Monica N. Lockhart
*** ***** **** **** *********, AL 35120 Mobile: 205-***-**** ***.******@*****.*** HEALTHCARE INSURANCE PROFESSIONAL
To secure a position in an organization that will allow me the opportunity to leverage my 17 years of claims evaluation and negotiation, customer relationship management, and expertise in the insurance industry into a role that expands my knowledge, professional, and business acumen.
EDUCATIONAL BACKGROUND & CERTIFICATIONS
Property and Casualty Adjuster License (various states) Allstate Insurance (2010 - 2016)
Associate of Arts (Journalism)
Jefferson State Community College (1994 - 1 years of coursework) PROFESSIONAL HISTORY
Allstate Insurance – Birmingham,
Alabama
MedPay Central Medical
Specialist (promotion)
MedPay Central Adjuster
2005-2020
2003-2005
Teletech Corporation – Fairfield,
Alabama
Desktop Support
Technician
2001-2003
Medical Center East, Radiology
Department – Birmingham,
Alabama
Radiology Clerk 1996-2001
~Full job descriptions can be found below~
ABILITY is what you are capable of doing, MOTIVATION determines what you do, ATTITUDE determines how well you do it.
-Lou Holtz
PROFESSIONAL BACKGROUND
MEDPAY CENTRAL MEDICAL SPECIALIST, Allstate Insurance Customer Relationship Management and Claims Evaluation
• Processed approximately 10 motor vehicle accident claims on a daily basis.
• Contacted insured to assess medical condition to include injuries and mental state.
• Advised insured on Allstate Insurance processes and explained coverage information.
• Provided all processing paperwork to insured and assisted in communicating and documenting all complaints, issues, and medical needs for insured’s claim profile.
• Performed 30-day follow-ups on injured parties and kept them abreast of coverage expenditures and pending expense claims.
Medical Coding and Claims Negotiation
• Reviewed extensively all documentation and made coding suggestions and updates based on International Classification Diseases (ICD-9) and Uniform Bill (UB-04) procedures and diagnoses.
• Reviewed medical treatments notes from various medical professionals and processed for payment in Mitchell Billing Platform.
KEY STRENGTHS & SKILLS
Medical Insurance
Medical Coding
Claims Evaluation
Claims Negotiation
NextGen Software
Customer Relationship Management
Strong Communication Skills
New Employee Mentor
Agile Learner
Resilient
Flexible and Adaptable
Team player
Trustworthy
Dependable
Punctual
VOLUNTEER EXPERIENCES
Springville High School Basketball
Booster Club
(2019-present)
Prepares food for approximately 20
players for each game.
Jessie’s Place
(2001-2003)
Served meals to approximately 50
homeless persons twice per week.
HOBBIES & INTERESTS
Writing
Reading
Gym
Basketball
Movie Buff
Spending time with Family
• Reviewed any discrepancies with medical providers and made adjustments as necessary.
• Communicated limits to ensure that insured was aware of all coverage parameters.
• Processed and executed allowable payments for out-of-pocket expenses incurred by insured.
• Performed 60-day follow-ups to evaluate insured’s injury and treatment status and discussed options if additional medical care was needed.
• Summarized medical and treatment care and provided closeout documentation to insured. Leadership, Training, and Employee Development
• Served as acting team lead in supervisor’s absence which included fielding any questions from team members, other departments, and handled all escalated calls.
• Mentored new employees on departmental policies and procedures immediately following onboarding and orientation.
• Served as an employee resource as new trainees got acclimated to medical claims processing. MEDPAY CENTRAL ADJUSTER, Allstate Insurance
• Investigated losses of low to moderate severity to determine cause, scope, and extent of injury and/or liability for potential subrogation.
• Verified coverage and confirmed policy conditions have been met.
• Obtained missing information and ensured data integrity for regulatory reporting.
• Authorized medical treatment for insured.
• Established medical reserves, approved medical bills, and reviewed/requested medical records.
• Documented all correspondence, reports, discussions, and decisions in claim file notes.
• Knowledgeable of multiple state jurisdictions and communicated state policies to insured and forwarded any adjustments to underwriting.
DESKTOP SUPPORT TECHNICIAN, Teletech Corporation
• Assisted and responded to approximately 30 customers and incoming calls per day with computer-related issues as it relates to internet connectivity.
• Prepared tests and applications for monitoring desktop performance and provided performance statistics and reports.
• Summarized client issues and potential solutions within support platform to ensure all internal parties were aware of all client needs.
• Reviewed, analyzed, and troubleshooted various client issues and escalated tickets to various departments to ensure the client’s needs were fully met.
• Attended monthly professional development courses to remain abreast of all software and technological updates.
• Obtained above average ratings for evaluated calls from leadership team. RADIOLOGY CLERK, Medical Center East, Radiology Department
• Established and maintained positive relationship with internal and external customers utilizing service-related techniques including calling members by name, using standard greetings, smiling, communicating expected wait time, and showing empathy.
• Furnished radiology reports and copies of films to doctors for review.
• Provided administrative support for the department such as answering telephone, assisting visitors, and resolving patient inquiries.
• Obtained and documented accurate patient information on forms; always provided patient privacy.