NARCISO V. CABASAL

+ H* B* L* P* Unity St. TRADIZO ENCLAVE., ANABU 2-A

IMUS, CAVITE

( TEL. NO 092*-*******/091*-*******

* Email ads: adkajf@r.postjobfree.com

* Email ads: adkajf@r.postjobfree.com

PROFILE: Results-oriented, dependable professional experienced in Credit and Collection, ISO Quality Audit and Internal/External Audit. Excels in any kind of environment as well as very hardworking & serious in attaining goals to ensure and contribute to the progress, productivity and company profitability. A person committed for excellence.

CAREER DEVELOPMENT HISTORY

Senior Credit & Collection Manager

Next Asialand Inc. – (02)

April 27, 2020 to January 31, 2021

Maintain the department organizational structure enough to meet all goals and objectives for Prime Units Site, Lipa Site and San Pablo Site

o Properly motivate the credit and collections staff

o Measure department performance with appropriate metrics

o Provide for ongoing training of the credit staff

o Manage relations with sales department

o Manage relations with credit & collection reporting

o Manage relations with the retainer lawyer

o Recommend system improvement/s.

Credit Operations (30%)

1. Maintain the corporate credit policy

2. Recommend changes in the credit policy to senior management

3. Create a credit scoring model

4. Manage customer credit files

5. Monitor the credit granting and updating process

6. Accept or reject the staff's credit recommendations

7. Personally, investigate the largest customer credit applications

8. Monitor periodic credit reviews

9. Monitor refund by customers

Collection Operations (70%)

1.Maintain of at least 60% Current and 40 % Overdue level of Account Receivable. Based on the Monthly Aging, collections letters are to be sent to all customers with balances that are over 31- 60 days past due as well as customers with balances over 60 days past due. Accounts over 90 days past due receive a Notice of Cancellation Letter for non-compliance with the company Contract To Sell.

2. Placing direct phone calls and E-mails to customers that are overdue.

3. Works closely with the Finance Section to implement processes and policies that contribute to accurate invoicing.

4. If non-compliance with the Contract To Sell, this position would be responsible for approving the sending of a final demand letter.

5. Turning accounts over to an Retainer Law Firm after 120 days of collection efforts, service having already been stopped and the amount due is greater than the court set small claims case in the amount of Php 100,000.00

6. Coordinate to Finance Manager all accounts that need to be cancelled and for reselling of units.

7. Approves the Credit or Debit Memo necessary to rectify a customer account.

8. Oversees and assists with the cleanup of unapplied receipts, unidentified deposits and other related adjustments.

9. Addressing ongoing customer complaints concerning billing or service rendered and works on complaints of service failures with designated departments.

Finance Solution and Risk Management Head

CJ Philippines, Inc. – (044-***-**** or 20

April 01, 2017 to April 26, 2020

1.Conduct evaluation of Customers requesting for Credit Terms such as but not limited to: Review credit information source, i.e., current financial statements, Review of Bank documents for verification, Collateral inspection or evaluation, manual credit check in order to make decision regarding the assignation of customer credit limits.

2.Coordinate closely with Sales Team regarding Accounts Receivable Concerns

3.Collect check payments ONLY in cases where the customer being visited has available checks to be collected.

4.Contact customers via written and verbal communication to secure payment of past due accounts.

5.Visit customers with or without payment issues to foster relations and secure information to enable most amiable resolution

6.Manage rectification of account discrepancies (eg. pricing errors, short shipments, consultant errors, provide invoice copies, proof of delivery, preparation of credits etc.) in order to secure payment

7.Conduct customer orientation on the following financial concerns but not limited to:

Distributor Surety Ship Programs

Credit Support Programs

Sales and Marketing Loans Programs

8.Manage Loan Receivable exposure and ensure monthly reporting of debtor not hitting target or noncompliance.

9.Manage to file and attend litigation cases, small claims, property appraisal, skip-tracing, claims and complaints with relevant statutory agencies

10.Manage Abnormal Balance Trade & Loan – Stop Accounts, compromise agreement, serving of warrant, writ of execution with coordination with the retainer lawyer on the execution.

11.Regularly coordinate with the retainer lawyers on the status of accounts under litigation

12.Manage collateral & repossess properties appraisal and its disposal.

13.Manage report of claims and complaints submitted by FSA/CS

14.Prepare pertinent management and HQ reports on a periodic basis related to credit and collection matters particularly of STOP ACCOUNTS – AR Trade/Loan - Nationwide

15.Manage the recommendation for accounts for Provision for Bad Debts.

16.Establish and implement guidelines to promote efficient collection for a better DSO and manageable bad accounts.

17.Manages implementation and ensures compliance with all quality systems being implemented by the company i.e. HACCP, GMP, ISO

18.Other duties as assigned.

Credit and Collection Head

MASAGANA GAS CORPORATION – (02)

November 24, 2015 to March 31, 2017

Maintain the department organizational structure sufficient to meet all goals and objectives for MGC, TMC Plant, Affiliates and FSFI

o Properly motivate the credit and collections staff

o Measure department performance with appropriate metrics

o Provide for ongoing training of the credit staff

o Manage relations with sales department

o Manage relations with credit & collection reporting

o Manage relations with the collection agencies

o Recommend system improvement/s.

Credit Operations (30%)

1. Maintain the corporate credit policy

2. Recommend changes in the credit policy to senior management

3. Create a credit scoring model

4. Manage customer credit files

5. Monitor the credit granting and updating process

6. Accept or reject the staff's credit recommendations

7. Personally, investigate the largest customer credit applications

8. Personally, visit the largest customers to establish relations

9. Monitor periodic credit reviews

10. Monitor deductions being taken by customers

Collection Operations (70%)

2.Maintain of at least 60% Current and 40 % Past Due level of Account Receivable. Based on the Monthly Aging, collections letters are to be sent to all customers with balances that are over 31- 60 days past due as well as customers with balances over 60 days past due. Accounts over 90 days past due receive a Payment Demand Letter with the promise of service interruption if payment is not received within ten business days.

2. Placing direct phone calls and E-mails to customers that are past due.

3. Works closely with the Billing Section to implement processes and policies that contribute to accurate invoicing.

4. If service were to be stopped for customer’s non-payment, this position would be responsible for approving the sending of a final demand letter.

5. Turning accounts over to an outside Collections Agency/Retainer Law Firm after 120 days of collection efforts, service having already been stopped and the amount due is greater than the court set small claims case in the amount of Php 100,000.00

6. Coordinate to Finance Manager any and all accounts that need to be written off to bad debt.

7. Approves the Credit or Debit Memo necessary to rectify a customer account.

8. Oversees and assists with the cleanup of unapplied receipts, short paid invoices and other related adjustments.

9. Addressing ongoing customer complaints concerning billing or service rendered and works on complaints of service failures with designated departments.

System and Operation – Management Consultant

CJY Modular Concepts & Services Inc. – (02)

January 2, 2015 to November 24, 2015

oFormulates reviews and updates detailed corporate department/section operation system and policies & procedures.

oEnsures efficient operations of all department/section.

oEvaluates debtors credit application, conducts credit investigation, property appraisal and revaluation.

oKeeping updated records of the debtors and planning/executing collection methods.

oHandle all problematic account, account endorsed to a collection agency and all legal activities.

oTrain and conduct seminar applicable to department/section operation system.

oConduct financial, inventory, systems and spot audit.

oPrepares whole operation manuals, regular and special reports for Top Management such as monthly report and/or business plan etc.

oAny other task will be assigned occasionally from Top Management in relation to organizational goals or objectives.

oRecommend system improvement/s.

Credit & Collection Head

F2 LOGISTICS INC. – (02)

April 16, 2013 to December 31, 2014

oMonitor the over-all movements of Billing, Credit & Collection Department of all Business Unit (SC/VC/BS).

oReview all billing, credit & collection reports prior to submission to management.

oHandle all problematic account (Dormant Customer), account endorsed to a collection agency and all legal activities.

oMonitoring and approval of services arrangement (F2-FAST) with overdue and excess credit limit.

oMonitor aging of receivables.

oConducts credit investigation, property appraisal and revaluation.

oMotivates, discipline and appraise performance of Billing, Credit & Collection Department Personnel.

oTrain and instruct billing, credit & collection group on their duties and responsibilities.

oRecommend system improvement/s.

Credit & Collection Manager

SL Agritech Corp. [Sterling Group of Companies] – (02) 813-7828

July 02, 2012 to April 16, 2013

oMonitor the over-all movements of Rice and Seeds Division.

oReview all reports prior to submission to management.

oHandle all problematic account, account endorsed to a third party and all legal activities.

oMonitoring and approval of sales order (RAPTOR) with overdue and excess credit limit.

oMonitor aging of receivables & reconciliation.

oConducts credit investigation, property appraisal and revaluation.

oMotivates, discipline and appraise performance of Credit & Collection Personnel.

oRecommend system improvement/s.

Credit Control Consultant/Credit Control Manager

CJ Philippines, Inc. – (044-***-**** or 20

December 14, 2009 to July 15, 2012

oMonitor the over-all movements in the department.

oReview all reports prior to submission to management.

oHandle all problematic account (Stop Customer), account endorsed to a third party and all legal activities.

oMonitoring and approval of sales order (RAPTOR) with overdue and excess credit limit.

oMonitor aging of receivables.

oConducts credit investigation, property appraisal and revaluation.

oMotivates, discipline and appraise performance of Credit Control Department Personnel.

oTrain and instruct credit control group on their duties and responsibilities.

oFormulate Credit & Collection Policies & Procedures

oRecommend system improvement/s.

Credit and Collection Manager

AGILITY LOGISTICS PHILIPPINES INC. – (02) 852-7061

October 17 2007 up to July 31. 2009

oEnsures effective management and timely achievement of collection targets.

oEffectively assists the SVP-Finance in the collection of trade receivables to meet daily and monthly cash flow requirement.

oMonitors and manages receivables of all customers (including affiliates), on time transmittal of original Sales Invoices, Delivery Receipts and Counter Receipts.

oEnsures completeness of Credit Investigation Reports submitted by the Credit Investigator (CI) and if adequate, submits credit recommendation to the Finance Manager/President for approval.

oImplements timely submission of accurate reports for Operations Committee (OPCOM)

oManage credit checking of prospective and existing customers including ocular inspection of customers known address when necessary to ensure good customer account.

oEnsures daily posting of payment and responsible for timely releasing of job instructions within the approved authority levels.

oImplements timely submission of CI Accomplishment Reports.

oIn-charge and assertively follows up collections of all problematic receivables to ensure settlement of past due accounts.

oOversees and supervises the activities of CCU staffs to ensure the efficiency and effectiveness of their given tasks and for the attainment of the departmental as well as the corporate objectives.

oMotivates and inspires self-confidence of subordinates, coaches them and counsels them in order to build teamwork and establish rapport towards positive result.

oEffectively trains and develops subordinates to enhance their competencies to full potential for short term to medium- and long-term operations of the company.

oManage accounts for and under litigation to ensure proper monitoring on all accounts under legal.

Credit and Collection Manager

SANYO SEIKI SATINLESS STEEL CORPORATION – (02) 242-5501 to 09

March 05, 2007 up to September 30, 2007

oResponsible for credit collections activities:

a) Prioritizes credit collections for existing accounts

b) Maintain A/R percentage past due amounts within assigned limits

c) Maintain A/R turnover within assigned limits

d) Maintain A/R bad debt levels within assigned limits

e) Communicates with customers and the sales representatives

f) Ensures prompt follow-up

g) Makes recommendations to the VP of Credit

oResponsible for account reconciliation

oResponsible for the training, development and performance reviews of department personnel

oReviews collection reports to ascertain the status of collections and balances outstanding and to evaluate the effectiveness of current collection policies and procedures.

oManages the activities of assigned credit specialists to ensure company goals are realized.

oAssists management in the formulation of credit policies.

oAudits delinquent accounts considered uncollectible to ensure that maximum efforts have been taken before assigning bad debt status to account.

Credit and Collection Head/Paymaster/ISO Lead Auditor (IQA – ISO 9001-2000)

AIRSPEED TOWER GROUP PHILS. INC. – (02) 852-7354 to 46

August 08, 1998 up to February 28, 2007

oManaged the reviews of Account Receivable aging summaries and statements of accounts on a regular basis, review of individual accounts for accuracy in the recording of billings and in monitoring collection of past due accounts in order to minimize their build-up and enhances long-term liquidity.

oManaged a judicious selection of problem accounts to be endorsed to collection agencies. Monitors development on a weekly basis.

oManaged litigation work and coordinates with the lawyers as regards status of accounts endorsed for litigation.

oManaged the credit review and extension process and furnishes Accounting unit with a list of problem accounts in order to regulate advances to be made on client’s behalf.

oManaged and alerts an Operating unit about default in payments by clients in order to regulate or stop credit line.

oManaged the planning of audit system

oManaged the review documentation on existing quality management system activities to determine their adequacy.

oReport critical non-conformities to the auditee and any major obstacles encountered in performing the audit.

oManaged to prepare regular payroll.

Collection Head /OIC-Calamba Branch/Audit Head

FIRST WOMEN’S CREDIT CORPORATION

Period Covered: June 15, 1995 up to July 31, 1998

oManaged directs and coordinates activities of personnel involved in collection function and supervises the designs, formulates and implements effective collection plan, procedures and strategies.

oManaged formulating collection policies and procedures in order to improve the collection performance.

oManaged effectiveness of current collection policies and procedures.

oManaged the over-all lending operations of the branch.

oManaged surveys of functions and activities in assigned areas to determine the nature of operations and the adequacy of the system of control to achieve established objectives for the company.

oManaged to makes oral or written presentation to management during and at the conclusion of the audit examination, discussing deficiencies and recommending corrective actions to improve operations and reduce cost.

Audit Supervisor / Audit Assistant

RJ GROUP OF COMPANIES –

Period Covered: October 04, 1994 to June 14, 1995

oManaged the audit systems to all group of companies

Field Auditor

ZENCO SALES, INC. – (02) 242-0424

Period Covered: February 1989 to August 1994

oManaged to conduct quarterly financial audit of company store branches.

oManaged to conduct semi-annual 100% physical inventory audit of branches, warehouses and franchises.

Internal Auditor

CHARTER HOUSE, INC. – (02) 817-6001

Period Covered: December 1986 to October 1988

oManaged to conduct general and specific audit of hotel transactions.

oManaged planning of audit system.

EDP Assistant

NATIONAL BOOKSTORE – (02) 631-8061

Period Covered: August 1986 to October 1986

oManaged the creation of program to be used in the formulation of system procedures.

Bookkeeper/Logistic

NORTHWEST DIESEL PARTS SUPPLY

Period Covered: October 1985 to May 1986

oManaged the accounting bookkeeping and the financial aspect of the organization

oManaged the control of company inventory

Assistant Auditor

KOCENCIO INCORPORATED

Period Covered: July 1985 to September 1985

oSupervise in the audit test review of the accounting systems

EDUCATION

Graduate of Bachelor of Science in Commerce (Major in Accounting)

Arellano University (1981-1984)

PERSONAL

Married with three children. With interest in local and foreign travel.

TRAINING AND SEMINARS:

November 2012: ISO 9001:2008 Awareness Seminar

May 2012: CJ Way

August 2007: Effective Leadership Skills

July 2006: Seminar on Revenue Memo Circular #35-2006 and 9-2006

June 2006: Legal and Para-Legal Technique

February 2006: Credit Management – Collection & Account Receivables

December 2005: The 9 Core Values / Team Building

September 2005: Internal Quality Audit - ISO 9001:2000

June 2005: Handling and Negotiations for Collection People

December 2004: 35th S-Leadership: The Potter’s Way Workshop

October 2004: Developing Credit Scorecard-Tool for Credit Granting

February 2004: Conducting Quality Management System Audit

July 2002: DOLE – ISTIV Integrated Productivity Course

June 2002: Internal Audit vs. ISO 9001:2000

February 2002: Management Orientation on ISO 9001: 2000

June 2001: Supervisory Training Program (AFPI)

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