Credit Appraisal and Monitoring
Resume:
Namrata Vimalchandra
Kaslay
*******.******@*****.***
http://www.shine.com
https://www.linkedin.com/in/ca-namarata-
kaslay-69029549
OBJECTIVE
Seeking a position in a reputed organisation where I can utilize my past experience and knowledge in banking industry at its best and contribute to the improvement as well as progress of the organisation and at the same time build a successful career.
EXPERIENCE
Jun 2012 - Present Senior Officer - NKGSB CO OP BANK LTD 1) Preparation of Credit Appraisal notes for various fund based and non- fund based credit facilities. 2) Analysis of financial statements, ratio analysis to judge the financial strength of the Company. 3) Co- ordination with technical agencies for Valuation, Legal, Pre-sanction scrutiny etc. 4) Execution of money and security documents as per Bank's policy for disbursement of credit facilities. 5) Compliance with the post disbursement requirements of credit facilities. 6) Obtain the required documents from the clients and maintaining relationship. 7) Co-ordination with internal teams to meet the customer requirements in efficient and timely manner. 8) Keeping in order the money and security documents of various credit facilities as per internal requirements and regulatory norms. 9) Monitoring of credit facilities by observing the timely repayment of term loans and review of working capital limits.
Jan 2012 - May 2012 Chartered Accountant - Patil Daware Girase Pawar And Associates 1) Statutory Audit of Banks, Companies, Charitable institutions, Schools, etc. 2) Preparation of replies to the assessment orders made by various Tax Authorities and Appeals to Appellate authorities. 3) Income Tax & VAT Audits of High net worth organizations 4) Preparation of Financial Project. 5) Income tax return filing of various individual and corporate clients.
EDUCATION
2012 CA
ICAI New Delhi, ICAI New DELHI
53.13%
2015 CS Executive
ICSI New Delhi, ICSI New Delhi
57.57%
2013 LL.B.
MVP Law College Nashik, Pune University
56.80%
2010 B.Com.
KTHM College Nashik, Pune University
81.92%
2007 H.S.C.
KTHM College Nashik, Nashik Board
85.67%
2005 S.S.C.
SMV Yeola, Nashik Board
88.53%
SKILLS
Credit Assessment
Financial Statement Analysis
Credit Monitoring and Reporting
Financial Reporting
Internal Controls
Direct Taxation
Auditing
Account Reconciliation
ACHIEVEMENTS
Cleared Throughout
Cleared all levels of Chartered Accountancy course in 1st Attempt. Class Representative
Acted as Class Representative for 5 consecutive years. Best Student
Awarded as Best Student by KTHM College.
Rank Holder
Stood 1st in all academic years from KG to B.Com. Ranked 25th in Nashik Board in S.S.C.
Maharashtra Talent Search
Passed Maharashtra Talent Search exam conducted in 9th std. PERSONAL DETAILS
Address: Flat no. 1, Almira Apartment, New Pandit Colony Lane no. 3, Near Neurocare Hospital, Sharanpur Road, Nashik
Date of birth: 13/04/1990
Gender: Female
City: Nashik
State: Maharashtra
Pin Code: 422002
Nationality: India
Marital Status: Unmarried
Religion: Hindu
Languages known: English, Hindi, Marathi
Hobbies: Reading, Learning New Things, Listening to Music, Painting REFERENCES
Mr. Vinod Maheshwari(Branch Manager)
NKGSB CO OP BANK LTD
***************@**********.***
CA A B Patil(Chartered Accountant)
Patil Daware Girase Pawar And Associates
*********@*****.***
DECLARATION
I hereby declare that all the information mentioned above is true and correct to the best of my knowledge.
Date: 31/01/2021
Place: Nashik
Namrata
Vimalchandra
Kaslay
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