Underwriter Fullerton

JEFF A. JOHNSTON

*** * ***** *** *********, Ca **832

*********@***.*** Ph: 714-***-**** Cell: 714-***-**** OBJECTIVE

To obtain an underwriter position or secondary marketing support position that will utilize my loan training, experience and customer service skills to mutually benefit our team and our company. SKILLS

Spanish (speak, read and write) – 10-key by touch and typing by touch FNMA DU and FHMLC LP using both internet and software applications PC MS Office XP/2007/2010 using DELL, HP, SONY, IBM Licensed California Department of Real Estate Salesperson since 1997 EXPERIENCE

Guaranteed Rate 11-19 to Present Fullerton, CA Underwriter

Underwrite level 1 and 2 conforming loans to FNMA and FHLMC guidelines

Manage VPN computer network systems and wireless connections with DUO

Calculate risk, credit grade and condition files for sale to investors

Review funding and prior to doc conditions for accuracy

Submit conforming loans to FNMA DU and FHLMC LP and verify terms of loan. REeBroker 01-14 to 11-19 Fullerton, CA Underwriter

Underwrite level 1 and 2 conforming loans and pre-underwrite FHA using matrices

Manage IBM computer network systems and wireless network connections

Calculated risk, credit grade and condition files for sale to investor

Reviewed funding and prior to doc conditions for accuracy

Submitted conforming loans to FNMA DU and verify terms of loan. Southern Magnolia Real Estate Services 01-08 to 12-13 Riverside, CA R.E. Agent

Short Sales and HAFA loan modifications

Listing homes for sale and representing buyers for purchase of real estate

Qualify borrowers for loans and submit to lenders thru loan broker Home Visions, Inc 09-01 to 12-07 Fullerton, CA Contract Underwriter

Contracted with Home Front Mortgage (2005-2007) Downey Savings (2005), Washington Mutual

(2002-2004) to prepare FNMA DU level 1 and also underwrite portfolio loans

Performed Electrical fixture installation and repair including romex and wire splicing

Managed and Coordinated residential home rehabilitation including paint, carpet, plumbing, electrical, drywall and landscaping enhancements

Managed payroll and accounting

Reviewed funding and prior to doc conditions for accuracy

Submitted loans to investors, verified terms of loan. Norwest/Wells Fargo 8-98 to 9-01 Rancho Cucamonga, CA Loan Officer

Pre-qualified borrowers for 1st and 2nd mortgage transactions

Prospected for new origination from Realtors and farm sheets

Collect and process necessary income and personal documentation

Balance and reconcile each transaction to ensure funding of loan Pacific Thrift and Loan 10-97 to 8-98 Irvine, CA Processor

Calculated credit grade using income, LTV and credit matrix

Qualified borrower using private investor program guidelines

Followed-up with prior to doc and prior to fund conditions from underwriter EDUCATION

EGCC 2018 – Present Degree: Associate in Business

New Horizons 2008 – 2010 CompTIA Network + Certification, Cisco Networking U. of AR Degree: 1998 – 2000 Degree: Bachelor of Science in Real Estate Mt. S.A.C. 1996 – 2000 Emphasis in Marketing, Real Estate Fullerton College 1989 – 1994 Digital Certificate

ITT Tech Institute 1989 – 1992 Degree: Associate of Science in Electronics Engineering

Contact this candidate