Cheri Ann Mohr
Thousand Oaks, California 91360
*********@***.***
Experienced and qualified professional for over 24 year’s total experience in Mortgage Production specializing in processing funding and loan documents.
WORK HISTORY
Lend To America June -2013/ Mohr Corp from 1/01/2020 to present
Functions included Contracted Sr Loan Production Specialist/Processor, Document Drawer, Funder, TRID Compliance, post closer, working with investors to get files purchased off warehouse line -Started with LE, processing, Prep File for Underwriter to come back with as minimal conditions necessary. Working closely with the borrowers and all to make sure we closed loans on time to meet deadlines - Closings for purchases and Rate locks for Refinance
Facilitated submissions to multiple lending sources such as brokered loans to Carrington Mortgage, Impac Mortgage and Athas Mortgage and correspondent loans with Flagstar Bank, PRGM and United Wholesale Mortgage. Knowledgeable in FHA, VA, Conventional, Jumbo, and Hard Money loans.
Met or exceeded established minimum daily expectations, processing 45+ files per day. As I had multiple duties not just processing loans.
Consistently maintained a 99% quality control rate and averaged 102% over productivity goals monthly.
CFC Mortgage Bankers
Senior Loan Processor- April 2004 – June 2013
Processing and maintaining a productive pipeline and ensuring closings on time. Managing over 100 files per month with minimal to no conditions, worked closely with borrowers keeping logs to make sure the loans closed on time.
Liaison between loan officers, escrow, lenders, and management to ensure a smooth transaction from origination to post closing. Continued a relationship with borrowers to make sure I received accurate documentation needed before sending items over to underwriter for review to get signed off for a clear for docs in one submit. I also wanted to make sure borrower understood the processes and where we stood at all times to make sure they felt confident in the process.
Facilitated the submission to the multiple lending sources such as Union Bank, Flagstar Bank, Wells Fargo, and Florida Capital. Knowledgeable in FHA, VA, Conventional, Jumbo, Reverse Mortgage and Hard Money loans
Assist peers and co-workers with trouble shooting and problem-solving needs.
Lending Direct Mortgage Banker
Account Executive/ Loan Officer August 1999 - April 2004
Loan Origination- Held DRE License currently not active
Junior Underwriting/Processing for Retail/Wholesale
Liaison for warehouse bank working with the borrowers to ensure timely closing and accurate documentation is being received.
EDUCATION
Bachelor of the Arts in Psychology: California State University Northridge.
CONDINUED EDUCATION
I would sit in Continuing Ed to watch broker and listen to make sure I was up to date TRID, Anti Money Laundering, TILA, RSPA, Ethical Mortgage Advertisement, Non-traditional Mortgage Products, Federal Mortgage-Related Laws, (URLA) etc 8 years. This month took Reg Z certified. Looking into DRE and NMLS
COMPUTER SKILLS
Calyx Point, Encompass, Excel, Word, Windows, Outlook
REFERENCE
1)Veronica Arce 805-***-****
2)Bob Ray 818-***-****
3)Marnie Diaz 818-***-****