Business Analyst Senior

Name: M S Vasantha Prasad

Email ID: *********@*****.***

Mobile : +917*********/WhatsApp Only

+84-090*-******/Voice Call

Career Summary

16+ years of experience in BFSI Domain across Cards and Payment life cycle. Have implemented 4 large migration and new acquisition project for customers across globe along with Digital journey including BNPL. Significant experience with proven track record as Consultant, SME, Business Analyst, Delivery Management, Test management, IT Project/Program implementation and Program Management, Scrum Master, Product owner, Card Operations, Release & Change management in both Waterfall and Agile methodology.

Certifications Completed

ISTQB

Agile Extension – Certified by Indian Testing Board

Business Analyst to Business Consultant - Certified by Effilor Consulting Services

EMV Module 2 Intermediate – Certified by Paytech Academy

Basics of RPA – UI Path

Critical Thinking

Agile Project Management/Delivery

SQL Programming

Area of Expertise

Proven track record as Delivery Manager, Project/Program, SME, Consultant,Principal Business Analyst in BFSI domain specifically into Cards and payments

TCOE, Vendor manager, Development, SIT, UAT Governance, Pre prod Governance, Steerco meetings, live proving, Pilot phase, Go/No Go, client support activities, Warranty support & post production support activities

Expert in handling overall Bank eco system where 30+ partners and 70+ applications are involved

Managed talent pool of 175+ in max

Expert knowledge in Fiserv (VisionPlus), Cards link, ECS, ECS+, PRIME, POWERCARD

Expertise in Issuing domain end to end and working knowledge in Acquiring side as well

Strong understanding of payments domain, SWIFT, Cross border, ISO20022

Elicitation and collaboration using Workshops, Interviews, Brainstorm

Planning and Monitoring in both predictive and adaptive approach

Plan, Identify and conduct stakeholder engagements using Onion diagram, Stakeholder wheel, Power interest grid, RACI matrix

Requirement Life cycle Management catered across as Business Requirements, Solution Requirements, Stakeholder Requirements, Transition Requirements

Understanding/Creating the Business requirements documents, Functional specification documents

Help the development team to arrive best solution which meet the requirements

Provide impact assessments on the solution which cuts across different modules/application with overall landscape

Hands on in various estimation techniques (Analogous, Parametric, Expert Judgement)

Functional and Process decomposition

Writing Use case and Identify them using techniques (Function Driven, System Driven, Data Driven)

Requirement life cycle management (Trace, Maintain, Prioritize, Asses & Approve)

Risk Management (Identify, Analyse, Evaluate, Treat and Monitor)

Root cause analysis techniques like 5 Why’s, Fishbone diagram

Negotiation Skills

Managing third party company or resources during the project life cycle

SLA/KPI definition and maintain

Preparation of Test scope and Test plan document, Review of the test scripts, Defect logs and Pass logs.

Monitoring / tracking projects with respect to timelines to ensure completion of project within the stipulated testing window

RFP Preparation and most of them are turned up to the success one

Enforcing project deadlines and schedules; managing resources in accordance with project schedule and consistently delivering quality services to the clients

Resource management and tracking by Billing summary, Utilization tracker and Revenue tracker updates

Project planning and execution, involving new enhancements, migration testing and Compliance testing.

Published Test Execution Statistics Daily / weekly and Test Summary Report on closure

Proficient in handling Microfocus ALM

Automation suggestions to speed go to market strategy and reuse

Knowledge in PRIME 3.0, TS2, Powercard

Mobile APP automation testing using Cloud

Agile Coach

Release management testing & Digital Transformation

Experience Summary

Company Name

Designation

Role

From

To

FE CREDIT

IT Cards Business Analyst Expert

New Solution offering/Digital Journey/BNPL implementation

04-Jan-22

Till date

Attra Infotech

Senior Business Analyst

Program Manager

15-May-21

23-Dec-21

Expleo Solutions

Principal Business Analyst

Delivery/Project Management/Consultant

19-Sep-13

13-May-21

Tata Consultancy Services

Assistant Manager

Assistant Manager

02-Jan-06

01-Jul-13

FE CREDIT, Ho Chi Min City, Vietnam

Designation: IT Cards Business Analyst Expert

From: 04-Jan-22 to till date

Project: BNPL, Fixed Payment Cards, BNPL, Easy Pay, IPP, Product Unification and Multiple CR’s

Role: IT Cards Business Analyst Expert

Client: FE CREDIT

Attra Infotech, Chennai, India

Designation: Senior Business Analyst

From: 15-May-21 to 23-Dec-21

Project: Option Issuer Fee

Role: Program Manager

Client: Cuscal Limited

Scope: Development and Testing

Model : Agile

Expleo Solution (Formerly known as SQS India BFSI Limited), Chennai, India Designation: Principal Business Analyst

From: 18-09-2013 to 13-May-21

Project: Migration from ECS to FirstVision, Release Testing, Projects

Role: SME and Delivery Management

Client: Banco Popular -e(WiZink)

Duration: October 2015 – till date

Application Used: VisionPlus(CMS,LMS,LTS,ASM,FAS,CDM,VMX) Powercurve, Accessplus, CACS, TRIAD,CRM,Digital Channels, DDR,CMF

Large Programs Handled : Cardiff Migration, Ruby and Stone, SIBS

Program Cardiff

The Banco Popular Group has recently completed the segregation of several of its card businesses (debit and credit cards), as well as signing the acquisition agreement for the Citibank Spain, SA. Retail banking business and cards. All these operations are now managed under a single entity called Banco popular-e (BPE), which now exists as a JV between Banco popular and Verde Partners. Following an evaluation process, a decision has been made to outsource the core account processing of 3.7m credit cards to First Data (2.5m Banco popular / 1.2m Citibank Spain).

The Atlantic programme will design and implement an end to end cards processing platform and migrate both the Banco-popular book and the Citi book to the new platform for the current Atlantic programme, BPE has approached SQS to provide UAT Testing services for the core card processing application.

Program Ruby

Barclay Card Portfolio of Spain & Portugal was acquired by WiZink and moving their card base into existing WiZink architecture program named as RUBY.

Project: Performing E-commerce testing for all the banks which has tie up with NPCI India.

Role: SME and Delivery Management

Client: National Payment Corporation of India

Duration: March 2014 – September 2015

Applications Used: Paysecure, Database servers, ITM (AS/400 IBM I Series), Acquirer,VisionPlus

and Issuer Simulator (Rupay Olive Simulator), API, SQL Server 2008, XML, Json, Web services, SOAP, WSDL.

Project type: Certification testing and API support

Project Description: NPCI uses Pay secure product developed by Acculynk for E-commerce transactions. Certifications ends with two rounds of testing with pre-defined test cases. API support gets success once respective API calls as per Pay secure becomes success.

Project: Performed scoping in Tsys

Role: SME and Delivery Management

Client: Tsys

Duration: January 2014 to March 2014

Project type: Enhancements would be received from banks, scoping needs to be done post which execution starts

Project: Performed UAT for Hong Leon bank Malaysia

Role: SME and Delivery Management

Client: Hong Leon Bank, Malaysia

Duration: October 2013 to December 2013

Applications Used: VisionPlus, Card link, Ascend, World line loyalty, HP QC

Project type: Executing the scripts and ensure the completion of UAT.

Project Description: Hong Leon bank is one of the leading local banks in Malaysia wanted to migrate their application from card link to Ascend

Project: MBNA migration

Role: SME and Delivery Management

Client: Lloyd’s Bank

Duration: September 2013 – October 2013

Applications Used: Simulators (Web and Mainframe),Visionplus

Project type: Migrations

TCS e-Serve, Chennai, India

Designation: Assistant Manager

From: 2-Jan-2006 To: 1-July-2013

Key Functionalities/Roles handled in TCS

Start with credit initiation along with dedupe process using Autoscore, Experian

Embossing (Card replacement, reissuance, Lost or stolen, Product transfer)

Disputes handling

Enrol and maintain insurance,Loan creation, Actual Fund transfer to customer account

Loan Rescheduling(Tenor change, Interest Rate change, Fixed amount change)

Fees and charges(Late fee, Overlimit fee, NSF fee, Cash advance fee,etc.)

All maintenance in credit cards system like (address, name, DOB, passport, etc.)

Upward and downward pricing with various interest table combinations

Promo plans handling, ITO override

Various type of interest calculations based on table definition

Statement quality checks, minimum due calculation along with interest and other details checks

Letters generations to customer like closure, liability, balance letters

Linking of customers account under one customer number

Monthly complaint MIS,Telex payments and other currency payments to cards

Conduct interviews

Grooming the new team members in applications and process

Academic Credentials

Master of computer applications from Muthayammal Engineering College, Anna University, India, 2002-2005.

Bachelor of Computer Science from Sengunthar Arts and Science College, Periyar University, India, 1999-2002.

Personal Particulars

Date of Birth : 12-05-1982

Marital Status : Married

Passport No. : L6098148

Hobbies : Roaming out, Watching Movies.

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