Robert Lee Cardwell 214-***-**** Frisco, TX adlghq@r.postjobfree.com

Compliance Coordinator, whose proven strengths in testing & monitoring, project ownership and Anti-Money Laundering will contribute to the growth of an organization by bringing sound critical thinking and collaboration skills to any team environment.

SKILLS SUMMARY

Risk Assessments • SSN Suspicious Activity Tracking • BSA & OFAC • 314a Reporting • Third-Party Due Diligence • WebRecon Account Testing • Clean Desk Audits (Information Security) • Ncontracts • Transaction monitoring • Policies & Procedures SSN & Fraud Monitoring • SAR Watchlists • Project Management • Anti-Money Laundering • 314a Special Requests • MS Office Professional Highlights

Lead 314a and OFAC Reporting for AFF and its Bank Partner. Took sole responsibility for Bi-weekly 314a reports and monthly OFAC reports for submission to our Bank Partner. Handling 314a Special Requests is also part of this responsibility, along with updating AFF’s Policies and Procedures for 314a and OFAC Reports.

Lead various AML & Fraud related Monitoring Activities. Took sole responsibility of SSN, OFAC, Fraud and State/Address/DOB monitoring in collaboration with the Data Science Department. Also developed and maintain a SSN Suspicious Activity Excel Spreadsheet for further investigation and monitoring. Part of this involved escalating, investigating, and resolving any important findings related to these tasks.

Assist with reviews of past Suspicious Activity Filings. Review and learn about past SAR filings that were submitted to our Bank Partner. Also review past decisions to not file SARs with Sr. Compliance Analyst. Compliance Coordinator, American First Finance Inc. Dallas, TX 2020 – Present Complete due diligence, including Risk Assessment, on incoming vendors, independent sales reps and other prospective partners. Review bi-weekly 314a and monthly OFAC files for True and Potential Hits, and prepare reports for submission to bank partner. Perform account and system testing and monitoring activities (daily & weekly) to identify findings; escalate findings to appropriate department for resolution. Monitor the Compliance voicemail box and escalate findings.

• Collaborate cross-departmentally on a frequent basis, including with Legal, IT, Quality Control, Contact Strategy and Data Science.

• Was selected by the General Counsel to lead cross-departmental “watch parties” using Tealeaf to watch consumer experiences online. Tasked with identifying potential areas of improvement within AFF’s online customer portal for further product expansion, also for identifying any room for improvement involving compliance with all relevant regulations.

• Play a role in AFF’s AML initiatives as mentioned above under Professional Highlights. Legal & Compliance Intern, American First Finance Inc. Dallas, TX 2019 – 2020 Learned the process for conducting third-party due diligence. Became familiar with how to complete 314a reports that were due to the company’s Bank partner every two weeks. Performed weekly account testing to identify system and data input errors; escalated relevant findings to the department(s) tasked with resolving the issue.

• Developed knowledge in conducting daily monitoring activities for multiple financial account types and how to escalate findings to facilitate resolutions. Specifically, SSN/Fraud, Invalid State/Address/DOB, and other related monitoring activities.

• Assisted with reviewing AFF’s SAR Watchlist and past Suspicious Activity related to Transactions. Associate Degree: General Studies, Collin Community College projected to graduate May 2021 Bachelor of Business Administration: Economics, University of North Texas projected to graduate Dec 2022 WORK HISTORY

EDUCATION

2

Stagen Foundational Leadership Course Jun 2020 – Oct 2020