Loan Processor Mortgage
Resume:
Lily Rosario
Phoenix, AZ 85053
*************@*****.***
OBJECTIVE:
To obtain a loan processing position that will utilize my expertise and my knowledge in the Mortgage industry.
QUALIFICATION HIGHLIGHTS
● Work well in a high pressure environment, over 15 years experience
● Strong background in all phases of the mortgage industry
● Skilled at organizing complex projects, defining project priorities, and delegating tasks
● Self-starting, goal-oriented strategist whose confidence, perseverance and vision promote success
● Bilingual Spanish NMLS ( currently inactive)
● Work Experience::
DHI Mortgage Albuquerque, NM 08-26/2020- 8-3-2021
Remote Loan Processor
● Pre-underwrite and process New Construction Loans.
● Collaborate and collect documents from builder and client.
● Follow up and execute documents needed for final approval
● Provide updates and continue communication with sales agent, loan officer and client.
● Verify all documentation provided.
● Meet all compliance conditions and funding conditions. US Bank 3-16-2020- –8/2020
Complete Initial Underwriting Review
● Compile, verify and type application information for mortgage loans
● Executed daily operations of mortgage loan processing
● Review residential loan application files to verify that application data is complete and met establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment
● Write, design and produce several projects
● Recommend that loan not meeting standards was denied
● Instrumental in completing assignments
● Call specific companies to obtain property abstract, survey and appraisal
● Inform supervisor of discrepancies in title and survey
● Submit mortgage loan application files for underwriting approval Fairway Independent Mortgage
Branch Processor 6-2017 - 9-2018
Review residential loan application files to verify that application data is complete and meet establishment standards, including type and amount of mortgage for FHA,VA, Conventional and USDA
● Prepare Closing Disclosure
● Worked closely with Loan Officers, Underwriters and closers to ensure close of escrow dates were met
New Penn Financial, LLC 10-2015 – 6-2017
Retail Loan Processor
Specializing in Government and Bond Loans
● Review residential loan application files to verify that application data is complete and meet establishment standards, including type and amount of mortgage for FHA,VA, Conventional and USDA
● Review borrower assets, liabilities and length of employment
● Recommend that loan not meeting standards was denied
● Instrumental in completing assignments/ complete training guides
● l specific companies to obtain property abstract, survey and appraisal
● Review and clear of discrepancies in title and conditions
● Submit mortgage loan application files for underwriting approval
● Contact clients for conditions and complete all verifications
● Type and mail approval and denial letters to applicants L&G/Gencor Mortgage, Scottsdale, AZ 05-2010 – 4-2015 Senior Loan Processor
● Review residential loan application files to verify that application data is complete and meet establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment
● Recommend that loan not meeting standards was denied
● Instrumental in completing assignments
● Call and write credit bureau and employer to verify accuracy of information
● Call specific companies to obtain property abstract, survey and appraisal
● Inform supervisor of discrepancies in title and survey
● Submit mortgage loan application files for underwriting approval
● Type and mail approval and denial letters to applicants
● Submit approved mortgage loan file to mortgage loan closer Crest Mortgage Group, Albuquerque, NM 07/2004- 07/2009 Senior Mortgage Loan Processing Manager/ Office Manager
● Compiled, verified and typed application information for mortgage loans
● Executed daily operations of mortgage loan processing
● Reviewed residential loan application files to verify that application data was complete and met establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment
● Wrote, designed and produced several projects
● Recommended that loan not meeting standards was denied
● Was instrumental in completing assignments
● Called and wrote credit bureau and employer to verify accuracy of information
● Trained and managed one employee and achieved significant improvements in their productivity
● Called specified companies to obtain property abstract, survey and appraisal
● Informed supervisor of discrepancies in title and survey EDUCATION:
Clifton High School, Clifton, New Jersey 1988
High School Diploma
William Paterson University, Wayne, New Jersey 1992 Bachelor of Arts Degree, Communication
William Paterson University, Wayne, New Jersey 2002 Nine Credits toward Master Degree: Education
NMLS ID 1807712- Currently inactive.
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