PRATHAP S T

Mail ID : admkxm@r.postjobfree.com Mobile No: 962-***-****

Address : No-2, Desigar Street, Vadapalani, Chennai, India. Skype ID: Prathapkalidass Career Objective:

To pursue a challenging career in the industry, utilizing my skills for the growth of my organization, which in turn provides an environment where ethics and talent reign supreme, leading to professional and personal growth.

Professional Summaries:

1+ years of experience in Asset Finance and credit retail credit proposal and Disbursement.

Good experienced in KYC Verification and Loan Disbursement process.

Experienced in Televerification (TVR) Process.

Very good experienced in Verification of Bank Details and Asset details.

Good Knowledge in Field Inspection.

Experience in Collection and Sales for a Parent Loan.

Good experience in interacting with Customers and Sales Officer to run every day standup.

Good experience in Document Preparation and Maintaining Assets.

Extensive experience in Maintaining Records, Cash and Cheque.

Good knowledge in MS OFFICE.

Experienced in team handling and people management.

Strong Knowledge in Asset Management.

Strong Knowledge in Waiver, Moratorium, Foreclosures, REPO, Yard Vehicle Sale, Emergency Loan (ECLGS), UNO.

Extensive experience in CIBIL Running, Statement of Account (SOA), No Objection Certificate(NOC).

Skills:

MS Office

UNO Application

Running Corporate Cibil

Outlook 360

Professional Experience:

Working as Credit Executive in Indostar Capital Finance from Aug’ 20 to Present. Description: It is a Vehicle Finance For Providing Payment For their Assets and updating Customers details in the Application, Email Asset and Finance details for approval, Disbursement Process Occurs to verify and upload Scan documents. Quick workflow from New proposal Loan to Loan Disbursement. Responsibilities:

Verifying Asset Details like RC Book, Insurance, Bank Statement, KYC documents.

Verifying that customer has any other financial records. If he has we will Prepare RTR details to check the Eligibility of the customer.

Create a new data for a customer about his Exposure, Principle out Standing (POS), Eligibility Details.

Verifying KYC details Submitted by the Applicant is Original and it is issued by Government Rules and Regulation.

Bank Statement will be Verified and plotted in CAM sheet to check the Inflow and Outflow of the Applicant.

Corporate Cibil Data will be Prepared and documented to verify the Applicants over all Financial Exposure details.

Televerification will be done to know about the Applicant Residency, Asset details,

Total Revenue, Drivers, Salary, Vehicle Running Route, GST Details.

Loan Agreement, Pre Approval Letter, Post Approval Documents will be Prepared and Attached for the Further Approval.

Review/appeal Proposal with Credit Manager for Further Disbursement.

We Prepare a Financial Statement, Financial Spreading, and Financial Ratio and will be Writing up to Credit Manager for Approval/Review.

Enter / Update Customers details like KYC, Bank Details, Payments, NEFT, and RTGS in the Database.

Approval Mail, KYC, Vehicle Photos, Prepared Documents, Agreements will be scanned and upload for Future.

Professional Experience:

• Worked as Customer Support Executive in Customer Broadcast from May 19 to April 20 Description: It is a Securities for investment in Stock Market, Mutual Funds. Opening demat account and mutual fund investment, Regular Trading, Payment details will Maintained as records. Communicate to customers to clarify Queries.

Responsibilities:

Communicate with Customers about Share Market and values to make investing.

Clearing the customer Queries based on their Problems.

Maintain customer’s details in MS Excel and spread sheet for Clarification.

Calculating Brokerage values and Stock values in the Application.

Communicate with Customers to invest in Mutual Fund, Explains about monthly SIP details for their better Clarification.

Welcome call and MFSS is Handled for a New Customers.

Daily Track should be mailed to Manager for a Clarification.

Attending daily meetings with Managers, Business head about the investment and Queries.

Regular follow up with customer Queries and with the payments.

Weekly Presentation about Stock Updates and Track Details.

Records will Audit every month for Clarifications. Academics:

B.E in Electrical and Electronics Engg (2011-2015) from Karpagam College of Engineering, with 62%.

DIPLOMA in Electrical and Electronics Engg (2008-2011) from Latha Madhavan Polytechnic College, Madurai with 72%.

SSLC (2008) from Gayathri Matriculation Higher Secondary School, Chinnamanur with 6.20%. Personal Profile:

Father name : Tharmaraj S

Gender : Male

DOB : 05/06/1993.

Nationality : Indian

Language Proficiency: Tamil, English.

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