Daniel Montgomery
Complex Claims Resolution and Management Clearwater, FL
*************@*********.***
Licensed to work in the US for any employer in all continental United States except CA, NM, NY
Experience
Commercial General Adjuster, Regional General Adjuster, Claims Examiner, Storm Manager, Litigation
Crawford and Company
2005 to Present
•National Residential Claims Supervisor for State Farm (Weather and Catastrophe Claims Stewardship)
•Commercial Claims Supervisor for NYPIUA
•Catastrophe Supervisor, Adjuster Trainer, Client Liaison, Field and Desk Adjuster, Claims Manager,
Claims Examiner, Claims Auditor,,
•Experienced in Underwriting Inspection, RCV, ITV, Commercial and Residential Property, Large Loss,
Inventory, BI/EE, CBI, OPPF, ISO and Manuscript Policy Forms, Admitted and E&S Carriers
•Claims adjusting, examining and supervising of property, time element, and builder's risk claims from thousands to millions of dollars in losses, at single and multi-site loss locations
•Advanced training in Commercial Claims, Xactimate, Xactanalysis, Virtual Adjusting
Estimating at Crawford University.
•Discovered and worked with Xactimate to correct flaws in the Xactimate Estimating Program
•Appointed to serve as one of 13 national dedicated commercial adjusters for Zurich NA. Trained at
Zurich in Schaumberg, IL & Tampa, FL
•Catastrophe Claims Examiner with authority to direct and collaborate field adjuster loss submissions
Claims Resolution Manager
IMS Claims Services
2018 to 2019
Resolved complex claims submitted by field adjusters for final submission and payment recommendations to Carrier Clients
Commercial Claims Resolution Manager
Heritage Property and Casualty Insurance Company
2017 to 2018
Claims file resolution manager responsible for settling claims prior to appraisal or litigation.
Claims Examiner/Adjuster Trainer
US Cat Adjusters 2017 to 2017
Claims examiner responsible for adjuster training and file approval for presentation to carriers.
CEO of Company
Product Development and Marketing (non-insurance)
2015 to 2017
Resolution Manager
Florida Insurance Guarantee Association
2006 to 2007
Negotiated claim settlements with policyholders, public adjusters and attorneys for claims remaining unsettled as a result of the failure of private carriers, whose claims obligations were inherited by the
State of Florida. (Services performed as an independent sub-contractor through Claims Consultants, LLC.)
CEO
Montgomery Associates, Inc
1998 to 2005
•Licensed All-lines Adjuster, Appraiser, Umpire, ADR, Expert Litigation Witness, Legislative Consultant,Insurance Lobbyist
•Consulted to the Florida State Department of Financial Services Task Force on Citizens Insurance andthe Florida Hurricane Catastrophe Fund in development of new legislation, regulations and financing for hurricane property insurance. Consulted to the Task Force or Public Adjuster Regulatory Legislation
•Served as an expert witness for State of Florida, Department of Financial Services in lawsuit broughtby Public Adjusters, which was successfully defended
•Provided claims examining services to regional carriers, for approval of all catastrophe claimsadjusted by outside independent adjusting firms. Developed and deployed an internet-based claims reporting, distribution and resolution system.
Field Catastrophe Team Leader
F. A. Richardson and Associates 2003 to 2004
Led a catastrophe adjusting team for hurricane damage to the mid-Atlantic region. Created and implemented a claim tracking system for the regional carrier/client.
Independent Adjuster, Appraiser, Umpire, Expert
Montgomery Associates
1997 to 2000
Valued and effected resolution of residential and commercial earthquake claims as an adjuster, appraiser, umpire and as an expert witness in litigation
Field and Temporary Desk Adjuster
Pilot Catastrophe Services 1992 to 1997
Field Adjuster
•Managed and concluded all marine losses from Hurricane Andrew for State Farm Insurance
•Completed and closed all pending wind and flood claims for Allstate Insurance from the "No Name
Storm" of 1993 on the Florida Gulf Coast
•Adjusted complex earthquake claims as an independent and later a temporary employee of Allstate
Insurance from the 1994 Northridge Earthquake
•Completed and closed all wind and flood claims in Southern California for Allstate Insurance from 1995 catastrophe events
Carriers Represented: State Farm, Allstate, Zurich, Great American, Republic, NFIP, Louisiana Citizens,
Florida Citizens, FIGA, NYPIUA, Hartford, Lexington, London Underwriters, HSBC, MunichRe, E&S, ICAT, AmRisk, Markel, ACE, WIC, Bankers, Heritage, Virginia Farm Bureau.
Work/Peril Experience: Flood, Wind/Hail, Tornado, Fire, Wildfire, Earthquake, Sinkhole, Civil Authority, Farm Losses (not including Crop Losses), Inland Marine, Ocean Marine (Both as a policyholder and adjuster), Ice Storm, Freeze Losses, Builders’ Risk, Construction Defect, Product Liability, Third-Party Liability, Fraud, SIU, Litigation
Work history was in another industry prior to 1992.
Education
Computer programming and engineering, Business, Law
Cornell University, College of Engineering, Ithaca - New York, NY
Bridgeport University Graduate Business School
LaSalle Extension Correspondence Law School
Certifications/Licenses
Resident Florida all-lines adjuster Current
Non-Resident adjuster, all states except CA, NM, NY Current