Finance Analyst

AUSTIN OSAHENYE ONWUDIKE

CAREER OBJECTIVE

To strive for excellence and precision at all times, in all position and circumstances, attaining professional distinction and proficiency.

SKILLS

Financial Advisory, Credit and Risk Analyst

Portfolio Management

Ability to analyze complex issues efficiently

Proven ability to develop and maintain professional relationship with clients

Excellent communication and articulation skills.

WORK EXPERIENCE.

PAGE FINANCIALS 2019 – Till date

ROLE: Credit Analyst (Personaland Business Lending)

Duties:

Analyze client statement of account.

Evaluate customer's credit and risk history.

Obtain relevant information and evaluate applicants' financial status, including credit history, debt-to-income ratio, and appraisal reports, to determine recommendation for loan approval

Maintain current knowledge of all applicable lending regulations, the economy, market rates, vendors, and competitors

Evaluate customers' loan applications in line with the bank's credit policy.

Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.

Evaluate clients for credit worthiness based our internal risk models & their application information.

Meet and exceed monthly targets

Continuously ensure alignment/compliance to the credit risk management framework.

ROLE: Team Lead, Funding and Investment

Aggressive deposit mobilization drive

Designing and implementing business plans and strategies to promote attainment of goals.

Ability to source and develop new business relationship

Portfolio management.

Acquisition of high net- worth customers

Ensuring that the investments are liquidated upon maturity or push clients for further roll-over.

Investment advisory

Meeting deposit target

Supervision of team members.

ROLE: Team Lead, Recovery and Collection (Remedial Assets)

Recovery of bad debts

Supervision of team members

Handling of demand notice

Evaluation of collaterals

Restructuring of bad loans

STANBIC IBTC BANK PLC 2016 - 2019

(Herbert Macaulay Branch)

ROLE: Operation/Frontline Service Officer

Duties:

Processing FIRS/LIRS Taxes (VAT, WHT, PAYE, Direct/Self-Assessment

Processing and Updating Bank Collections/Bills on Pay direct, E bills And E transacts Platforms

FX Swap/Conversion and Currency Maintenance.

Clearing Cheque Truncation and Reconciliation.

Handling of Cash/Cheque Deposit and Withdrawals

Vault Management/Maintenance.

Western Union and BDC Processing.

Marketing and Profiling Customer On E-channels I.e. Mobile Banking,

Account Balances, Details, Statements, Fees and Charges

Promote Bank Products and Services

Posting of All Interbank and Intra Bank Transfers.

Participate in Tactical Sales/Marketing Activities as Required.

Handle POS Transactions.

STANBIC IBTC BANK PLC 2013-2016

(Martins Street Branch)

DUTIES/ROLE: Personal Banking Marketer

Responsible for consistent acquisition of new to bank customers and retention of existing customers of the bank.

Responsible for consistent cross-selling of the bank credit facilities (Home loan, Vehicle and Asset finance facilities, unsecured personal loan and Credit card) to the customers of the branch.

Responsible for relationship management for the retail customers of the branch.

Responsible for the enrollment of new to bank and existing retail customers of the branch on digital platforms.

Ensuring achievement of the branch retail sales volume target.

Responsible for increase in income generation in the retail segment of the branch.

Opening of Stanbic IBTC Pension SRA (Saving Retirement Account)

PEOPLEPLUS MANAGEMENT NIG LTD 2008-2013

Duties/Role:

Receiving/Payment of Cash and End of Day Reconciliation

Maintenance of Petty Cash Account

Maintenance of Impress Register

Preparing of Payment Vouchers

Preparation and Filing of Vat and Other Taxes.

Ensuring Cost Reduction and Value for Money

Assist Internal Auditor

INSTITUTIONS ATTENDED WITH DATES

Lagos State University Ojo. 2010 – 2013

Institute of Management and Technology (IMT) Enugu. 2002 – 2003

Akwukwu-Igbo Grammar School. 1995 – 2001

CERTIFICATES OBTAINED WITH DATE

B.Sc. Accounting (Second Class Lower Division) 2013

OND Accountancy (Upper Credit). 2003

Senior Secondary School Certificate 2001

PROFESSIONAL QUALIFICATION:

Institute of Chartered Accountants of Nigeria (ICAN) In-View

(Professional Level)

Associate Accounting Technicians (AAT) 2010

TRAININGS/WORKSHOP:

Code of Ethics Course and Treating Customers Fairly Program

Business Resilience Program

Consumer Protection Act ROA Assessment

Anti-Money Laundering & Terrorist Financing

PERSONAL DETAILS

Nationality: Nigeria

Sex: Male

Date of Birth: March 23, 1987

Place of Birth: Akwukwu

State of Origin: Delta Sate

Local Government Area: Oshimili North

10, Shonaike Street, Ikosi, Ketu, Lagos.

080******** **************@*****.***

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