Financial Analyst Research

Chander Kumar, CFA

Mobile: 056******* Email: **************@*****.*** DOB: August 06, 1990

Current Address: Jumeirah Lake Towers, Dubai, UAE. LinkedIn: www.linkedin.com/in/chanderkumar PROFILE SUMMARY

Chander Kumar is a Chartered Financial Analyst (CFA) Charter holder and has completed MBA with a CGPA of 3.54/4 from SZABIST, one of the leading universities in Pakistan. He has gained around five years’ experience in sell-side equity research in Pakistan's capital markets and is currently working as a Budgeting & Reporting Analyst in Al-Ghurair Energy. His core competencies include: financial modeling, business & investment analysis, macroeconomic analysis, equity valuation, financial reporting, and report writing. WORK EXPERIENCE

Al Ghurair Energy DMCC, UAE

Financial Analyst Feb 2020-Present

• Responsible for all company's budgeting, financial planning and reporting by coordinating with respective Departments/ Divisions to obtain the relevant information.

• Worked with senior management on conceptualization and execution of company's overall strategy and roadmap.

• Responsible for preparing MIS reports and presentations related to Monthly and Quarterly Business Performance Review to senior management

• Work closely with the accounting team to ensure accurate financial reporting.

• Responsible for continuous improvement of current reporting, budgeting, forecasting processes.

• Identifying and analyzing the impact of any outliers (One-offs) on reported financials.

• Analyzing the OPEX and reports to the management with the Findings and Suggestions.

• Generating ad-hoc reports using tools like Smart View and Hyperion Financial Management and Oracle.

• Managing all treasury related functions and banks’ queries. Coordinating with bank for setting up of company’s new bank account, implementing E-Banking setup, managing bank’s facility and timely and effective settlement of Trust Receipts (TR).

• Forecasting Cash Flow positions, ensuring funds are available for smooth operations.

• Maintain knowledge and stay up to date of developments in the fields of business, finance, and economic theory, to drive continuous improvement of financial reports and to evaluate their impact on the business. Sherman Securities (Pvt.) Ltd, Pakistan

Deputy Head of Research Oct 2016-Jan 2020

• Possess an in-depth understanding of major sectors with a specialization in commercial banks.

• Presenting analysis and outlook on economic indicators, such as Consumer Price Index (CPI), external accounts, fiscal balances, interest rates, Gross Domestic Product (GDP).

• Frequently monitoring and analyzing the trends of money supply, industry deposits, interest rates and yields on Govt. securities to calculate the impact on profitability of banks under our coverage.

• Performing valuations using income approach (discounted cash flow methods), market approach (comparable and transaction method) and net assets approach.

• Participating in conference calls and analysts’ briefing of various banks and companies and provided guidance to fund managers on sector and stock-specific performance and outlook.

• Handling clients’ queries related to different sectors which include; steel, chemical, cement and Oil & Gas.

• Estimating and analyzing quarterly financial results.

• Supervising internees and junior research analysts in financial modeling and research reports

• Conducting frequent discussion and meeting with key management personnel and departmental head of various companies and banks to stay up to date regarding their ongoing performance and future plans.

• Identified companies that have long-term growth and attractive equity and market valuations

• Generating investment/trading ideas and writing industry and stock specific equity as well as thematic research reports. My research reports are also available on S&P Capital IQ, Thomson Reuters Eikon, FactSet Summit Capital (Pvt.) Ltd, Pakistan June 2015- Sep 2016 Research Analyst

• Responsible for collecting market data and evaluating information from diverse market sources.

• Created financial models and perform quantitative and sensitivity analysis under various hypothetical economic environments to estimate the impact on earnings.

• Responsible for building comprehensive financial models for coverage initiation, earnings release, and to determine the impact of other material events.

• Updating financial models on regular basis to incorporate information pertaining to industries and respective companies.

• Compiling analysis, valuation and investment case in written research reports for retail & institutional clients

• Forecasting CPI inflation on monthly basis and predicting stance on Monetary Policy Statement.

• Monitoring economic, political and market events and its impact on companies’ operations & their valuation. EDUCATION

Chartered Financial Analyst (CFA) Institute

Passed all three levels of CFA Program 2013-2018

Shaheed Zulfikar Ali Bhutto Institute of Science and Technology (SZABIST) Master of Business Administration (MBA) in Finance, (CGPA 3.56 out of 4) 2012-2014 Shaheed Zulfikar Ali Bhutto Institute of Science and Technology (SZABIST) Bachelor’s in business administration (BBA) in Finance, (CGPA 3.21 out of 4) 2008-2012 Achievements

• Awarded fully funded scholarship by Japanese Govt. for complete BBA program

• My research reports and comments have been quoted in the mainstream media on multiple occasions.

• Nominated by the firm for Best Research Analyst CFA Excellence Award. SKILLS, INTERESTES & ACTIVITIES

• Familiar with Hyperion Financial Management (HFM), Oracle, Power BI and Python.

• Ability to work under pressure

• Proficiency in Microsoft Excel and familiar with Oracle

• Proficiency in English, Hindi and Urdu.

• Ability to show flexibility, initiative, and innovation when dealing with challenging situation.

Contact this candidate