VARUN PANDE

MIG ** GOMANTIKA PARISAR, BHOPAL, MP 462003 947-***-**** adko1s@r.postjobfree.com

Professional Summary

Seeking a position of Finance/Governance Audit and Compliance to work in a fast-paced and challenging environment, where I can use my experience as Financial Analyst, which included not less than retail operations/Audit in mortgage/Non-Banking Finance Company and currently using my same knowledge in E- commerce industry as in Compliance operation department. Total work experience of about 4years. Skills

Anti-Money Laundering

Know Your Customer

Internal Audit

Investment Banking

Credit Analyst

MIS Reporting(Tableau Tool)

Business Operations and Research

Risk analysis

MS Excel and Macros(VBA)

Regulatory compliance

SQL

Financial Analysis

Google Analytics Beginners

Work History

SENIOR COMPLIANCE ANALYST-DG Jul 2018 - Current

Amazon Development Centre India PNQ13 PUNE, MH

Drive process/system improvements basis ongoing trends/gaps identified.

• Execute on assigned project components of specific audit processes.

• Own the development and maintenance of new and existing artifacts focused on the analysis of risk, metrics, and reporting.

• Carries out tactical issue based communications with internal.

• Creates ad-hoc operational reports, status updates on a need basis, Develop and execute test plans to ensure that all objectives are met.

• Identify and remedy defects within the production process to recommend, implement, and monitor preventative and corrective actions to ensure that quality assurance.

• Ensure ongoing compliance with quality and industry regulatory requirements.

• Report violations of rules and regulations, policies and take corrective procedures. Financial Analyst Nov 2014 - Feb 2016

XL Dynamics India Private Limited

NAVI MUMBAI, MH

Subject Matter Expert of Anti-money laundering concepts such as Suspicious Activity Monitoring

(SAM), Security Blanket, Suspicious Activity Report (SAR), Customer Due Diligence (CDD), Know your customer (KYC), Watch List Filtering (WLF), Currency Transaction Reports (CTR), Bank Secrecy Act (BSA), USA PATRIOT Act.

Performed code reviews with team members to improve quality of deliverable and organized training for the team members to share knowledge involving various Anti-Money Laundering (AML)

Configure financial data and documents in the ERP system and use PeopleSoft software for solutions

Maintain database by entering, verifying and backing up data and documents in the ERP system

Checking ledgers and reporting if there is any issues with borrower’s history of payments.

Develop and maintain knowledge of multiple loan product guidelines for quick and accurate answers

Accurately calculate borrower’s income and debt-to-income ratios.

Analyzes credit, income, tax returns, assets and appraisals; determine the borrower’s credit worthiness and ability to repay the loan as agreed for the terms requested Mitigates bank risk by conducting a thorough and prudent review of each loan file; dispositions loans within bank issued underwriting authority limit

Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product.

Checks accuracy of all calculations and data integrity. - Completion of all required underwriting worksheets

Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.

Maintains company standard for productivity level and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.

Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.

Available to processors and correspondents for general guideline interpretations and questions on specific loan files.

Responds to post closing reviews and audits in a timely fashion.

Performs related duties, as directed by Underwriting or Operations Manager. Education

BE: Electronics and Communication Engineering Aug 2014 TIT COLLEGE BHOPAL MP

CGPA 7.53

XII Class: Science Education

Bal Bhawan School Bhopal, MP

64.60%, CBSE

X

Bal Bhawan School Bhopal, MP

64.20,CBSE

Accomplishments

Worked as a coordinator and volunteer in the college events.

Founder member of a N.G.O named "JOY OF GIVING". LANGUAGES

ENGLISH, HINDI, MARATHI

Certifications

SEBI Certified NISM on Securities Market Operations and Risk Management Know the basics of the Indian securities market, the different products traded and the various market participants and the respective roles they play in the Indian securities market. Understand the regulatory framework and the role of the Securities Exchange Board of India. Know the various functions of the Front Office, Middle Office and Back Office in a Securities Broking Firm. Understand the trade life cycle, the steps and participants involved in the trade life cycle and the role of the back office in a securities broking firm.

Understand how the risks are managed in a securities broking firm, the clearing and settlement process. Understand the process of investor grievances redressal. AIWMI Certification on Investment Banking.

Understanding concepts of Investment Banking and its terminologies. AIWMI Certification on Credit Rating

Understanding concepts of Credit Ratings and its terminologies.

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