CURRICULUM VITAE
PROFILE
I am a self motivated, team player, industrious, result driven individual with commanding skills in writing and communication, analytical, management and organization skills to achieve results through people and open to career challenges.
BIO-DATA
Name Leonard O. Baka
Marital Status Married with three children
Date of Birth 31st March 1964
Nationality Kenyan
Last Employer Harambee Co-operative Society Ltd
P.O. Box 478**-*****
Nairobi.
Tel: 070*-******/073*-******
Postal Address P.O. BOX 626**-***** Nairobi
Mobile +254-***-****** or +254-***-******
Email adpxua@r.postjobfree.com
CAREER OBJECTIVES
To serve others with humility and respect as well as achieve a rewarding and fulfilling career in Management
EDUCATIONAL BACKGROUND
UNIVERSITY
Jomo Kenyatta University of Agriculture and Technology: 2012 – 2015
Masters in Business Administration
University of Manchester: 1995-2001
Bachelor of Science Degree in Financial Services
KENYA CERTIFICATE OF SECONDARY EDUCATION
Kimobo Friends Secondary School 1982-1985
Division 2.
PROFESSIONAL TRAINING
CHARTERED INSTITUTE OF BANKERS (UK): 1995-2001
Associate Member
INTERNATIONAL CORRESPONDENCE SCHOOLS LONDON: 1993-1994
Diploma in Business Management
KENYA ACCOUNTANTS AND SECRETARIES NATIONAL EXAMINATIONS BOARD: 1986-1987
Accounts Clerks National Certificate
KENYA NATIONAL EXAMINATIONS COUNCIL:
Diploma in Banking 1991-1992
Certificate in office practice 1989
Certificate in store-keeping 1987
COMPUTER COURSES
Basic Computer Concepts
MS Windows
Novel Netware Level 1 users
Bank Master Banking System
Branch Power Banking System
OTHER COURSES
Debt Recovery course
Developing Management Skills
Advanced Credit Analysis Course
Marketing Skills
Professional Ethics
Certified job analyst – Hay Group South Africa
Customer Care
WORKING EXPERIENCE
CREDIT CONTROL OFFICER: Harambee Sacco Head Office – 2017 – March 2021
Preparation and submission of loan check off data to payrolls
Follow up to ensure loan recovery data forwarded to payrolls are effected
Follow up on loan recovery data sent to payrolls which fail to be effected
Maintain contacts with the payroll officers
Monitor loan repayments to ensure action is taken on non performing ones
AUDITOR: Harambee Sacco – Head Office – 2015 – 2017
Conduct regular audits and identify reportable issues and dimensions of risk in the Head Office and all branches in the country
Determine compliance with policies, procedures and statutory requirements
Review the suitability of internal control designs
Review financial records for completeness and accuracy
Communicate audit findings to auditees and draft comprehensive and complete report of audit area
Carry out periodic Branch audits to confirm adherence/compliance to set controls and procedures
Prepare audit reports with recommendations to management
Follow up on implementations of recommendations by external auditors
Conduct investigative audits
Conduct training of audit management trainees
BRANCH MANAGER: Harambee Sacco Nairobi -February 2013 to date.
Managing Branch assets, appraisal of credit applications, recommendation of loan applications above branch limits to Head office, disbursement of loans, monitoring of loan repayments.
Participate in strategic management committee of the organization and projection of annual activities.
Coordinating the activities of risk champions in the branch and compilation of monthly reports from other branches and present them to the management and the board
Representing the society in credit union conferences local and international
Management of staff matters in the branch such as staff recruitment, leave management, training and mentorship, appraisals, recommendations and salary reviews.
Managing service delivery, promote performance culture, handling member complaints, maintain confidentiality of members information, cross selling of products to members, managing Branch cash holding, managing ordering and delivery of ATM cards to members.
Participate in the organization of annual delegates elections in the counties and recruitment of new members.
Member of new product development team.
People management
Budgeting planning, control and evaluation for the smooth running of branch operations
Lead business growth development of the branch by organizing marketing and selling activities to members in the region, make regular visits to county and provincial officials in the region.
Cash Management
Secretary Fosa Board Committee
BRANCH MANAGER: Harambee Sacco Coast Region - February 2010 to February 2013.
Managing Branch assets, appraisal of credit applications, recommendation of loan applications above branch limits to Head office, disbursement of loans, monitoring of loan repayment
Managing service delivery, promote performance culture, handling member complaints, maintain confidentiality of members information, cross selling of products to members, managing Branch cash holding, managing ordering and delivery of ATM cards to members
Participate in the organization of annual delegates elections in the counties and recruitment of new members.
Management of staff matters in the branch such as leave management, training and mentorship, appraisals, recommendations and salary reviews.
Budget management, control and evaluation of branch allocation.
Lead business growth development of the branch by organizing marketing and selling activities to members in the region, make regular visits to county and provincial officials in the region.
Managing procurement of items/services and dealing with suppliers and service providers including security providers
Management of Motor Vehicles and their maintenance and controlling drivers
Dealing with Management Agents of Premises and all Utilities such as water, light, telephones and review and approval of the same for payment.
BRANCH OPERATIONS MANAGER: Gulf African Bank-August 2007- February 2009
Managing Branch service delivery by ensuring service delivery is as per the service level agreement (SLA), ensuring customer complaints are acted upon promptly within the set time frame to minimize level of dissatisfaction, ensuring set guidelines are followed and any deviations are addressed promptly, cultivate performance culture aimed at improving business relationship with clients, monthly reporting on level and trend of complaints are done promptly, ensuring confidentiality of customer information and cross selling of Bank products and services to new and existing customers.
Communicating to staff on changes on policy matters and products communicated to branches by Head Office.
Holding of regular Branch meetings to review branch progress, challenges and coming up with suggestions from the team on the best way forward.
Managing of Branch Staff by ensuring staff are trained on all Bank products and services, monitoring of staff performance, effective use of staff through planning and assessment of adequacy of branch staff. Above all, mentoring and provision of excellent leadership to the team.
Management of Branch Assets i.e Branch Premises, furniture and equipment, integrity of branch system data, monitoring all system transactions, coordination of the operations of all the departments in the branch.
Managing Branch profit and loss account – by ensuring revenue collection is enhanced and costs are minimized.
CASH OFFICER: National Bank- January 2004 – July 2007.
Managing Branch cash holdings as required by Bank policies and guidelines, Branch ATM operations and supervision of staff in the Department.
CUSTOMER SERVICE OFFICER/SALES TEAM LEADER –
National Bank June 2002 – Dec. 2003
Opening and managing customer accounts, marketing and selling of Bank products to increase revenue base, provide effective and efficient customer service and ensuring KYC & AML policies are adhered to. Carrying out local market intelligence to understand what competitors are doing and asses the likely impact to our market share of the business and supervision of staff in the Department.
CORPORATE RELATIONSHIP OFFICER: National Bank-
January1997- May2002
Appraisal of credit facility applications, disbursement of loans, monitoring of loan repayments, perfection and custody of securities, acquiring new corporate clients, Marketing and selling of Bank products to existing and new clients and undertaking regular customer site visits.
FINANCE OFFICER: National Bank Finance Department 1992-1996
Preparation of financial accounts, preparation and control of management accounts and reconciliation of creditors accounts.
CLERK: National Bank-Finance Department October1988-1991
Settlement of invoices and reconciliation of Head office inter-branch account.
AWARDS
Awarded certificate and cash for being one of the best employees in product innovation and fraud detection in 2002.
ACHIEVEMENTS
Turnaround of Harambee Sacco Mombasa Branch performance from loss making to profit making, training of staff, mentorship, creating quality loan portfolio and providing good leadership to the teams.
CHALLENGES
Meeting customer expectations, maintaining clean loan portfolio, sophisticated fraudulent transactions and system failures.
REFEREES
Mr. Gidion Ndambuki
Credit Control Manager
Harambee Co-operative Savings & Credit Society Ltd
P.O. Box 478**-*****
Nairobi.
Mobile: 072*-******
Albert Bwire Onyango
Former Commissioner
Independent Electoral and Boundaries Commission (IEBC)
P.O. Box 45371 -00100
Nairobi.
Telephone: 072*-******
Joseph Okana
Head of Credit
Kenya Bankers Co-operative Society
P.O Box 73236 - 00200
Nairobi.
Telephone: 072*-******