PROFILE

Internationally experienced, detail-

oriented, driven Finance Executive highly

regarded for leadership and specialized

excellence in all areas of Operations, Audit

and Finance. Exceptional analytical skills,

with the ability to examine and understand

business needs and deliver

comprehensive reports for external groups

while exceeding stringent expectations.

Accustomed to managing multiple projects

simultaneously in fast-paced, deadline-

driven environments. Strong collaborative

skills with experience working in a team

environment, able to work effectively

alongside individuals from diverse

backgrounds.

CORE SKILL

Financial Planning/Analysis

Risk Management

Corporate Governance

Internal Audit

Controls and Compliance

Relationship Management

Treasury & Cash-flow Management

Budgeting, Forecasting & Analysis

SOFTWARE SKILL

MS Excel

MS Word

MS PowerPoint

Pastel Software

SUMMARY EXPERIENCE

EDUCATION & COURSES

Masters in Finance and Finance

ZCAS University I January 2021 To June 2022

Chartered Certified Accountant – Full ACCA

CA ZICA (Natech)

ZCAS University I January 2002 To June 2019

Chief Financial Officer

First Capital Bank I Zambia I June 2016 to date

Overall responsible for effective financial management, reporting and actively contribute towards the financial planning and strategic growth of the business as a Senior member of the Executive Management Team and maintain appropriately relationships internally and externally.

Head – Internal Audit

First Capital Bank I Zambia I January 2016 to June 2016 Reporting to the Audit Committee and overall responsible for performing objective, independent, and reliable assessments of the effectiveness of a bank’s risk management activities, its compliance with applicable regulations, and its internal control-environment. Head of Operations

First Capital Bank I Mozambique I June 2014 to Dec 2015 Senior management member involved in strategy formulation. Other duties amongst others included designing policies, overseeing customer service and implementing technology solutions. Head – Internal Audit

First Capital Bank I Mozambique I April 2013 to June 2014 Reporting to the Audit Committee and overall responsible for performing objective, independent, and reliable assessments of the effectiveness of a bank’s risk management activities, its compliance with applicable regulations, and its internal control-environment. Fund/Finance Manager

Peoples Process on Housing I Zambia I May 2009 to 2011 Overall responsible for organization’s providing financial, administrative and clerical support to the organization. Duties amongst others included providing support to the business and finance function with a key focus on improvements to purchase ledger processes including reconciliations.

Senior Finance Officer I Accounts Payable Accountant I International Red-Cross I Zambia I Switzerland I

February 2007 to May 2009

Assistant Internal Audit

KPMG I Zambia I January 2002 to February 2007

Mr. Judge Daka

Flat 4, Fulwe Road Rhodespark

Lusaka, Zambia

Mobile: +260*-****-****

Email: admrdy@r.postjobfree.com

Head – Internal Audit

International Commercial Bank I Mozambique I February 2011 to April 2013

Reporting to the Audit Committee and overall responsible for performing objective, independent, and reliable assessments of the effectiveness of a bank’s risk management activities, its compliance with applicable regulations, and its internal control-environment. Chief Financial Officer

First Capital Bank I Zambia

June 2016 to date

Overall responsible for effective financial management, reporting and actively contribute towards the financial planning and strategic growth of the business as a Senior member of the Executive Management Team and maintain appropriately relationships internally and externally. Responsibilities included the following amongst others;

Actively contributing to the strategic management of the company towards financial planning and strategic growth of the organisation which includes but not limited to:

a) Preparation of long-term and medium-term strategy. b) Preparation and execution of annual budgets and forecast by units and companywide.

c) To lead the financial aspects of any strategic projects aimed at achieving growth.

Responsible for overseeing / authorising all necessary payments within the business to meet all obligations when they fall due, including day to day operational payments for disbursements and refunds.

Monitor and control the quality and cost effectiveness of services provided to the company to ensure value for money for the company.

Responsible for all taxes including income tax, withholding tax, provisional tax, levies and PAYE tax submission being on time, accurate and safely kept.

Responsible for the business funding/cash flow requirements and the associated hedging as the needs arise and in line with policy.

Responsible for external and internal audit (including the annual financial statements and annual returns) and the respective relationships.

Deputize the Managing Director in his absence.

DETAILED EXPERIENCE

Head – Internal Audit

First Capital Bank I Zambia I

January 2016 to June 2016

Reporting to the Audit Committee and overall responsible for supporting the accomplishment of strategic objectives and helping ensure that established financial, operational and compliance practices, and the related controls, are designed and operating effectively. Responsibilities included the following amongst others;

Develop the audit vision that provides timely information with bias and absolute integrity to business leaders.

Develop and maintain strong relationships with Senior leadership, providing guidance and/or consultation in the development of strategies to improve financial and operational performance of the business;

Act as an early warning system for business and financial risks; supports business ethics and integrity initiatives.

Provides leadership in the development of audit plans, procedures and programs to evaluate the adequacy of the company’s internal control environment.

Formulate annual audit plan in consultation with Audit Committee and Senior Management.

Implement the annual audit plan, including as appropriate any special tasks or projects requested by the Audit Committee and Managing Director.

Head – Operations

First Capital Bank I Mozambique I

June 2014 to December 2015

Senior management member involved in strategy formulation. Other duties amongst others included;

Designing policies, overseeing customer service and implementing technology solutions.

Ensuring there is an effective governance framework in operation.

Identifying process improvements and adoption of best practice.

Maintaining and providing overall oversight of governance framework and the businesses are adequately monitored and controlled.

Build effective relationships across the business at a senior level and lead/take part in various committees.

Identify opportunities for process improvements and best practice.

Focus on the risk management of operations (KRI’s, RSCA’s, Risk Registers, Audit issues) ensuring that all relevant operational issues and risks are captured and escalated, where appropriate, through governance framework.

Review and consult on the implementation of regulatory policies and procedures.

Represent the COO at Board, Management and Committees Head – Internal Audit

First Capital Bank I Mozambique I

April 2013 to June 2014

Reporting to the Audit Committee and overall responsible for supporting the accomplishment of strategic objectives and helping ensure that established financial, operational and compliance practices, and the related controls, are designed and operating effectively. Responsibilities included the following amongst others;

Develop the audit vision that provides timely information with bias and absolute integrity to business leaders.

Develop and maintain strong relationships with Senior leadership, providing guidance and/or consultation in the development of strategies to improve financial and operational performance of the business;

Act as an early warning system for business and financial risks; supports business ethics and integrity initiatives.

Provides leadership in the development of audit plans, procedures and programs to evaluate the adequacy of the company’s internal control environment.

Formulate annual audit plan in consultation with Audit Committee and Senior Management.

Implement the annual audit plan, including as appropriate any special tasks or projects requested by the Audit Committee and Managing Director.

Head – Internal Audit

International Commercial Bank I

Mozambique I February 2011 to April

2013

Reporting to the Audit Committee and overall responsible for supporting the accomplishment of strategic objectives and helping ensure that established financial, operational and compliance practices, and the related controls, are designed and operating effectively.

Fund/Finance Manager

Peoples Process on Housing I

Zambia I May 2009 to February 2011

Overall responsible for organization’s providing financial, administrative and clerical support to the organization. Duties amongst others included providing support to the business and finance function. Responsibilities amongst others included the following;

Spearheading the design, development and implementation of the loans fund.

Standardize, budgeting and fund’s cash flow planning processes;

Keep abreast of developments in the Zambian money market to ensure that selected investments instruments to safeguard the assets of the Fund;

Maintaining of all contractual documents for the Fund and head office banking arrangements;

Prepare a projection of future cash shortages and surpluses, and analyzes the cause of variances; and

Advise Fund schemes on cash management and treasury policies and procedures.

Review the Cash Flow requirements report to ensure that there are sufficient funds available to meet operational requirements and recommending any adjustments to scheduled payments or redeeming investments to ensure adequate funds;

Analyze exchange rates on FX transactions to ensure that pricing is in accordance with contractual commitments;

Prepare monthly performance indicators and trend analysis;

Articulate a risk management strategy for financial instruments and drafts the appropriate disclosure notes for the financial statements; REFERENCES Mr. Hastings Mtine

Former Senior Partner (KPMG)

Senior Partner – MPH Chartered

Accountants

Phone: +260*********/

097777095

Mr. Sachin Nigam

Former Chief Executive Officer

First Capital Bank – Zambia

Email: admrdy@r.postjobfree.com

Phone: +919*********

Mr. Isaac Phiri

Senior Lecturer

Zambia Accountancy Business

Tuition Centre (ZABTUC)

Phone: 002*****-***-***

Contact this candidate