Mortgage Closer Closing Coordinator

Kathy Beaird ***********@*****.***

**** ********* **. #*** 469-***-****

Dallas, TX 75287

Qualifications – Experienced Mortgage Professional

20+ years’ experience Closing and Funding mortgage loans nationwide

Extensive experience in mortgage closing / funding regulations

Highly motivated, detail oriented, ability to multitask and meet deadlines in a fast-paced environment

Strong ability to understand and decrease lender risk for sellable loans

Systems/Software

MS Office (Word, Excel, PowerPoint, Outlook), Encompass

Experienced with TRID Guidelines

Education

University of Texas at Dallas

Bachelor of Science in Business Administration

Professional Experience

Mr. Cooper

Funder 11/2019-4/2022

Successfully Closed/Funds 150-200 nationwide closings per month

Reviewed all documents for accuracy adhering to all TRID/compliance guidelines

Balanced Closing Statement with Title and prepared wire prior to funding

Certified Funding

Auditor – 2nd Loans 11-201*-**-****

Extensively reviewed of 100-150 appraisals per month

Reviewed 100+ 2nd lien loan estimates, closing statements and conditions

Fairway Independent Mortgage Corporation 11/2016-11/2018

Closing/Funding Support Specialist

Nationwide Internal Customer Support for closing/processing

Encompass process support for corporate/branch closers

Internal TRID Support for Closing

Aspire Financial Inc./Texas Lending 03/2016 – 10/2016

Mortgage Loan Funder/Closing Coordinator

Extensively reviewed nationwide closing packages prior to funding

MERS registration

Audited Loans for completeness prior to closing

Black, Mann & Graham, LLP 05/2012 – 02/2016

Mortgage Loan Funder

Reviewed nationwide closing documents prior to funding / back up for doc prep

Worked closely with the mortgage lender to ensure all underwriting conditions had been met prior to investor purchase

Polunsky & Beitel, LLP 11/2011 – 05/2012

Loan Closer

Prepared closing documents and attorney documents for 80+ loans per month

Reviewed and approved settlement statements according to RESPA guidelines/regulations

Maintained 100% satisfaction with brokers and title companies on all aspects of the closing process

Prime Lending (Contract) 06/2011 – 08/2011

Compliance Auditor II

Audited loans for regulatory compliance to sell to investors

Bank of America/Countrywide 2001 – 2011

MLO Loan Closer/Relocation 2010 – 2011

Achieved 95% on time closings

Post Closer/Compliance 2009 – 2010

Audited all closing documents to ensure compliance with bank regulations and to reduce deficiencies on FHA and VA loans for secondary market

Funder/Post Closer 2007 – 2009

Reviewed all loan closing documents, conventional, FHA and VA to ensure compliance with regulations

Shiped collateral, stacked/shiped conventional, VA and FHA loan files

Countrywide Home Loans

Senior Funder – Subprime Lending 2003 – 2007

Prepared/funded 100+ loan documents/nationawide

Internal recognition and rewards from customer service surveys and number of loans closed per month

Funder – Subprime Lending 2002 – 2003

Closed/funded 150+ loans per month meeting customer requirements

Closing Specialist 2001 – 2002

Provided payoff statements for residential loans

Maintained customer files

References available upon request

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