Richard Isacoff

Used Auto Parts to Attorney & Bank CEO

Branford, CT 06405

adlsfq@r.postjobfree.com

413-***-****

Authorized to work in the US for any employer

Work Experience

Sole Practitioner Attorney

Richard I. Isacoff, Esq - Pittsfield, MA

November 1992 to March 2020

Note: I closed my practice because of the commute and COVID-19) I was a solo Practitioner concentrating in Bankruptcy, Estate Planning, Social Security Disability cases, Real Estate and Business legal and financial issues. I handled a total 3300+/- cases, (2000) of those were Bankruptcy, many were Real Estate Approx.

(400), Business clients (300), SSDI cases (150), Estate Planning (350), Criminal Law 150 and Miscellaneous.

Senior Vice President

West, N.A - Pittsfield, MA

December 1988 to October 1992

Responsibility for the Trust Department ($400mm) in assets under investment. This including Operations, Administration, and Investments. Included was new business development. In 1991 I was given an additional Department, that handled failed and failing Commercial Loans. The Departments had 43 employees combined, both full and part-time. In 1992 Bank of New England was bought by Bank of America.through FDIC President

Concord Savings Bank - Ellicott City, MD

November 1987 to October 1988 I

established a Federal Savings Bank to consolidate the remnants of two (2) Savings and Loans that had failed. The State of MD asked me with investors to "pick up" the customers and all assets and liabilities. All, save for one, State Chartered Savings and Loans failed. Concord FSB was borne and served all of the S&Ls' customers. I obtained the Federal Charter and FDIC Insurance for all deposits in the new FSB. I negotiated a contract to sell mortgages to a large Bank to allow my new Bank increase income without risk. I had (2) processors but I approved each Mortgage Loan. The buying Bank, had the contractual ability "put" it back to my Bank if the terms or underwriting was subpar. No puts.

I resigned due to a death in my immediate family.

Prior to my opening Concord I managed two (2) failed Savings and Loans and investigated the failure, under FSLIC and Maryland authority.

Senior Vice President

Provident Savings Bank - Baltimore, MD

November 1983 to October 1987

Responsibilities included, lending, all staff departments i.e. Personal Department incl. benefits, changing a Defined Pension to a Defined Contribution Plan, saving $800,000 annually. This was at the time the ERISA became law. Also created Provident Leasing to increase cash-in-hand, as Provident was a Mutual Savings Bank.

Also I lobbied the Senate Banking Committee (Jake Garn and Bill Bradley) to allow a Mutual Holding Company to exist acting as an umbrella for other Mutual Savings Banks. Sr. V.P. Human Resources

TNB FINANCIAL - Springfield, MA

June 1976 to September 1983

In 1978 I was appointed Director of Human Resourses. 1. Employment 2. All benefits 3. EEOC Compliance - Annual audit - all passed. 4. Training. As BNE acquired smaller banks in Western, MA my responsibilities expanded to implementing all BNE Personal Rules and Policies i.e. Job Postings, Benefits parity, Union Avoidance, by having top Management meet with all non-exempt employees each quarter to hear problems.

I created programs for Supervisors to teach them how to correct direct and teach the employees working under those Supervisors. I had been taught by George Ordiorne, author of "Management by Objectives ".

This was passed down to Supervisors so each had knew to teach employees - attitude and the tasks assigned to each.

Trust Officer

Third National Bank - Springfield, MA

September 1973 to May 1976

I was hired a a Trust Dept. Trainee and became an Assistant Trust Officer learning Trusts, Estates, and retirement accounts. When ERISA was enacted I was tasked to learn ERISA and assist the Pension Department; and I established our IRA program.

Truck Manager

Sarat Ford Lincoln - Agawam, MA

1970 to 1972

School at Ford, Dearborn to "build a truck" to deliver a vehicle for a buyer's needs.

Worker

Yale Auto Parts, Inc - West Haven, CT

April 1965 to April 1970

Worked in my family's business from age 8 to age 18. The work was simplistic until I reached age 13. I was taught to use an acetylene torch to weld and cutting autos for parts to sell to the public. I also, when I was older, 17, towed vehicles that the business had bought. My work was on weekends and vacations. The business was established in 1926.

Education

Doctoral degree in Law

Western New England College School of Law - Springfield, MA September 1972 to June 1977

Bachelor's Degree in Government

Western New England University - Springfield, MA

Married May 2, 1970

(Drafted - Army June 1970)

September 1970 to June 1972

Bachelor's in Goverment

Clark University - Worcester, MA

September 1968 to June 1970

Skills

• Business Development (10+ years)

• Negotiation

• Presentation Skills

• Research

• Strategic Planning

• Budgeting

• Human Resources Management (10+ years)

• Accounting (8 years)

• Conflict Management

• Customer service (10+ years)

• Sales (10+ years)

• Management (10+ years)

• Project management

• Marketing

Certifications and Licenses

Admission to Massachusetts Bar in 1977 November 1977 to Present Admission to the Federal Bar in 1982

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