RESUME

SANDEEP KUMAR

H N E*** Dream City Meerut (UP) India

Mob 782-***-****

adm8oy@r.postjobfree.com

adm8oy@r.postjobfree.com

CAREER OBJECTIVE

To achieve new heights in career through optimum utilization of knowledge and smart work and to work for the development and progress of the Organization. Always keen to learn towards enhance my knowledge for development of my working skills and my devotion about to organization.

EXPERIENCE DETAIL (10 YEARS EXPERIENCE)

Apr 2019 To Till date Shivalik Small Finance Bank Ltd Delhi NCR

Branch Operation Manager

Directing all operational aspects including distribution of customer service administration and sales in accordance with the bank’s objectives, Providing training, development and motivation for branch staff,

Responsible for the best management and supervision of employees, assisting customers and providing excellent customer service.

Responsible for Micro Finance business in branch and responsible for handling 15 Members team (Block Coordinators, Cos) of microfinance also responsible for meeting with Self Help Group of Micro Finance customers after that disbursement of their group loan.

Responsible for cash management in the branch and proper handling of ATM.

Responsible for proper transaction in ATM/Recycler also for day to day tally of physical cash in ATM with GL.

Responsible for achieving the new loan account targets of branch and make sure the recovery in the loan accounts which are being maintain in the branch.

Responsible for survey of loans applications at ground level to document level and give opinion report to for sanction of loan..

Member of Branch loan committee which is responsible for checking and got sanctioned of all new loan proposals.

Responsible for maintaining all type of repairing and technical work in the branch.

Responsible for internal and RBI audit of the branch and take care of audit compliance.

Responsible for renewal of Over Draft limits and proper maintaining the accounts always tracking the credit and debit summations in the accounts.

Responsible for new gold loan and joint custodian of gold packets.

Responsible for locker operations and allotment of new lockers.

Responsible for tracking any doubt full transaction in any account and immediately reporting the Head Office for the same,

Responsible for any frauduant case weather it is in loan accounts or it is in saving account.

Keep checking on all the register and files regarding record of bank is maintaining properly for presentation to the auditors and Head Office.

Responsible for supervising and managing for timely submission of all reports.

Responsible for use of best available staff for opening of new accounts as per the aspects of branch targets, marketing, and operational work in the branch,

Responsible for timely clearing of cheques of out ward clearing and cheques which are presented in CTS.

Responsible for encourage and assist the customers for opening FDRs accounts, and all type of deposits accounts.

Responsibility towards the completion of all type KYC aspects of customers in new accounts and old accounts according to RBI norms.

Responsible for continuous visiting the markets and field are of branch for making new customers of deposit accounts and loan accounts.

Responsible for deposit mobilization in the branch and getting bulk deposits in the branch.

Responsible to enhancement in the business of branch and increase in deposit of bank.

Responsible for checking all day reports at the end of day business and tally all entries.

Responsible for dealing with the all claim cases of the customers on the branch like death claim, insurance claim or any unsatisfactory claim of customer on the branch.

Responsible for management the availability of staff in respect of their leave and duties.

Responsible for all the routine activities like customer service and field visit.

Any work and responsibility given by my superiors and my bank.

Contd…..

2

Aug 2011 To Apr 2019 Noida Commercial Co-Operative Bank Ltd Delhi NCR

Branch Manager

Directing all operational aspects including distribution of customer service administration and sales in accordance with the bank’s objectives, Providing training, development and motivation for branch staff,

Responsibility towards the best management and supervision of employees, assisting customers and providing excellent customer service.

Responsible for dealing with case suit files and concerned offices with prior information to Head Office,

Responsible for achieving the new loan account targets of branch and make sure the recovery in the loan accounts which are being maintain in the branch,

Regular visiting to the Over Draft accounts, current accounts, CC accounts and all the accounts which are not being proper maintain.

Responsible for renewal of Over Draft limits and proper maintaining the accounts always tracking the credit and debit summations in the accounts.

Responsible for tracking any doubt full transaction in any account and immediately reporting the Head Office for the same,

Responsible for any frauduant case weather it is in loan accounts or it is in saving account.

Keep checking on all the register and files regarding record of bank is maintaining properly for presentation to the auditors and Head Office.

Responsible for day to day management of cash liquidity in the branch.

Responsible for supervising and managing for timely submission of all reports.

Responsible for use of best available staff for opening of new accounts as per the aspects of branch targets, marketing, and operational work in the branch,

Responsible for timely clearing of cheques of out ward clearing and cheques which are presented in CTS.

Responsible for encourage and assist the customers for opening FDRs accounts, and all type of deposits accounts.

Responsibility towards the completion of all type KYC aspects of customers in new accounts and old accounts according to RBI norms.

Responsible for continuous visiting the markets and field are of branch for making new customers of deposit accounts and loan accounts.

Responsible for deposit mobilization in the branch and getting bulk deposits in the branch.

Responsible for survey of loans applications at ground level to document level and give opinion report to for sanction of loan..

Responsible for visit at home of loan customers and tie-up with recovery team when any irregularity in loan.

Responsible to enhancement in the business of branch and increase in deposit of bank.

Responsible for checking all day reports at the end of day business and tally all entries.

Responsible for dealing with the all claim cases of the customers on the branch like death claim, insurance claim or any unsatisfactory claim of customer on the branch.

Responsible for management the availability of staff in respect of their leave and duties.

Responsible for all the routine activities like customer service and field visit.

Any work and responsibility given by my superiors and my bank.

Sep 2010 To–Jul 2011 DSCL.(Hariyali Kissan Bazzar) Corporate Group Lucknow

Agronomist /Seed Production Unit Incharge

Maintaining all the seed production operation related activity including Local Marketing Activity.

Management of Seed Plant and other activities regarding seed production.

Management of labour for intake, grading, packing and dispatching of seed.

Maintaining all the operation regarding processing and dispatching of seed.

Management of dispatch of seed and directly handling with transporters for transport.

Analysis and Implementing activities to Cover catchment’s of 85-90 village for seed programming purpose.

Implementation of activities to achieve the seed programming and purchase of seed from farmers.

Marketing and sale of seed, pesticides and fertilizers to farmers.

Marketing and sale of Financial products Like Agri-Loan, Western Union, Life Insurance, General Insurance etc.

Handling with farmers and advising for applying pesticides, seed varieties and fertilizers in their farms.

Continuous visiting in their farms for any assistance.

3

Jul-2009–Aug 2010 Vilin Bio Medical Ltd. Roorkee

Company Executive –

Monitoring production & management of packing material.

Responsible for dispatch all medicines prepared in company.

Planning of dispatch and directly handling with transporters for dispatch of consignments.

Management of labour for packing and dispatching of material.

Responsible for making relations with local vendors for raw material and labours.

Responsible for maintaining of all accountable documents.

Responsible to do the all type of claims.

May-08–Jun-09 Surendra Transport Corporation Roorkee

Assistant Branch Manager

Handling of cash as advance for vehicles and balance payment.

Maintaining of account records

Marketing and making deals with new companies for transportation.

Dealing with local commission agents for vehicles.

ACHIEVEMENTS

All the time during my entire period of work my work always appreciated by my superiors and always I achieved my targets. Many times I have been appreciated by managements and I have received award as best employee award in my organisation. I have participated in training of Reserve Bank Of India and also have certificate of the training. Here in my present job, I have been awarded by Chairman of Bank for Highest Insurance Business performer for 2019 and Highest CASA sales performer.

SELF ASSESSMENT

I have emerged as a strong and balanced individual after enduring the experience of working with various organizations. This professional achievement that made me very competitive has sown the seed of generating new ideas and belief in combined efforts, which leads me towards building motivational and required leadership skills.

ACADEMIC QUALIFICATIONS

Course

Board/Uviversity/Institute

%Marks

MBA

Shobhit University (Banking and Finance)

Pursuing

Diploma in Computer

UPTECH

99.00%

Course

Board/Uviversity/Institute

%Marks

MA (Political Science)

CCS, University Meerut (UP)

56.20 %

B.A

CCS, University Meerut (UP)

50.50%

XII (PCM)

UP Board, Meerut

50.00%

X (Science)

UP Board, Meerut

66%

PERSONAL DETAILS

Date of Birth 24 th Mar 1984

Marital status Married

Leisure Time Activities Reading, net surfing and Watching T.V., Outdoor sports, listening to music.

Represented at District Level in Cricket.

University Player of Discuss Through and Jewelling Through.

First Prize at District level in General Knowledge Competition.

Sandeep Kumar

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