Karmandeep Gill

**** ******* ******, ******, **, K1J8L5

Phone: 613-***-**** Email: adnk30@r.postjobfree.com

Dedicated and detail-oriented Financial Advisor committed to the teamwork that lead to a team’s success. Well-developed analytical skills and experience in assessing credit applications. Proven ability to efficiently plan and manage multiple assignments to meet tight deadlines. A proactive problem-solver with good organization skills who is focused on continuous learning.

PROFESSIONAL SUMMARY

4 years of experience in financial sector across multiple organizations

Experience in branch banking operations and sales

Strong quantitative and qualitative research skills

Knowledge and understanding of credit products and risks

Scheduling meetings and appointments according to priorities

Helping client’s achieve goals by analyzing their portfolio and giving suitable advice

Strong interpersonal, communication and analytical skills; promoted for excellence in consistently handling multiple clients and delivering to tight timelines

Team player, self-motivated, detail-oriented and results-driven

Proficient in Microsoft Excel, Word and Power Point

Languages: Fluent in English, Hindi, Bengali and Punjabi

PROFESSIONAL EXPERIENCE

Financial Advisor 2019 – Present

Scotiabank, Ottawa, Ontario

Review financial statements and do financial analysis as well as consider non-financial data to develop a concise focused analytical foundation for a credit decision. Successfully processed and maintained a pipeline of 25 Mortgages and loan.

Following policies while providing lending solutions such as restructure, refinance, loan and line of credit with proper documentation.

Recommend strategies to client in cash management, investment planning, insurance coverage or other areas to help them achieve their financial goals.

Review book of 700 clients regularly to determine whether life changes, economic changes or financial performance indicate a need for plan reassessment.

Develop and cultivate a client base estimated at $14.5 million.

Referred clients to wealth team with a total business of $7.3 million and increased the branch business by generating credit opportunities with positive customer experience.

Karmandeep Gill

1801 Marquis Avenue, Ottawa, ON, K1J8L5

Phone: 613-***-**** Email: adnk30@r.postjobfree.com

Insurance Sales Specialist 01/2018 –06/2019

TD Bank, Ottawa, Ontario

•Explained insurance policies and processed claims by completion of appropriate forms.

•Completed broad range of financial activities like transferring balance, selling insurance and setting up digital services.

•Took appropriate measures to ensure security of customers account by detecting possible impersonation, analyzing activity details, exercising sound judgment to activate credit card and identifying cross-sell opportunities.

•As a sales lead, helped my team of 8 representatives increase sales by 15% by drafting a script to use in different scenarios over the phone.

Transitional Team Officer 08/2018-11/2018

•Demonstrated leadership by training 2 new hire classes consisting 12 representatives each on product knowledge and the psychology of speaking to clients.

•Worked with the compliance team to improve call procedures resulting in smooth calls and increased efficiency by 13%.

Supervisor 2015 – 2017

Tim Hortons – Ottawa, Ontario

•Calmly handled customer complaints, validated concerns, and identified solutions.

•Up-sell additional menu items, beverages, and coffee products to increase restaurant profits.

•Monitored inventory at two locations and provided additional resources when needed.

EDUCATION

Bachelor’s of finance (4 year degree pathway program) 01/2021-04/2022

Nipissing University

Business administration Finance (3-year advanced diploma) 2015-2017

Algonquin College, Ottawa, ON

Canadian Securities course 2017

Registered Financial and Retirement Planning Advisor 2020

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