Objective: -

My sole objective is to shine well in any field, where ever I work. That would gain respect to me and my society. I will achieve it at any cost by playing an active team member role of that concern. Being into the banking field I have acquired fair knowledge in different areas of retail banking, share and commodity market. Professional Experience: -

YODILH TRADES (June 2019 to till date) – Manager

0 Stock & Commodity Market Analyzing: -

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2 I learned technical analysis from “TRADE ACHEIVERS” and started analyzing commodity market and taking trades in 3 market.

4 a) Risk Management, according to the capital invested. Existing from the loosing trade as soon as possible. 5 b) Chart analyzing and predicting the market trend for the day. 6 c) Journal preparation.

7 d) Updating knowledge of other advanced techniques in trading. 8 e) Preparing for NISM exams for selling the financial advisory to customers. 9

0 CAMS (Computer Age Management Services) (April 2018 – May 2019) – 1 Assistant Manager operations

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3 Team Handling: -

4 a) In CAMS, team handling is the main responsibility. This is a service industry where SBI Mutual fund back end process 5 like purchase, redemption etc. And coordinating with AMC and sending necessary deliverable to them. 6 b) Purchase department was all of scrutinizing my team regarding the application received from the AMC and guiding 7 them in proper KYC and documentation purposes.

8 c) Redemption department is where my team mate process of documentation scrutinizing and pay out to the required 9 customers request which are valid, in this my part is also to guide the team mate regarding the documentation and 0 eligibility of the requested clients.

1 d) The above is the basic work carried out in that industry, my role is to manage the whole team and keep the work run 2 smoothly for all time.

3 Consolidating the processed data in both departments and informing the same to the higher authorities on daily 4 basis and also the AMC whenever required.

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9 ICICI Bank (as Senior Officer) and Equitas Small Finance Bank (as 0 Assistant Manager Sales and Operations)

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2 Promoting bank products like Savings Account, Current Account, Credit Card, Personal Loan, 3 Housing Loan, Refinancing Old Vehicles, Car Loans, Property Loan, Overdraft and Cash Credit to 4 the required customers and also getting leads from them to increase the numbers. 5

6 Apart from this cross selling of third-party products like Life Insurance, General Insurance, Mutual 7 Funds, SIP and Gold Coins.

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9 Handling Jewel Loan Desk: -

0 a) Opening jewel loans for customers after checking the jewels along with appraiser. 1 b) Checking the weights and the quality of the ornaments provided by customers. 2 c) Following up with the default customers for faster repayment of loan or renewal of same. 3 d) Playing key role in Jewel auctioning of default customers. 4 e) Safe room operation, key handling, Proper maintenance of register and records as per bank rules. 5 f) Closing the key issues found in the internal and external audits. 6 g) Key player in developing separate software(iGold) for Gold Loan. 7 h) Weekly and monthly jewel packets verification according to system and tallying it with register. 8 i) Completing the loan within TAT and creating customer ecstasy. 9 j) Managing the team of two appraisers and two loan executives to run the show successfully. 0 k) Maintaining proper KYC for customers and auction participants as per bank rules. 1 l) Through customer satisfaction getting reference from the client and increasing the base. 2

3 Handled cash counter as Teller, Main Cashier and Cash authorizing officer: - 4 a) As teller I use to accept cash deposits and cash withdrawals with least mistakes, by which the customers can be 5 served faster and the day end closing timing will be saved too. 6 b) As Main cashier my role was to handle the opening cash from vault and to summarize the day with coordinating 7 with all tellers of the branch. Here I’ve to maintain the branch Cash Holding Limits and indenting cash for daily cash 8 payments and ATM cash disbursement too.

9 c) As cash authorizing officer I use to take care of posting cash vouchers given by all tellers, sorting cash using cash 0 sorting machines. Attending the queries of customers in cash counter too. 1

2 Handled Front Desk department as Maker, Checker and Service request processing: - 3 a) As Maker my responsibility is to make the cheque transfer, DD making entries correctly for customers. 4 b) As Checker I’ve to post the transfer cheques and DD made voucher after checking its correctness with vouchers. 5 c) As Service request processor I have to handle various queries of customers and providing them opt solutions by 6 raising exact service request using our special software. 7

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9 Handled Clearing desk as both Maker and Checker: - 0 a) As Maker I’ve to enter various banks cheques in system with correct bank name, amount and customer account 1 number for outward and inward clearing. Outstation cheques have to send to the respected banks for collection and 2 the same has to be tracked for faster processing. 3 b) As Checker I’ve to post and authorize the inward and outward zones after proper scrutinizing. Here I’ve to reconcile 4 the clearing account with office account on daily basis and generate report on regularly. 5 c) As Checker I’ve to maintain proper balance with clearing house account for daily clearing activity and get the fund 6 for corporate office if adverse comes and when it is favour transferring funds to Corporate Office. 7

8 Handled CMS desk as both Maker and checker: -

9 a) As Maker I’ve to enter the various instruments given by all CMS clients for collection purpose, this has to done is 0 separate software for outward clearing. We also use separate software for processing bank issued dividend warrants. 1 b) As Checker I scrutinize the instruments and give credit to the concern CMS pooling account as per the vouchers 2 provided by the clients.

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4 Locker Management: -

5 a) Maintaining locker access register used for customer locker accessing purpose. 6 b) Maintaining locker queue register for knowing the seniority of customers who have registered for availing locker. 7 c) Collecting locker rent dues from default customer. 8 d) Activating the dormant lockers by regular follow ups with the customers. 9 e) Carrying out breakout process for long time dormant lockers. Audit Champ and FPR for Audit queries raised by internal auditors: - a) Looking after the day-to-day vouchers and correcting the same. b) FPR for audit queries raised by our internal auditors. Educational Qualification: -

Course

Completed

Board / University

Name of the

Institution

Year of

Completion

Percentage

Scored

B Com Bharathiyar University

Rathinavel

Subramaniam

College of Arts

and Science

2005 63.88%

12th Tamilnadu State Board

Kennedy Matric.

Hr. Sec. School

2002 84.16%

10th CBSE Kendriya Vidyalaya 2000 59.80%

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2 Personal Information: -

3 Date of Birth : 29th July 1984

4 Marital Status : Married

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7 Languages Known: -

Languages To Speak To Write To Read

Tamil YES YES YES

Hindi YES YES YES

English YES YES YES

Malayalam YES NO NO

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9 Work Experience in short: -

o Worked for M/s Margadarsi Chits Pvt Ltd as Accounts Assistant from 2006 to 2010. o Worked for ICICI Bank as Senior Officer from June 2010 - August 2016 o Worked for Equitas Small Finance Bank as Assistant Manager from Sep 2016 - April 2018. o Worked for CAMS as Assistant Manager from April 2018 – May 2019 Declaration: -

I herewith declare that the above given information’s are true and authentic to best of my knowledge.

(VINCENT JULIAN)

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