Senior Credit Analyst- Regional Credit Risk

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Sayed Al-Tabar

Doha-Qatar

+1-319-***-**** / +974-****-**** • *****.*****@*****.*** • www.linkedin.com/in/sayed-altabar• Visa Status: H4 Visa Professional Profile

Analytical and detail-oriented professional with extensive experience in overseeing the management of credit risk exposures and quality of credit risk management practices within multinational organizations. Adept at monitoring loan underwriting and portfolio performance, analyzing new business prospects, and supporting risk management initiatives. Excel at leading adherence to credit policies and recommending appropriate revisions to reflect strong practices and maintain risk appetite. Intuitive leader with strong expertise in leading and mentoring employees and proposing innovative solutions to Identify and eradicate credit risks. Possess strong sense of prioritization and an organized mind-set to cover simultaneous tasks without compromising on quality. Skilled in revitalizing performance with a strong focus on continual process improvement and value- added solutions that optimize performance and aligned deliverables. Core Competencies:

• Credit and Lending Policy Development

• Risk Assessment and Mitigation Planning

• Portfolio Performance Management

• Team Building and Leadership

• Trend Analysis and Reporting

• Client Experience Management

• Regulatory and Legal Compliance

• Trade Finance / Operations Support

Professional Experience

Qatar National Bank, Doha, Qatar

Senior Credit Analyst- Regional Credit Risk, 2017 to Present Perform extensive analysis of credit deals, translate results into understandable terms, and deliver key insights to facilitate key decision making. Meet SLAs and predefined goals while coordinating the processing of loan applications. Deliver comprehensive support or guidance to internal/external partners. Remain at the forefront of bank’s policies and procedures to nurture fully compliant environment and mitigate risks. Maximize accuracy and transparency of customer transactions through conducting effective due diligence. Facilitate end-to-end management of reward and recognition programs for employees and committee member to embed a culture of performance excellence. Key Achievements:

Played an instrumental role in the development and implementation of innovative COVID products to support more than 2K local businesses in a challenging pandemic environment.

Led and developed team of dedicated employees, conducted performance evaluation, and provided sound guidance geared towards professional development.

Drove business performance and realized KPI targets through troubleshooting operational issues and deploying results- drive corrective action plans.

Qatar National Bank, Doha, Qatar

Senior Officer Credit Administration, 2014 to 2017 Designed and executed innovative plans to ensure strict adherence with predefined KPIs by Head of Group Credit Administration Department. Monitor performance on regular basis and devised effective solutions to maintain maximum compliance with applicable policies, procedures, and guidelines of QNB, QCB, and regulatory authorities. Managed the documentation and loan processes for assigned borrowing relationships in Business Banking units through monitoring and managing related processes. Key Achievements:

Supervised and mentored a team of five employees, assessed performance, evaluated training needs, and proposed effective plans to optimize productivity and efficiency. Sayed Al-Tabar

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Ensured the timely processing and submission of applications/documents through working in close collaborating with customers, loan officers, and pertinent third parties.

Maintained group’s interest and ensured transparent authorizing of funds disbursement/utilization of facilities through executing efficient controls on documentation and limit inputs/updates.

Met applicable country laws and regulations regarding collaterals and legality of documents through collaborating with the legal department, International Branches, and External Lawyers.

Realized defined performance objectives and ensured robust processing of credit documentation requirements through streamlining and managing unit operations.

Société Générale de Banque au Liban, Beirut, Lebanon Credit Administration Officer, 2011 to 2014

Conducted comprehensive analysis of multifaceted credit files to ensure stringent compliance of loan applications with bank’s approval credit approval guidelines and policies. Maintained optimal quality of key documentation while collaborating with SMEs to address complex issues. Evaluated credit worthiness of clients through reviewing financials. Forwarded defaulter clients’ files to Recovery Department to ensure retrieval of outstanding loan payments. Prepared and delivered wide range of reports to senior management for informed decision making. Key Achievement:

Earned positive feedback and recognition from executive management for demonstrating dedication to work ethics and managing large number of SME products.

Prior experience as Trade Finance Officer at Société Générale de Banque au Liban. Professional Achievements

Successfully completed OMEGA PERFORMANCE FROM MOODY’S CREDIT, December 2019.

Completed Loan Documentation Advanced from Qatar Finance and Business Academy, June 2018.

Passed Supervisor Development Program with Qatar National Bank, November 2019. Education and Credentials

Master’s Degree in Banking & Finance (2013) Saint-Joseph University, Beirut, Lebanon Bachelor’s Degree in Business Administration & Management Saint-Joseph University, Beirut, Lebanon Lebanese Baccalaureate, Lebanese Baccalaureate Part II in Economics & Sociology Saint Antonine’s School, Zgharta, Lebanon Professional Development

COVID-19 National Program to Support and Finance SME Companies.

QDB Financing To Support Startups and New Ideas to Diversify the Economy of Qatar

Equipment Finance Program, The Objective from It Is To Support Construction Companies Working On FIFA 2022 Projects To Enhance Their Machinery And Equipment

Participated In Partners Bank Training 2019 On “Financing Growth In SME’s: The Role Of Commercial Lending” From Qatar Development Bank In February 2019

Languages:

Arabic (Native Language), English (Fluent), French (Fluent)

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