FinTech & Digital Chief Technology Officer / Chief Digital Officer / Chief Information Officer Natural Leadership Streamlined Processes Exclusive Experience in Building and Managing Digital Businesses and Technology Platforms
Successful launch and digital transformation of market key players, FinTech & Digital Banking projects Strong and effective delivery of enhanced operations including digital generation banks, project management, and framework deployment.
Successful work with diverse teams to better assemble processes and procedures for streamlined operations. Effective collaboration skills and thought leadership with key stakeholders and high-profile partners. Agile development & DevOps methodologies deployment within large organizations. Improve business functions and operational effectiveness in an effort to drive strategic vision. Oversight of complex, technical projects in alignment with organizational goals. Key Qualifications
FinTech eco-system creation
Digital Banking &
High Functioning Teams
Analytical / Detailed
Training / Mentoring
Career Progression & Select Accomplishments
AC Technologies (AC TECH) Moscow, Russia & Chisinau Moldova 2018 - current Founder & Managing Partner
Started own project aimed to bring new digital banking & fintech solutions to the Russian, European and Asian markets Build a core, high quality team of business and IT professionals with large experience in building digital solutions in various areas, mostly in Finance, FinTech, InsurTech & ecosytems. Performed projects for the Internet & mobile banking for Retail and SME. Launched the fintech projects for the retail banking solutions in Romania & Moldova: digital(on-line) lending lifecycle solutions – onboarding, workflow, decisioning (based on Big Data/AI-ML), service & processing. Performed couple of projects in insurance companies (Russia & Moldova): on-line digital solutions and digital transformation strategy & roadmaps.
ALFA BANK Moscow, Russia 2018
Digital Projects Director / Leading Expert
Drove bank’s digitalization technology, culture, and business process assessment roadmap for the establishment of state development.
Oversaw assessment of bank technology development framework in an effort to manage roadmap development and streamline operations; managed high -profile and complex digital projects including launch supervision and IT sponsorships.
• Closed non-effective digitization project, as a result of assessment (bank had spent $3 M without visible results; would be additional $16 M losses if continuing);
• Effectively realized reduction in cost of 5 years new perspective digital retail banking project - from $60M to $30M after an extremely short-term team mobilization for professional, comprehensive assessment & review. BINBANK DIGITAL Moscow, Russia 2017 - 2018
Chief Technology Officer
Oversaw strategic vision of digital bank based on banking group infrastructure, a strategy for the group’s digital transformation developed, including various assets - as banking Binbank & Binbank Digital, insurance company (VSK), M- Video, Eldorado & Technosila (consumer electronics’ retail); acted as technology adviser to VSK Board, aiming to develop digital transformation program & roadmap.
Launched a brand-new internet and mobile banking applications solution based on the new Digital Banking Architecture Drove effective management of the Technology & Operations Depts, including cards processing, business processes, IT development, Project management, Operations and Data Governance. Select Accomplishments
• Operations and the creation of new management allowing financial effects of $15M+ in additional revenue in project costs.
• Launched collaborative projects within Binbank Group: Data Governance framework, Co-branding cards & Loyalty applications, AI Engine for customer limits management & retention, Data Management Platform DIGITAL FINANCE INTERNATIONAL / FINSTAR FINANCIAL GROUP Moscow, Russia 2015 - 2017 Chief Technology Officer
Oversaw internal company IT framework including development and deployment within 15 subsidiaries, and 12 countries.
Effectively developed new generation of IT platform architecture for microfinance, and business management TOUCH BANK / OTP GROUP Moscow, Russia 2013 - 2015 Chief Technology Officer
Ensured solid business and IT strategy development for new digital banking project for the OTP Group. Collaborated with senior management, business leaders, and peers to drive project business plans, and IT, operations, and IT security departmental establishments plans.
Oversaw all IT development and operations management including staffing, strategic vision, and relationships building with a diverse group.
CETELEM / BNP PARIBAS GROUP Moscow, Russia 2008 - 2013 Chief Information Officer
Drove comprehensive IT strategy developments including project management, IT governance, and systems implementation.
Ensured solid data migration, architecture committee workflow, and IT production monitoring. Managed Business & IT platform for a high-profile Joint Venture Bank including definition of business and organizational structure, program and organizational management, and IT infrastructure preparation. TINKOFF CREDIT SYSTEMS BANK Moscow, Russia 2006 - 2008 Chief Information Officer
Successfully created an on-line bank’s IT Platform, a fully automated business and workflow environment for credit cards including customer analysis, card processing, and customer service. Oversaw all organizational development and strategic vision for n effective IT department. Effectively managed a staff of team members including scheduling, delegating workload, to align with company goals and objectives.
Managed 10 large software and hardware suppliers’ and subcontractors’ teams to drive a high-level technology driven project, including the creation of company IT infrastructure. IBM EASTERN EUROPE & ASIA / GLOBAL BUSINESS CONSULTING Moscow, Russia 2006 Workstream Leader / Managing Consultant
BC / VICTORIABANK Chisinau, Moldova 1997 - 2006 IT Director
Education & Certifications
MIT FinTech: Future Commerce Online Course - Massachusetts Institute of Technology –2016-2017 MASTER’S DEGREE – Business Administration – Academy of Economic Studies – Chisinau, Moldova - 2004 MASTER’S DEGREE – Applied Mathematics (Computer & Information Science) – Moldova State University– Chisinau, Moldova - 1990
PROFESSIONAL TRAINING – Project Management Fundamentals / Program Management & Program Management / Excellence of Business Processes / ACE Methodology / BNP Paribas CIO Training / Retail Banking – Personal Finance LANGUAGES – Romanian / Russian / English / French