Loan Consultant Operations Clerk
Resume:
Work History
Mortgage Loan Processor
Janaka
Williams
Contact
Address
Roswell, GA, 30075
Phone
adpa25@r.postjobfree.com
Skills
Conforming and
Non-Conforming Loans
Real Estate Loan Purchase and
Refinances
Conventional, FHA and VA
Loans
Work Remotely- Work
Independently and highly
motivated with precise attention
to detail
Team Player and
Problem Resolution
Strong Communication Skills
Software
Encompass
Excellent
Dedicated mortgage loan professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. Highly skilled Loan Processor with expertise in data accuracy and security. Hardworking professional with over 18 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Mortgage Loan Consultant
Guaranteed Rate, Inc., Chicago, IL
Managed loan pipeline with average of 30-40 loans in process and averaged 20-25 loans funded by month end. Evaluating credit histories for applications
Collecting data from clients such as their assets, salaries, debts and employment status to fill in information for loan applications.
Requested and examined third party orders such as
Appraisals, Title Commitments, Flood Determinations, Credit Reports, and Verifications on Employment
Reviewing file documentation for missing or erroneous information
Meeting loan application deadlines
Assisting Loan Officer with requests and tasks needed to complete and process applications
Reviewed loan files and updated to match current
standards.
Worked with underwriters to fix application problems and resolve issues.
2020-11 -
2021-11
Loan Support Specialist
First State Bank, Waynesboro, Mississippi
Explained very technical financial information to applicants in easy to understand language.
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans. Worked with consumer and commercial clients to
understand needs and provide services
Preformed procedures related to advances, pay downs and disbursements on loans
Requested and reviewed income, assets and liabilities to 2020-10 -
2020-11
Education
Desktop Underwriter- (DU)
Excellent
Loan Product Advisor - (LPA)
Excellent
Loan Beam
Excellent
Factual Data
Excellent
Data Verify
Excellent
ensure files met all company and investor specific guidelines. Loan Operations Clerk
First State Bank, Waynesboro, Mississippi
Set up, stored and updated customer files, department records and regulatory paperwork.
Assessed customer account histories to determine previous compliance with payment plans and loan terms.
Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories. Reviewed and validated details of loan applications and closing documentation.
Created monthly exception reports for loan officers and month end reports for Board of Directors which included policy, credit and collateral exceptions.
Prepared loan legal documents needed for files to be signed at closing. Examples include Security Agreement, Deed of Trust, Promissory Note, Power or Attorney and UCC
Financial Statements.
2014-07 -
2020-03
Head Teller
First State Bank, State Line, Mississippi
Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
Verified amount of cash in cash drawer against day's receipts, quickly identifying errors.
Received car loan, home loan and other payments and posted to accounts.
Answered inquiries regarding checking and savings accounts and other related products.
Maintained friendly and professional customer interactions. Executed wire transfers, stop payments and account transfers.
Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
2003-10 -
2014-07
High School Diploma
Millry High School - Millry, Alabama
1983-09 -
1996-05
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