OBJECTIVE:

A highly organised, dedicated and energetic individual who is punctual, prompt and quick learner. Through previous work experience in credit and control operations, gained knowledge about Trade Finance (i.e., Letter of Credit) and developed communication, time- management and accounting skills. Capable of working well both on own initiative and as part of a team.

Seeking to work in an environment preferably in Finance and Management that will challenge and allow me to contribute to the continued growth and success of the organisation. Looking for an opportunity that will help to develop a steep learning curve, a proactive role and challenging tasks and also allowing to make a positive contribution.

CAREER HISTORY:

1) Letter of Credit Officer, Credit and Collection Department Emirates Steel Industries PJSC (April 2016 – August 2018)

- Checked and negotiated Letters of Credit orders to an acceptable level to the banking practices of UCP 600.

- Maintained good bank relationships to ensure Emirates Steel Industries had a sufficient level of escalation and contacts to receive and negotiation documents under letter of credit.

- Authorized the release of orders on receipts of workable Letter of Credits.

- Informed sales and supply chain department of receiving the LC and its expiry for timely shipments before the last date of shipment.

- Based on the management’s decision after evaluating the risks on a country-by-country basis, liaised with the bank to ensure letters are requested with instruction to confirm where there is a high sovereign risk.

- Prepared and worked with Sales in the required areas to assist with credit note issuance.

- Handled and resolved customer queries and credit notes/refund at the earliest.

- Covered for team colleagues in their absence by handling cash-in-advance transactions and Letter of Credits.

- Followed up with banks/customers for payment.

- Followed up with the bank for refund in case of any excess charges when the payment is received and for tracking/reference number for the documents negotiated.

- Sent Balance confirmation and statement of accounts to customers for audit purposes and reconciled the same to identify any discrepancies.

EDUCATION:

1. MBA Leadership Practice Edinburgh Napier University, Scotland 2020. Completed 48-month course in conjunction with 6-weeks placement. Awarded: Distinction

2. Bachelor of Commerce (B. Com) Mahatma Gandhi University, India 2015. Awarded: CGPA 3.17 out of 4 (B+)

3. 12th Grade (CBSE) Sunrise English Private School, U.A.E. 2012. Awarded: 91% (A1)

PROJECT UNDERTAKEN:

1) Stakeholder Engagement Strategy Edinburgh Napier University

(Six Weeks: Oct 2019 – Nov 2019)

- Assisted Research and Innovation (RIO) and Development and Alumni (D&A) departments to develop stakeholder mapping for Edinburgh Napier University through primary data collection.

- Identified the challenges and provided necessary recommendations for effective internal stakeholder engagement strategy by developing an internal stakeholder communication map using “Stakeholder Circle” methodology.

- Scored Distinction (D1) for the project.

PROFESSIONAL QUALIFICATION:

1) Chartered Accountancy (CA): CPT - Passed

2) Association of Charted Certified Accountants (ACCA)

Applied Skills Level: Passed

F5: Performance Management (59%)

F6: Taxation (United Kingdom) (62%)

F7: Financial Reporting (65%)

F8: Audit and Assurance (65%)

F9: Financial Management (59%)

Strategic Professional Level: Currently pursuing

CORE SKILLS:

- Time Management

- Leadership and Teamwork

- Communication

- Ability to work under pressure

- Adaptability and flexibility

- Attention to detail

TECHNICAL SKILLS:

- MS Office Suite (Word, Excel, PowerPoint and Access)

- Tally 9

- SAP

- Uniform Customs and Practice for Documentary Credits (UCP) 600

REFERENCES:

References are available upon request.

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