

• Began a team of Loan Officers that could originate in states where I am not licensed June 2020 – November 2021 Assistant Loan Officer, Great American Mortgage Sheridan, WY

• Served as a friendly, hardworking, & punctual employee. Worked independently & as a team to solve problems

• Organize and prioritize work to complete assignments in a timely, efficient manner.

• Help process loans and complete loan applications for the owner. Mar 2018 – Jun 2020 Mortgage Loan Originator/Team Lead, Liberty Bank, Inc. Salt Lake City, UT

• Trained new loan officers & helped established loan officers with their applications as issues arose

• Built a Tiny Home Loan Program by creating the process and selling the product to Tiny Home Builders

• In addition to Tiny Home Loans, originated mortgage FHA, VA, USDA, Conventional, Reverse & Non-QM Products Aug 2016 - March 2018 Home Mortgage Consultant, Wells Fargo Bank West Jordan, UT

• Originated mortgage loans and collected necessary documents for processors to obtain the Clear to Close.

• Covered Wells Fargo Branches for walk in clients

• Marketed to Individual Real Estate Brokerages, Builders, and Wells Fargo Customers. Dec 2003 – Aug 2016 Mortgage Consumer Loan Officer, America First Credit Union West Jordan, UT

• Opened new accounts, originated consumer loans, Home Equity loans, and mortgage loans.

• Provided excellent member service and educated members on finances and credit union products

• Trained employees and made decisions on consumer applications for loan interviewers

• Utah Notary Public, closed first mortgage, second mortgage, consumer loans, HELOC’s. notarized documents that needed to be recorded. Notarized documents on an as needed basis for walk in members. Nov 1998 – Dec 2003 Mortgage Broker/Owner, Associated Mortgage Services Riverton, UT

• Taught myself the Wholesale Mortgage Business by opening my own company

• Originated mortgage applications & processed files through funding. Provident Funding was my primary lender.

• Established new relationships with new wholesale lenders that offered good products for my Clients EDUCATION

High School Diploma, Master Academy

NMLS 717505

Currently Licensed in Utah, California and Georgia