Finance Officer

ROSHNI NAIR

Flat No. ****, Bin Hendi Towers, Near Standard Chartered Bank, Mankhool, Dubai

Email:adpje8@r.postjobfree.com: (M)050*******(L)043555680

Seeking to continue my professionalism, where my dedication, expertise and talent will definitely bring the organization creating a sharper edge within the industry. Aspire to a Managerial position in the field of Banking (Trade Finance) to contribute to the company's growth and in turn ensuring personal growth within the organization

Proactive, diligent and multi-skilled professional offering 7+years of experience in Banking and Finance Sectorwith expertise in Trade Finance Operations coupled with an MBA in Finance; previously associatedwith the AL Khaliji Commercial Bank, Doha - Qatar as Officer, Trade Finance Operations.

Core Competencies include:

Trade Finance Operations

Strategic Planning

Good Negotiation Ability

MIS Reporting

Client Coordination

Quality Assurance & Control

Training& Mentoring

Team Management

Customer Service

Product Development &Process Improvisation Skills

Areas of Expertise

Demonstrated expertise in managing trade finance services & products, implementing strategies towards enhancing business volumes and growth, client servicing and people management.

Joined the core setup Trade Finance team of a newly established bank in Qatar and responsible for building up a proficient Trade Finance team.

Assisted in drawing up the SOP for the agreed end to end standard procedures of the LC / BG Issuance and Amendments, Bill discounting and Packing Credit Management.

Liaised with the related departments to secure an agreement to ensure that the drawn up SOP of the trade finance Products and services was adhered with.

Managerial proficiency in LC and Bank Guarantees issuance and amendments,Negotiating LCs, Supplier’s credit, buyer’s credit, LC advising, confirmation, silent confirmation, Import transactions, Packing credit management, limit maintenance, Insurance cross-selling, etc.

Possess sound understanding of Trade Finance related SWIFT

Extended expertise in Trust Receipts and Bill Discounting

Excellent relationship management skills, articulate, combine strong business acumen with the ability to conceive profitable and efficient solutions utilizing technology

Industrious, thrives on a challenge while working effectively with all levels of management and the people therein

A keen analyst with an eye for details and a seriously committed to accuracy & quality while meeting goals or deadlines

Possess sound understanding and analyzing the business situations, customer-value maximization, and customer-need identification

Visionary leadership, focused and hard working with unsurpassed communication, interpersonal and motivation skills

Around 4 years of International exposure in Qatar

Professional Background

AL KHALIJI COMMERCIAL BANK, Doha-Qatar (Aug’08 – Aug’12)

Officer, Trade Finance Operations

Key Responsibilities:

Instrumental in verifying or authorizing transactions related to Trade Finance Products (both Conventional and Islamic) & Supply Chain Financing within laid down procedures

Responsible for verifying LC issuances that include special terms & conditions such as Revolving, Back to back, Transferable & Stand-by LCs

Verifying guarantees, airway bill releases and delivery orders against earmarking customer limits or against appropriate marginal deposits

Scrutinizing SWIFT messages and journal entries related to Trade Finance

Involve in negotiating LCs, Supplier’s credit, buyer’s credit, LC advising, confirmation, silent confirmation, Import transactions, Packing credit management, limit maintenance, Insurance cross-selling, etc.

Efficiently preparing monthly MIS reports on department wise Trade Finance Outstanding and Trade Finance income generated for Corporate and Business Banking Departments

Generating monthly MIS reports for Qatar Central Bank and Ministry of Trade on Trade Finance Outstanding and LCs issued respectively

Responsible for Internal and External Customer interaction

Ensure high level of quality output and improvisation in quality and control

Provide training to Junior Staff in Trade finance Products and System introduction.

ICICI BANK, Mumbai, India (Apr’04 – Jun’07)

Assistant Manager

Key Responsibilities:

Responsible for operation and scrutiny of wire transfers, bank guarantees and letter of credit

Imparted enhancing system support and operational procedures

Identified pattern and trends with external interaction to improve the response and operational efficiency

Leda team of 10 people involved in issuing Bank Guarantees and Inland Trade

Handled foreign payments and both inward and outward remittances

Interacted with foreign banks via the SWIFT Development of the product so as to enhance customer satisfaction

Ensured that necessary controls for system are in place and are monitored regularly to ensure internal procedures of bank are in place

Assisted Product Development Team with operational inputs to Roll out innovative trade related products and subsequent testing and implementation

Rationalized workflow to meet the policies of the bank

P&O NEDLLOYD, Pune (Aug’03 – Mar’04)

Officer

Key Responsibilities:

Efficiently handled bills and payments due from foreignclients

Ensured efficient client servicing for priority customers

Spearheaded a team of 8 people involved in issuing vouchers and foreign payments

Supervised MIS and reporting of performance and accuracy data ofreportees

Coordinated with foreign clients to design comprehensive guidelines toachieve desired operational efficiency

Training

Attended Bank Sponsored trainings in Leadership and UCP 600

Educational Credentials

MBA(Finance) from IBMR, Punein 2003

B.Com. from L.A.D College, Nagpurin 2001

Personal Profile

Date of Birth: 18th March, 1981

Languages Known: English, Hindi&Malayalam

Sponsorship Status: Husband’s Sponsorship

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