Aml Kyc
Resume:
ADEOLA OTENAIKE
*************@*****.*** 130-***-***** Burtonsville, MD 20866
Summary
* ***** ** ********** ** AML laws and regulations such as the US Patriot, OFAC, BSA, CDD, KYC. Advanced in the preparation of Suspicious Activity Reports (SARs) and Continuous Activity Reports (CAR). Expert at CDD, EDD and OFAC/Watch List/PEP. Proficient in monitoring transactions to identify possible structuring, Money laundering or terrorism financing. Skilled in reviewing alerts, building a case on any suspicious activity brought to the scope of the AML department as well as escalating to management
Skills
Lexis Nexis
Pivot tables
World base
MS Office 365 word
PowerPoint, Excel
World check
DDIQ
Entropy
Secretary of state website.
Xerox
RDC
ECRR
PDF Creator
LLC University
Excel
Experience
AML/KYC/EDD Analyst
Lending Point – Maryland 01/2018 - Present
Maintain a current understanding and knowledge of AML, KYC, Due Diligence, and financing issues, policies, and procedures
Identity excessive risk, fraud, and reviews of misrepresentation in a transaction
Investigate the accounting documents of each department and the organization as a whole to ensure compliance of each transaction with the set accuracy, legal, and ethical standards
Utilize the U.S. Patriot Act, Bank Secrecy Act, AML, OFAC, and other AML regulatory policies
Verify accuracy of input from the customer and collateral information in the Main Processing Queues
EDD, CDD conducted on the financial institution’s customer on a day to day basic
Sanction review on transactions being initiated by the Bank in real time.
Ensure decisions not to file a SAR are well supported and recorded
Conducted investigations into questionable account activity identified during review.
Prepared and filed Suspicious Activity Reports ("SAR") for escalated activity.
Conducting suspicious activity investigations, currency transaction reporting, global sanctions screening, enhanced due diligence or other AML processes.
Work closely with AML Process Managers to perform other critical functions.
Build and maintain awareness of the broader context and implications of the various types of risk affecting the business including financial, legal, and reputational.
Review system alerts, assessing impact to AML processes, conducting research as required, and documenting results.
Write suspicious activity reports, addressing Currency Transaction Report (CTR) alerts, sanctions alerts, and other applicable AML processes in accordance with regulations and time limitations.
Provide feedback on alert rule effectiveness and partner with management and analysts to design new rules.
Handle issues as appropriate for advanced investigation and analysis.
Support team supervisors in executing certain responsibilities.
Perform special projects as needed
Research, analyze, and investigate high risk account behavior for potential Money Laundering or Terrorist Financing related suspicious activity in accordance with Federal/Institutional policies and procedures.
Review and detect transactional alerts from transactional activity (including wire transfers, checks, security transactions, trade finance letters of credit, loans and cash letters).
Request additional information by contacting various compliance or business personnel in the organization to determine if the unusual transactions warrants closure of the investigation or if further reporting is warranted.
Review of KYC documentation and due diligence research for new and existing clients in consideration of temporary exceptions.
Review of other AML analysts work
Draft and prepare Suspicious Activity Reports ("SARs") after thorough investigations.
Education and Training
Ladoke Akintola University of Technology Ogbomoso,Nigeria
Bachelor of Science in Agricultural Business Technology
02/2007
Languages
English:
Full Professional
Accomplishments
Consistently maintained high customer satisfaction ratings.
Recognized as Employee of the Year for outstanding performance and team contributions.
Certifications
ACAMs in view 2021
CFE in View 2021
Contact this candidate