ETIENNE HAMILTON
*******.**********@*****.***
https://www.linkedin.com/in/etienne-hamilton-323a2b46/
EDUCATION
Bachelor of Science (BS), Agribusiness Management – Pennsylvania State University
Real Estate Education – Kaplan University
Licensed Insurer – Kaplan University
LICENSES
Real Estate license, Property & Casualty Insurance, Life & Health Insurance, OSHA-10
TECHNICAL SKILLS
Software: Microsoft Office Suite: Access, Encompass, E-connect, Word, Excel, PowerPoint, OneNote, Outlook, Project, InfoPath, SharePoint
Operating Systems: Mac & iOS/ Microsoft Windows 8, Windows 10
EMPLOYMENT HISTORY
Altisource 11/2020 – 10/2021
Mortgage Loan Closer
Reviewed loan approval and conditions to validate completeness and accuracy in the preparation of closing documents in compliance with state and federal requirements.
Verified accuracy and completion of required closing documentation
Reviewed and evaluated FNMA, FHLMC, VA, FHA, and government AUS findings, underwriting approvals, credit reports, income and asset documents, appraisals, title reports, payoff demands.
Reviewed and approved loan closing documents including Loan Estimate and Closing Disclosures that may be prepared by the Settlement agreement
Accurately filed documents and information in the system and ensures all information is complete and accurate. Uses checklists and other job aides as necessary to accurately complete all required information.
Validated the accuracy and completeness of all information in the closing package
Managed client closing issues and escalating as needed
Demonstrated knowledge of TILA and TRID
Balanced, and approved a final Closing Disclosure statement for correct fees, escrows, payees, distribution of funds, and RESPA requirements.
Worked with borrowers, settlement agents, realtors, attorneys, and several other customers while delivering excellent customer service and guidance as it relates to initial file setup, RESPA guidance, initial disclosures, re-disclosures, and automated underwriting review for eligibility.
Reviewed title and survey for exceptions, reviewed purchase contract, flood cert, lock, Hazard Insurance, Tax certificate, and audit loan documentation to ensure all underwriting conditions have been met
Maintain a working knowledge of all loan types and loan purpose closing documentation, required loan conditions, and post-closing follow up.
Prepared closing settlement statement, reviewed closing costs, coordinated with Operations to set up funding, and completed delivery package for post-closing servicing
Prepared fund requests
Experienced working with a large pipeline of loans (60+)
Solomon Edwards 03/2020 – 11/2020
Mortgage Loan Closer
Facilitated efficient and effective processes that support business and customer service objectives. Identifies and evaluates potential discrepancies within the loan documents.
Responsible for prioritizing loans in a timely and efficient manner and preparing CD by following established procedures
Collaborated with title/escrow companies to balance fees, routes Mock CDs to appropriate parties, and issues CD to borrowers upon approval.
Prepared all loan closing documents and deliver to the closing agent along with communicating any specific instructions or requirements
Review and approved final loan closing documents including loan estimates and Closing Disclosures that may be prepared by the Settlement agreement
Accurately filed documents and information in the system and ensures all information is complete and accurate. Uses checklists and other job aides as necessary to accurately complete all required information.
Validated the accuracy and completeness of all information in the closing package
Initiated third party orders (title, appraisal, hazard, flood certification, credit, etc.)
Interacted with multiple departments to expedite processing and/or issue resolution
Demonstrated knowledge of TILA, TRID, and RESPA
Experienced working with a large pipeline of loans (60+)
VA & FHA loan experience
Habitat Apartment Locator 09/2018 – Present
Licensed Real Estate Agent & Apartment Locator
Identified and evaluated potential new site location and secure new lease with an average of 10 locations leased each month. Maintains connections with clients to encourage repeat business and referrals.
Assisted potential customers to find apartments or townhomes for rent by communicating with clients to understand their property needs and preferences
Advertised client properties on websites, through social media and real estate sites then coordinate appointments to show marketed properties
Produced monthly reports using Excel spreadsheet functions, organizing forms, making photocopies, filing records, preparing correspondence and reports
Review and updated client correspondence files and scheduling via company CRM database
Converse Insurance 09/2017 – 08/2018
Insurance Agent
Provided new quotes for various types of insurance to potential customers, bind coverage on new insurance policies
Quoted changes on policies of existing customers; processed monthly installment payments; reinstated policies that are cancelled; sent ID Cards and/or Compliance Letters to existing customers
Submitted cancellation requests for customers wishing to terminate their coverage; Answered policy questions concerning coverage and billing for existing customers
Verified the insurance coverage for the lien holders of existing customers
Jona Lane Enterprise 08/2012 – 09/2017
Project Manager
Provided daily management and direction to construction activities and lead construction teams; maintained schedules according to client requests and jurisdictional calendar.
Performed due diligence and documenting findings; coordinated entitlement efforts; managed all construction of project from pre-construction phase to completion; tracked Request for Information (RFI's), change orders, change order requests, submittals, etc.
Interacted and coordinated project cost, prepared project reports and schedules with Microsoft Project
Analyzed and interpreted construction project documents; managed all project documentation by identifying results and key points
Prepared project schedule and managed deadlines; assisted with estimation and bidding process; effectively communicated project progress to key stakeholders
Purchased material by comparing items requested to master list; clarifying unclear items; recommending alternatives
Maintained software proficiency in Microsoft Office and Microsoft Project