Senior Underwriter

EMIN ABOOLIAN

818-***-**** *********@*****.***

PROFESSIONAL EXPERIENCE

HSBC Bank Downtown Los Angeles

AVP, Senior Underwriter – Bridge and Construction Lending May 2019 – Present

• Underwrite, structure and close approximately $900MM of funded bridge debt and construction financing for office, multifamily, retail, industrial and hospitality properties nationwide.

• Spearhead in-depth analysis of financial statements, including but not limited to historical operating statements, budgets, rent rolls, lease or rental agreements, tax returns, rental/sales comps, market reports and partnership/trust operating agreements.

• Assemble detailed credit committee memorandums for new financings, loan extensions, annual reviews and soft workouts.

• Model permutations of DCFs in Argus Enterprise and Microsoft Excel to conclude As-Is and As-Stabilized Prospective valuations for all asset classes.

• Facilitate the review and approval of third party reports (appraisals, survey, PCA/ESA), loan documents, major leases, estoppels, SNDAs, insurance and impounds.

Morgan Stanley Century City

Associate – CMBS Underwriting January 2018 – May 2019

• Directly underwrote and securitized in excess of $650MM secured by industrial facilities, multifamily, anchored retail centers, self-storage facilities and CBD/suburban office buildings.

• Delivered written and oral presentations to senior executives for the closing and disposition of $650MM in conduit financing.

• Coordinated with multiple broker channels to structure and price financing opportunities.

• Hosted calls with B-piece buyers and rating agencies to securitize underlying collateral. Originations Analyst – CMBS Origination September 2016 – December 2017

• Analyzed and modeled in excess of $3.1Bn of non-recourse CMBS financing across primary and secondary markets.

• Developed proprietary sizing models to streamline the evaluation of multifamily and student housing financing opportunities.

• Source rental, expense, sales and securitized comparables to justify underwriting assumptions. Prudential Mortgage Capital Company San Francisco

Investment Analyst – GSE Originations July 2015 – August 2016

• Successfully sized and closed $650M in debt origination for fixed-rate and floating-rate term Freddie Mac and Fannie loans.

• Prepared loan application and drafted internal investment memorandum to highlight deal points for senior management.

• Applied Fannie Mae and Freddie Mac guidelines to request waivers mitigated by cash flow sensitivity analysis or review of Sponsorship experience and financial wherewithal.

• Generated reports regarding the pipeline and production of active loans and potential business for upper management. EDUCATION

University of California, Berkeley Berkeley

B.A. Economics, magna cum laude May 2015

Cumulative GPA 3.83/4.00

QUALIFICATIONS

• Fluency with Microsoft Excel and advanced financial modeling capabilities

• Argus Enterprise, REIS, CoStar, Yardi and RCA

• Quick learner with strong quantitative intuition

• Confident, professional and articulate speaker

INTERESTS

• NBA basketball and NFL football

• Hiking and camping

• Backgammon and chess

• Remaining abreast of financial markets

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