NISHANT KUMAR
Mobile: 985-***-**** E-Mail: *************@*****.***
To achieve a lead position in the banking sector using all my expertise in the field of operations and
management.
Career Summary
Having total experience of 5.7 years out of which 4.2 years is in Banking operation and
customer Service.
Started my career as a Graduate Trainee Engineer in the Construction Industry in the areas
of Bridge Piling (Marine Drive Project, Patna) and worked for 1.5 years.
Currently working with Utkarsh Small Finance Bank Ltd. and designated as Customer
Service Officer.
Proficient in interaction with customer for cross cell.
Excellent communications & interpersonal skills with abilities in resolving customer issues
and handling customer queries.
Easily adapt the new environment and try to learn new technologies.
Organisational Scan
Utkarsh Small Finance Bank Ltd. Nov, 2016 to Feb,2021
Designation: Customer Service Officer
Roles and Responsibilities:
Responsible for Sales of branch clients & Servicing walk-in-customers, handling queries,
information on different products and services, handling front desks when needed and
actively working on operation processes of the bank.
Handle following duties at Branch: Trade-Business related, Non-Trade related & General
Banking operations related.
Looking after client servicing at the branch lobby
Checking KYC documents on new client Account opening forms.
On boarding of new acquired clients through welcome call and audit on sales process.
Managing TAT for all service & operational transactions
Activation of clients on net banking and other alternate delivery channels.
Business lead generation and passing to relevant sales channel.
Navayuga Engineering Co. Ltd. Nov, 2014 to April, 2016
Designation: Graduate Trainee Engineer
Roles and Responsibilities:
Schedule the material manufacturing as per the site requirement.
Follow up with maintenance teams to keep the equipment in good condition.
Keep a full and accurate daily site diary.
Achievements
Appreciation for FD KE SUPERSTAR in Jan 2018.
Appreciation for ACTIVATION CHAMPS CONTEST and qualified in Feb 2018.
Qualified for LIFE INSURANCE DRIVE in Dec 2018 and in July 2019.
Qualified for CASA ACCOUNTS CAMPAIGN in June 2019.
Achieved certification of Global AML for India from Bankers Academy.
Successfully completed Power BI Certification Course from Udemy.
Done Certification Program in Operation Management from Safe Jobs.
Technical Skills:
Operating System: Windows XP, Windows 2007, Windows 8, Windows 8.1, Windows 10
Web Technologies: HTML, TCP/IP, Windows Server
Applications: MS Office, Internet, Intellect (Banking Software)
Working knowledge of AML/KYC:- Key responsibilities will be coordination and collection
of client specific information and completion of documentation to assist in the on-boarding
of new clients.
Perform initial assessment of customers escalated as high risk.
Monthly preparation of STR-8 & STR-9 Report.
Academic Details
B.Tech in Civil Engineering from NIMS University, Jaipur; Passed out in 2013.
12th from St. Joseph Public School, Samastipur, CBSE Board; Passed out in 2009.
10th from Sun Shine Preparatory High School, Muzaffarpur, CBSE Board; Passed out in 2006.
Personal Data
Date of Birth: 03-Jan-1991
Residential Address: Muzaffarpur, Bihar
Languages Known: English, Hindi