BRYAN T COOMBS NMLS *****

* ******* ***** ****** ** 518-***-**** adpnk7@r.postjobfree.com

SUMMARY OF QUALIFICATIONS

Exceptional leadership and salesmanship. Proven revenue generator in all market conditions. I also demonstrate outstanding relationship building, training and presentation skills. I am also very driven to succeed. Also New York State licensed and Bonded in mortgage origination NMLS 55723. Current on all SAFE act requirements.

PROFESSIONAL EXERIENCE

Woodforest national bank

Assistant branch manager

Albany/Glenmont

• Teller

• Prepare employees schedules

• Ordering cash, credit cards, reports audits and control checks

• Achieving branch sales and revenue goals by marketing and offering bank products to the customer

• Maintaining and serving Teller machines

• Coach team members

US MORTGAGE of Florida

May 2019 to April 2021

Manager of all new loan officers

• Trained new loan officers

• Prepared disclosures

• Made credit decisions

KeyBank

August 2017 to May 2019

Senior Loan Officer

• Approve loans based upon Credit decisions

• Prepare disclosures for loans

• Approving home equity loans and Home Improvement loans for customers

• Desktop underwriting

Citizens Bank

Dec 2015 to August 2017

Senior Loan Officer

• Prepared loan mortgage loan application packages

• Conducting team and branch Huddles

• Maintaining relationships with branch partners

• Empower trained

• CRA loan officer

Wells Fargo Mortgage

July 2015 to Dec 2015

Senior Loan Officer

• Maintained Wells Fargo book of business

• Meet realtors to obtain new business

• CORE Trained

• CRA Loan officer

• High Sales Performance Training

Citizens Bank

Oct 2015 to July 2015

Senior Loan Officer

• Prepared loan mortgage loan application packages

• Conducting team and branch Huddles

• Maintaining relationships with branch partners

• Empower trained

• CRA loan officer

Owners Choice Funding

July 2015 to Oct 2015

Senior Loan Officer

• Prepared and completed loan application packages; including inputting loan applications, assembled and printed all documents.

• Proactively developed business relationships by representing the company to real estate brokers,

builders and individual clients. Reviewed all customers’ documentation for qualifying factors. Great Plains National Bank, Ballston Spa NY

February 2014 to July 2015

Senior Loan Officer

• Compliance

• Up to date on all SAFE ACT training

• Processing

• Full knowledge of bank products

Bank of America, Albany NY

April 2013 to February 2014

Senior Loan Officer

• Generate Clients via leads and realtor relationships

• Extensive training on Branch mortgage origination and relationship deeping

• Ioriginate system

Vantage Point Bank, Ballston Spa NY

06/01/2012 to 04/19/2013

Executive Loan Officer

• Generate Clients via leads and telemarketing

• Structuring Loans

• Complete knowledge of conventional, FHA, USDA, FHA streamline guidelines

• Encompass and Power Point Knowledge

Freedom One Funding, Clifton Park NY

08/05-06/12

Executive Loan Officer

• Generate clients via leads, telemarketing or advertising

• Establish relationship with realtors

• Structure loan and issue bank approval based through credit and income decisions

• Meet with prospective as well as current clients to develop in information pertaining to their lending needs

• Analyzed and reviewed new loan guidelines, updates, programs and changes

• Helped operations personnel in processing and loan closings

• Assist mortgage loan administration with client, attorney, or appraiser document follow up as determined through quality control or post closing review.

• Loan officer of year in 2007,2008,2009, 2010

• Adequate knowledge with all the pertinent laws ( Truth-In-Lending, RESPA...) regulating the lending

• Catlyx knowledge

• Mentored loan officers

First Guarantee Mortgage, Saratoga Springs NY

07/03-/07/05

Loan Officer

• Generated clients via leads and telemarketing

• Mentored new loan officers

• Provided clients with sound mortgage advice based on a full understanding of clients needs as well as mortgage products and their benefits.

EDUCATION

University of Albany

Bachelors Degree in Criminal Justice

SUNY Cobleskill

Associates Degree in Psychology

Phi Theta Kappa (Honor Society)

REFERENCE

Availalable upon request

Eric Cruz (Cap Com FCU)

Nate Barton (Great Plains National Bank)

Jason Romero (Customer)

Alan Kholstinin (Mohawk Honda)

William Chow (First New York)

Sandy Sandtoro (Albany Affordable Housing)

Matt Smith (Schenectady Better Neigherhoods)

Contact this candidate