Jose Gonzalez Jr

(Local to Downey, CA and will be immediately available)

Supplier Comments:

Jose comes with 10+ years of extensive experience working with Real Estate and Mortgage field

Hands on experience working in real servicing department with Unify Financial Credit Union

Reviewed and organized file documentation to meet requirements

Simplified the office Loan document process by creating an electronic spreadsheet form that accounts for all incoming hard-copies

Proficient in MS office applications including Excel advanced functions and Commercial Loan Servicing

Summary:

Title Plant Management Services; 10 Years of Experience and Hands-On, also trained others

Title and other Real Property Records and Imaging; 10 Years of Experience and Hands-On

Valuation Products and Services; 10 Years of Experience and Hands-On, also trained others

Home Warranty Products; 10 Years of Experience and Hands-On, also trained others

Property and Casualty Insurance; 10 Years of Experience and Hands-On, also trained others

Banking, Trust and Investment Advisory Services; 10 Years of Experience and Hands-On

Mortgage Electronic Recording Services; 10 Years of Experience and Hands-On,also trained others

Beneficiary Accountant; 10 Years of Experience and Hands-On,also trained others

Able to accomplish any task given, does not have to be mortgage related. Have been working as an Administrative Position to all the companies worked at.

Knowledge of current Fannie Mae, Freddie Mac and FHA guidelines and quality requirements

Adapt well to a fast-paced and constantly changing business environment

work independently and effectively to a deadline

high attention to detail and accuracy; PC proficient at the intermediate level

comfortable with new technology systems and paperless environment.

Skills:

Administrative, Analytical, Clerical, Critical Thinking, Multitask, Strong Customer Service, Decision Making, Interpersonal, Leadership Motivational, 10-Key by Touch, Problem Solving, Soft Skills, Teamwork & Time Management.

Programs:

FSI, MS Office 2007 & up, Excel/Word/Outlook/Access, Kolbren, LPS, Dataworks Netscape, PeopleSoft, Data Tree, F-S Browser, Data Trace 2.0, Quandis, FPS Data Trace, Netronline, Fast Web, Yardi, Vendorscape, Newtrack, Lenstar, Real Quest, Symitar, Lexis Nexis, Wintrack CA, Wintrack Default & Mortgage Builder.

Core Competencies:

Excellent interpersonal communication skills

Attention to detail

Organized and self-motivated

Excellent written skills

Ability to collaborate with all levels of staff and senior management

Ability to listen to and acknowledge varying points of view and approaches

Flexible and easily adaptable to changing priorities

Education:

Graduated Paramount High School G.P.A. 3.2

University Of Phoenix Associates of Arts in Business 2012

Professional Experience:

Sublimation Artwork Shop (Part Time) May 2018 – Present

Custom Shirt Designer and Press

In-house Designer for Sublimation Artwork

Crop, Wand Tool, Brush, Pencil, Paint, Drawing, Shaping, Sharpen, Pinch

Code Website, Design Inside Letters, Text, Clip Art, Text Effects, Circle Text,

Templates, Shapes, Athletic Tails, Backgrounds, Cool Effects, Trending & Photos

Intelliswift Software Inc. 10/2018 – 1/2019 City of Industry, CA

Prabhat Kumar Agent 510-***-****

Bank of the West Loan Processor 2 – Commercial

Quality Check all Commercial Loan Advances, Principal Payments

Adjustment Commitment, Curtailment Payments, Extensions

Refinance to New term Loan, Principal Adjustments

Accrued Fee Reversals, Current Late Fee Reversals

Interest Payments, Syndication Split Advance

Responsible for Allocated Batch Report

CL207 Transaction Report

CL207 Rates Report

Payments, Obligation Adjustments, reversals, Interest Header Adjustments

300 to 715 Daily Validations including Syndication Batches

Syndication Batches, 25% Batches, 100% Batches, 25% NA CALL BACK RULE

Error Log ACCESS 2013, Daily Reports

Reflection Workspace Session 1 to view Loans

(Open 2 Screens) To view deposits to accounts

Pacific Premier Bank – CyberCoders Staffing Feb 2018 – May 2018

Document Specialist Commercial Docs Quality Assurance Risk Management.

Scan the Entire Commercial Loan File

Index docs within company program ONBASE

Gather, review and analyze applications, tax returns, rent rolls, loan documents, third party reports including appraisals, environmental reports and physical site inspection reports; and various lender required document

Problem solve and critically think as issues arise on every loan

Understand the reasons behind all the requirements throughout a loan closing

Coordinate loan requirements with third party vendors, attorneys, and escrow companies

Maintain detailed checklists to deal files for internal audits during loan process

Provide instructions & requests to title/escrow, third party vendors, borrowers & broker agents.

Follow up for receipt of documentation, providing guidance, assistance & additional requirements

Unify Financial Credit Union (Real Estate Servicing Dept.) – Protocol Professional Staffing Aug 2016 – Sep 2017

Auditing Funded Open Loans Specialist.

Scanned hard copy files and created an electronic retrieval data file with instruction guide which increased efficiency by 60% well achieved

Moved the office supply process from a paper to electronic system

Simplified the office Loan document process by creating an electronic spreadsheet form that accounts for all incoming hard-copies which reduced search workload for the procurement section by 40% Capitalized

Quality Assurance Auditing is my responsibility for all open loans from application through loan servicing

As a result, this role will minimize risk; maintain a high level of regulatory and procedural compliance.

I Summarize in writing key findings and effectively communicate What needs to happen and Why.

Every day I escalate to management all unresolved issues, where appropriate.

Always searching to Identify areas of improvement in the operations process and propose recommendations or suggestions to improve efficiency.

Duly provide support to management by organizing operations records in a manner that supports easy and timely retrieval when loan files and documentation are requested by Auditing, Compliance and Examiners

Contribute to the design of new audits, as needed and not be recognized.

Work on special projects as needed and not be noticed frequently.

Ensure data integrity in the loan origination system on 500 loans in 1 week by myself

Maintain the accuracy of departmental logs for adverse files, imaged files and post-closing documents

Daily quality assurance reviews on loans as they move through each stage of the process from application through payoff to ensure compliance with real estate regulations, policies, and procedures.

Contact this candidate