Treasury Manager Business Analyst

Elena Udachina / Resume *

Elena Udachina, Treasury Manager/Analyst

+1-602-***-**-** (Tempe, Arizona or remotely)

adm0ja@r.postjobfree.com

Visa sponsorship is not required (US green card holder) Summary

High-skilled professional with 16 years of experience in Treasury - monitoring and forecasting cash flow, maintaining and forecasting payment position, managing idle cash on accounts and liquidity management, maintaining daily reports on the Treasury portfolio. Participation in IT projects of Treasury automatization, development of RFP and requirements for the improvement and optimization of Treasury business processes and products, people management and control over division’s performance. Work experience

JSC Russian Agricultural Bank, Moscow, Russia (https://www.rshb.ru/en) September 2019 — July 2020

Treasury Manager, Liquidity management and forecasting prudential ratios Unit, Treasury Department

Financial planning and analysis, monitoring, forecasting the adequacy of funds to fulfill the obligations of the Bank and operational management of liquidity in order to ensure the solvency of the Bank; monitoring of the Bank's exposure to liquidity risk in the context of the Banking and Trading Books; analysis of the possibility of using market instruments for the purpose of regulating the Bank's liquidity and optimal use of funds; forecasting, monitoring and control of liquidity ratios of the Bank; preparation of proposals for participation in auctions to raise funds; participation in the formation of the Bank's interest rate policy regarding the provision of quotes for raising / placing funds; scenario modeling of the dynamics of the Bank's balance sheet for the purpose of forecasting prudential liquidity ratios.

Achievements: created business requirements for RPA solutions (automation of setting deposits rates)

"ORIENT EXPRESS BANK", Moscow, Russia (www.vostbank.ru) April 2015 — September 2019

Head of the Middle Office, Financial Markets Division, Treasury Department General management of the department (3 people), recruitment and training of employees, monitoring the results of employees work, setting up job duties of employees, monitoring of the department’s performance target parameters (KPI); development of motivation system of department employees, development of methodical recommendations and internal regulations to improve the efficiency of the department; development of intrabank regulations and instructions regulating the activities of the Treasury, optimization of business processes of the Treasury; control over the timely provision of monthly and quarterly reporting on transactions to auditors (including IFRS) and financial reporting that is required by regulatory authorities; control over that both shareholders and bondholders receive up-to-date information, implementation of operational monitoring, accounting and control of transactions carried out by the Treasury; control over the timely provision of daily reporting on the Treasury portfolio, monitoring and forecasting cash flow, maintaining and forecasting payment position, managing idle cash on accounts; registration of interbank loans and transactions with OTC securities; interaction with the Back Office and Middle Office of the counterparty on the execution of transactions; control over the entry / withdrawal of securities from various types of collateral / offers. Achievements:

− Building the functions of the Middle Office of Treasury from scratch;

− Launch of the Bank’s IT project to automate the activities of the Middle Office of Treasury as a project manager on the business side: developing business requirements, negotiating with vendors and choosing a Elena Udachina / Resume 2

solution, calculating economic feasibility, preparing documents for the Committee on banking technology, conducting procurement procedures

Bank VTB 24 (PJSC), VTB Group, Moscow (https://www.vtb.com) September 2013 — April 2015

Senior Specialist, Liquidity Regulation Unit, Treasury Division, Finance Department Analysis and control over the activities of branches of the bank on the management of resources and liquidity; development of intrabank procedures on the regulation of the bank’s position on FX transactions; development of business requirements for IT division in order to automate the maintenance of the bank’s position on FX transactions and reduce time of exchange rates change; funding of bank branches; management of payment position, monitoring and forecasting cash flow.

Achievements: launch of the Bank’s IT project to automate the exchange rates. NBI INVESTMENTS LIMITED, Limassol, Cyprus (www.nbinvest.com) September 2012 — August 2013

Head of Back Office

Control over the observance of limits in transactions with securities; settlement of transactions with securities; monitoring and forecasting cash flow, maintaining and forecasting payment position; reporting to clients up-to- date information with available funds and securities in their accounts; debt management. Achievements:

− By optimizing the process of drawing up and signing contracts with customers, a significant increase in the number of clients served (2.5 times) was achieved;

− Launch of IT project to automate the process of providing clients with reports on the availability of funds in their accounts and available securities.

Bank VTB 24 (PJSC), VTB Group, Moscow (https://www.vtb.com) April 2008 — September 2012

Senior Specialist, Liquidity Regulation Unit, Treasury Division, Finance Department Management and analysis of short-term liquidity; maintaining and forecasting payment position, managing idle cash on accounts; monitoring and forecasting cash flow, receipts and disbursements forecast from clients, development of intrabank instructions for regulating the Bank’s liquidity; setting of bank’s exchange rates; funding of branches of the Bank; analysis and control over the activities of the branches of the Bank on the management of resources and liquidity; development of business requirements for IT divisions in order to optimize the Bank’s activities in regulating liquidity, testing developed solutions. Achievements:

− Participation in IT projects as a business analyst;

− Optimization of business processes of the Treasury led to an increase in the Bank's performance in liquidity regulation.

Home Credit & Finance Bank LLC, Moscow (www.homecredit.ru) October 2007 — April 2008

Specialist, Control of Correspondent Accounts Unit, Treasury Division, Financial Markets Department Assessment and control of short-term liquidity, monitoring and forecasting cash flow, maintaining and forecasting payment position, managing idle cash on accounts and liquidity management, receipts and disbursements forecast from clients, maintaining daily reporting on the transactions. Achievements: optimization of the Bank’s activities in managing of liquidity ratios. Elena Udachina / Resume 3

JSC StavropolPromStroyBank, Stavropol, Russia (www.psbst.ru) July 2005 – September 2007

Senior Economist, Treasury Department (October 2006 - September 2007), Economist, Treasury Department (October 2005 - October 2006) Analysis of the structure of assets and liabilities and its management; management and analysis of short-term liquidity; daily monitoring of liquidity ratios; monitoring and forecasting cash flow, managing idle cash on accounts, conclusion of transactions for attracting/placing interbank loans, maintaining and forecasting payment position, receipts and disbursements forecast from clients; setting of bank’s exchange rates. Achievements: performance of functions and tasks of Deputy Head of Treasury. Economist, Legal Entities Servicing Unit, Operational Department (July 2005 — October 2005) Control over the disbursements made by checks and the receipts of funds on the accounts of legal entities; execution of payment orders of legal entities.

Achievements: transfer to the Treasury Department following the results of successful testing among Bank employees, which was conducted in order to identify abilities in solving non-standard economic situations in the Bank.

Bank "Central O.V.K." (now Stavropol branch of the bank "ROSBANK" (OJSC), Societe Generale Group) Stavropol, Russia (www.rosbank.ru) March 2004 — April 2005

Credit Expert, Credit Unit

Advising potential clients on credit conditions and issuing consumer credits; training new employees. Achievements: overfulfilment of plans for issuing consumer credits and training 8 new employees. Education

2021 New York Institute of Technology, successfully completed the AFP Learning System: Treasury course

(Certificate)

2018 SoloLearn Inc., SQL Fundamentals course, Russia (Certificate) 2018 SoloLearn Inc., Python 3 Tutorial Course, Russia (Certificate) 2015 PROFIT Group Inc, Training course for professionals working in the financial markets, Сertificate

"Trader in the financial markets", Russia

2014 Work organization of Commercial Bank Treasury, Banking Institute of the Association of Russian Banks, Russia (Certificate)

2012 Individual trainer (English-speaking), Individual English lessons, Upper-Intermediate level, Cyprus 2009 Postgraduate Studies in the specialty “Finance, money circulation and credit”, North Caucasus Federal University, Russia

2005 Master degree in Economics and Finance, Banking, Finance and Credit, North Caucasus Federal University, Russia (diploma, graduated with honors) 2005 Master degree in Law, Civil law, North Caucasus Federal University, Russia (diploma, graduated with honors)

2000 Centre «POISK», IT Courses (Access, Basic, Pascal), Certificate "Lab Assistant-Programmer", Russia 2000 Centre «POISK», English Language Course, Upper-Intermediate level (Certificate), Russia IT Skills

Office applications: MS Word, MS Excel, MS Access, MS PowerPoint, document management system LanDocs. Elena Udachina / Resume 4

Programming languages: Basic, VBA, T-SQL, PL SQL, Python DBMS: MS SQL Server, Oracle

Treasury Modules and specialty software: trading systems Bloomberg Terminal and Thomson Reuters, Fusion Kondor, SWIFT, CONTROL-DEALING, in-house developed system “Deposit rates”, Z-Front, iWell (iDealer), Resource.Navigator, Online Office, Treasury Reporting Module (IOC), PROFIT-Trader5, PC KC, LUCH ON (NKO ZAO NSD), R-trader, modules “Operating Day”, “Agreements”, “Deposits”, “Bank-Client” of in-house developed core banking system of “Stavropolpromstroybank-OJSC”, core banking systems QUORUM, Biscuit, Diasoft 5NT, IBSO.

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