Esther Ariza

Pembroke Pines, FL *****

Phone: 954-***-****

Email: adm5t5@r.postjobfree.com

Professional experienced in the real estate industry, specializing REO, title curative and loan origination transactions dedicated to improving client relationships and focusing on progressive, positive work environments in line with the overall focus of the organization. PROFESSIONAL EXPERIENCE

GL Homes Aug 2019-Current

Sunrise, FL

Loan Closer

Responsible for handling cleared to close files in my pipeline as well as balancing and funding loans. Responsibilities include working with realtors, loan officers, processors, title companies, preparing Closing Disclosures, reviewing final approvals and preparing lender package. Primary tasks include preparing CD, performing GAP, conducting VOE’s and reviewing executed closing documents to provide Title Companies with funding authorization. I assist with post-closing, reviewing appraisals to determine if final inspection is necessary, reviewing files to ensure RESPA and TRID regulations are met. Additional duties are submitting purchase advises to the accounting department. Home Financing Center Feb 2017- 2019

Coral Gables, FL

Closer/Accounting

Responsible for handling cleared to close files in my pipeline as well as balancing and funding loans. Responsibilities include working with realtors, loan officers, processors, Underwriters, borrowers, preparing Closing Disclosures, reviewing DU’s and preparing lender package. Primary tasks include preparing CD, performing GAP, conducting VOE’s and reviewing executed closing documents to provide Title Companies with funding authorization. I assist with ordering title request from title companies, ordering insurance, reviewing appraisals to determine if final inspection is necessary, reviewing files in order to ensure RESPA and TRID regulations are met. Additional duties were reviewing lender policies and scanning into files. Within the accounting department my responsibilities are monthly reconciliations and cutting and disbursing checks.

SHD Legal Group July 2013-Sept 2016

Plantation, FL

Closer

Responsible for handling all REO files, title curative, closing transactions and funding condition requirements. Responsibilities include working with realtors, mortgage brokers, lenders, borrowers, sellers, preparing and approving Settlement Statements to ensure RESPA/HUD-1 regulations, TRID regulations and compliance are met and the property is sold with clear title. Primary tasks include preparing Closing Disclosure’s/HUD-1’a, scheduling closings, property insurance, title

/searches/commitment and municipal lien searches, Additional duties include obtaining all funding authorization by providing collateral documents to lender for funding approval and disbursements to all parties/vendors involved in closing transactions.

Morales Law Group April 2013-July 2013

Miami Lakes, FL

Processor

Responsible for handling all post foreclosure REO title curative closing transactions and funding conditions requirements for the firm. Responsibilities include preparing and approving settlement statements to ensure REPA/HUD-1 regulations and compliance are met and the property is sold with clear title. Primary tasks include ordering and reviewing residential land surveys, appraisals, property insurance, title searches/commitments and municipal lien searches. Additional duties include obtaining funding authorization by providing collateral documents to lender for funding approval and disbursements to all parties/vendors involved in closing transactions. Preparing and mailing all title insurance policies to lenders and borrowers.

Law Offices of Elizabeth R. Wellborn March 2012-March 2013 Deerfield Beach, FL

REO Title Curative & Funding Coordinator

Responsible for handling all post foreclosure REO title curative closing transactions and funding condition requirements for the firm. Responsibilities include preparing and approving Settlement Statements to ensure RESPA/HUD-1 regulations and compliance are met and the property is sold with clear title. Primary tasks include ordering and reviewing residential land surveys, appraisals, property insurance, title searches/commitments and municipal lien searches. Additional duties include obtaining all funding authorization by providing collateral documents to lender for funding approval and disbursements to all parties/vendors involved in closing transactions. Preparing and mailing all title insurance policies to lenders and borrowers.

Smart Title & Settlement Services, LLC March 2007-March 2012 Deerfield Beach, FL

Closing Processor

During my tenure with this firm, I facilitated several residential origination closing transactions by utilizing my skills and expertise in the industry. My primary job duties included working with loan officers, mortgage brokers, lenders, realtors, borrowers, and sellers to complete and fund a closing. Responsibilities included ordering and reviewing title searches and clearing title conditions required to provide title insurance; communicating with all parties to the transaction, gathering documents from borrowers to meet underwriting conditions; and ordering homeowners insurance in compliance with lender demands. Reviewed and compared property appraisals and land surveys with title search results to guarantee marketable title is rendered.

Law Office of Warren Kirschbaum September 2006-February 2007 West Palm Beach, FL

Post-Closing Processor

Served as a post-closer responsible for delivering all funding conditions to obtain funding authorization. Disbursed several post-closing transactions ensuring all documents and checks were delivered in a timely manner. Prepared and mailed all title insurance policies to lenders and purchasers within required time frame. Initiated outgoing wire transfers and balanced incoming wires to balance escrow accounts. Complete Title Solutions, Inc. August 2003-September 2006 Fort Lauderdale, FL

Senior Processor/Team Lead

As a Team Lead overseeing a staff of 25 employees, my obligations were to guarantee the accurate and timely work product delivered to the client and lender. My main focus included of coaching, training and ensuring transactions were handled in compliance with lender requirements. Maintained productivity; closed more than 300 loans per month with a primary focus which included communicating with clients, clearing title, preparing settlement statements and disbursing funds. Handling real estate transactions, including scheduling closings, delivering loan packages with closing instructions and fulfilling lender timelines.

EDUCATION

Florida Career College August 2001- June 2002

ADDITIONAL SKILLS

60 WPM

Customer Service Relations; Supervisory experience; Proficient in Microsoft Word, Excel and Outlook Software and real estate programs include: DisplaySoft, Ramquest, Closers Choice, TSS, Res.Net, Perfect Practice, Corelogic Credco, The Work Number Verification; LexisNexis, Encompass, Loanquest, Landtech and Simplifile Internet search system experience as well as computer operations knowledge