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Loan Manager Processor

Location:
Atlanta, GA
Posted:
January 25, 2022

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Resume:

Sybil C. Sands

**** * ******** *****

Norcross, GA 30093

678-***-****

adp063@r.postjobfree.com

Professional Summary

Over 15 years of skilled professional all-encompassing mortgage experience

Adept office and loan management experience with an emphasis on shipping, commercial and residential mortgage

Refined computer skills with a high understanding of mortgage document software computer programs

Over 10 years of front-end mortgage processing and closing experience

Available with notice-in person or phone interview appreciated

Technical Skills

MS Office, Windows XP & 10, FHA, Conventional, UNIFI systems, FEMA, Lexis Nexis, USDA/GUS, 4506t, 1003, VA, Jumbo, and Piggyback, Calyx, Encompass and Empower mortgage software system, Quality Assurance, Customer Relations, Office Administrations, Office Management

Work History

Avondale Mortgage – Contractor, Atlanta June 2021 to November 2021

Sr. Loan Processor

Ordered titles, appraisals and credit reports, and gathered documentation from the borrower to run the information through the automated underwriting system

Acted as the facilitator of information between real estate agents, loan officers and underwriters to ensure a smooth loan process for the borrower

Spoke with borrowers to update on status of loan

Quality Control to ensure files are within federal guidelines and adhere to banking authority compliance

Maxwell – Contractor, Atlanta February 2021 to June 2021

Sr. Loan Processor

Ordered titles, appraisals and credit reports, and gathered documentation from the borrower to run the information through the automated underwriting system

Acted as the facilitator of information between real estate agents, loan officers and underwriters to ensure a smooth loan process for the borrower

Spoke with borrowers to update on status of loan

Quality Control to ensure files are within federal guidelines and adhere to banking authority compliance

Acopia Home Loans – Duluth, GA (Contractor) July 2020 to February 2021

Sr. Loan Processor Remote

Ordered titles, appraisals and credit reports, and gathered documentation from the borrower to run the information through the automated underwriting system

Acted as the facilitator of information between real estate agents, loan officers and underwriters to ensure a smooth loan process for the borrower

Spoke with borrowers to update on status of loan

Doing quality assurance reviews for selected files to help prepare for audits

Aiding the post-closing department review files for accuracy prior to funding

Quality Control to ensure files are within federal guidelines and adhere to banking authority compliance

SunTrust now Truist – Contractor, Atlanta, GA

Mortgage Loan Coordinator Remote March 2020 – July 2020

Validate all supporting documentation provided meets AUS/LQS guideline standards

Review all income, credit and asset documentation provided for VA, FHA, USDA, Doctor and or Premier loan products match figures used in application

Respond to loan officers regarding loan status/questions

Review file to determine if transitioned to UW, Processing or sent to NOI to obtain further documentation needed

Reviewed a minimum of 7 loans a day

Success Mortgage Partners Inc, Duluth, GA February 2015 – March 2020

Sr. Loan Processor/Loan Officer Assistant for Branch Manager –

Remote from May 2019 to February 2020

Ordered titles, appraisals and credit reports, and gathered documentation from the borrower to run the information through the automated underwriting system

Acted as the facilitator of information between real estate agents, loan officers and underwriters to ensure a smooth loan process for the borrower

Input applications into Surveyance, kept data base of clients, kept calendar current, ordered office supplies

Doing quality assurance reviews for selected files to help prepare for audits

Aiding the post-closing department review files for accuracy prior to funding

Quality Control to ensure files are within federal guidelines and adhere to banking authority compliance

SunTrust Mortgage, Atlanta, GA March 2013 - January 2015

Sr. Loan Processor Remote

Ordered titles, appraisals and credit reports, and gathered documentation from the borrower to run the information through the automated underwriting system

Acted as the facilitator of information between real estate agents, loan officers and underwriters to ensure a smooth loan process for the borrower

Doing quality assurance reviews for selected files to help prepare for audits

Aiding the post-closing department review files for accuracy prior to funding

Quality Control to ensure files are within federal guidelines and adhere to banking authority compliance

Crescent Mortgage, Atlanta, GA February 2012 – March 2013

(Contract)

Loan Manager – Submissions Group

Communicated with brokers to ensure information is accurate

Worked in FHA Connection ordering and transferring case numbers as well as logging appraisals

Handled case queries to determine if loans are eligible for the reduced MI

Validated information in the system and imported 1003 into the USDA system to run GUS prequalification’s

Ordered 4506t

BB&T Correspondent Lending, Norcross, GA September 2011 – January 2012

(Contract)

Loan Documentation Specialist – Post Closing

Data entry input into UNIFI System, while reviewing files for thoroughness and completeness to help prevent company losses. Assuring that all closing/legal documents are accurate and received within the specific timeframes

Quality Control to ensure files are within federal guidelines and adhere to banking authority compliance

Researched Fraud guard results that come back with critical findings by searching FEMA, County property records of subject property state, Secretary of State Business websites and Lexis Nexis to resolve the critical findings. As well as doing 411 and Superpages searches to ensure correct business address and phone numbers.

Contacted correspondents to obtain any documents that are missing, incomplete or illegible

Maintained an excellent working relationship with affiliate bank representatives

Wells Fargo Home Loans, Atlanta, GA

(Contract) August 2010 – July 2011

Loan Documentation Specialist III

Ordered titles, appraisals and credit reports, and gathered documentation from the borrower to run the information through the automated underwriting system

Acted as the facilitator of information between real estate agents, loan officers and underwriters to ensure a smooth loan process for the borrower

Managed a large pipeline with a high percentages of closings

Bank of America, Buford, GA February 2010 – July 2010

(Contract)

Home Service Specialist II

Ordered titles, appraisals and credit reports, and gathered documentation from the borrower to run the information through Clues automated underwriting system

Acted as facilitator of information between real estate agents, loan officers and underwriters to ensure a smooth loan process for the borrower

Amerisave Mortgage, Atlanta, GA June 2009 – February 2010

Mortgage Loan Processor

Processed a high volume of mortgage loans in a paperless environment

Synovus Financial Corp / Bank of North Georgia Mortgage April 2001 – May 2009

Senior Loan Documentation Processor III – Commercial Post Closing

Logged files in from our affiliate banks once they come into the commercial post-closing department

Reviewed loan files for thoroughness and completeness to help prevent company losses

Quality control review of files to make sure that the documents adhere to banking authority compliance and are within federal guidelines

Maintained an excellent working relationship with affiliate bank representatives

Marketing Assistant

Administrative duties included scheduling meetings, creating letters and other documents

Created power point presentations

Input borrower information in Empower system

Contacted borrowers, attorneys and appraisers to obtain all necessary information for the coordination of a smooth loan process

Maintaining database

Assisted Loan Originator locking loans and obtaining rate

Loan Shipping Administrator

Quality assurance review of loan packages for completeness and accuracy to ensure compliance with banking authority and federal guidelines

Contacted attorneys, title companies, insurance companies, processors and borrowers to obtain missing and incomplete documents, to help prevent company losses due

Senior Loan Processor / Office Manager

Functioned as receptionist initially, quickly progressing within the company during my tenure

Input loans into Calyx mortgage software system

Processed FHA, Conventional, VA, Jumbo, and Piggyback Loans for the top producer in the company

Pipeline consisted of 40 to 50 loans per month

Contacted prospective borrowers to obtain necessary information to process file, as well as, attorneys’ offices, employers and other institutions as needed, ordered flood certifications, appraisals, title requests and credit reports, put together file packages to be sent to Underwriting, coordinated with underwriter to satisfy conditions

Conducted closing packages, included doing notes and deeds, coordinated with closing department to send packages to them once loans were closed and funded, coordinated the daily administrative functioning of the office, including maintaining supply inventory and properly functioning office machines, Distributed and reconciled petty cash

The Village South, Miami, FL September 1994 – January 2001

Program Coordinator/Case Manager

Progressed with the company during my tenure, initially functioned as Administrative Assistant and Clinical Administrative Assistant as well

Coordinated the daily administrative functioning of the facility, including ordering office supplies, purchasing food items and kitchen supplies for the facility, conducted quality improvement monitoring to ensure compliance with governmental and state agencies, shifted responsibilities of department personnel in order to meet the priorities of the agency, attended Administrative Court Hearings with clients,

Performed needs assessment on each client, devised case management service plans and facilitated Life Skills Groups with the clients

Prepared various clinical documents, letters, memos, reports, created forms as necessary, as well as maintaining client files

Assisted with personnel matters that included but are not limited to obtaining background checks, setting up and assisting with interviews

Prepared Power Point Presentations for meetings, Prepared travel arrangements and made preparation of meetings for the Director, distributed and reconcile petty cash

Education

BS, Sociology w/ Minor in Psychology – 108 Credit Hours Earned-University of Miami

AS Business Software Technology-Brown Mackie College



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