Curriculum Vitae.

MUHAMMAD KHALID

Farah heights Flat No F-15 Block 10 Federal B Area Karachi

****-346-***-****

adk3r7@r.postjobfree.com

Personal Profile

I am putting my name forward for your vacancy. The accompanying resume should serve to give you a good idea of not only my past achievements but also my future potential. On a more personal level I am self-motivated, positive and have an enthusiastic. I understand and try to adjust and deal with situation accordingly. I am simple, Confident, ambitious and a very Practical Person, who believes in action, not just words.

Good computer literacy, and High level attention to detail; highly disciplined I wish to continue my professional career by applying and developing my skills and knowledge. I am very much hope you will invite me for an interview, and I would like to thank you in advance for taking the time to consider my application. I wish start working with you and also meet my new work colleagues.

Career Objective

Seeking a career where my skills and experience of Management, Finance, Administration, Accountancy and Analysis can be fully utilized although my hard work, intellectual skills, creativity, dedication and sincerity highly appreciate. Education:

MASTER OF ECONOMICS Shah Abdul Latif University (SALU) Grade Second Division BACHELOR OF ARTS University of Karachi. Grade Second Division Matric and intermediate successfully pass from Karachi Board. Employment:-

December 2019 – till date Sales Processor Consumer Finance M.I.B Bank Ltd.

Pre Screening of Login Files

Ensuring Complete Documentions as per policy in Login files

Extracting Verisys of applicant & references

CIF Opening & Data Entry of Stage I Files

Forwarding the same to CFI for further proceeding

Maintaning the data of Login

Sharing the Policy /campaign updates with team managers.

Product Prgram guidelines are properly following for the processing of cases

Calling Dealers for retrieval of documents.

Providing repayment schedule & disbursal letters to business team.

Routine correspondence with free lance& dealer channel for business

Assisting supervisor for time to time assigned tasks. February 2016 – July 2019 Auto Loan Processor JS Bank Ltd

Ensure all proof of customer income, residence, insurance and references as required make sure that every detail is correct.

Develop and maintain productive working relationships with internal and external customers.

Ensure that all of the documents required for the loan package are in proper order and present. Complete monthly auto finance reports as needed by management.

Accurately input data into system as needed.

Sharing of repayment schedule, account statement with customers.

Assist customer related issues and discrepancies.

Follow up with customer to clarify important points.

Understand and follow the policies and procedures in place.

Responsibilities will include High Volume daily loan processing, booking loans, and disbursing loan proceeds

November 2013 – June 2014 TDR Officer KASB Bank Ltd

Receiving TDR (Term deposit Receipt) request from all branches.

Processing of TDR requests via MYSIS Banking Software.

Making TDR Receipts and mail to all branches.

Maintaining MIS of TDR request.

Receiving premature TDR request from all branches.

Processing of premature TDR request via MYSIS Banking Software.

Maintaining MIS of premature TDR request.

June 2008 – November 2013 Accountant Grand Midwest Hotel Bur Dubai.

Provides financial information to management by researching and analyzing accounting data; preparing reports.

Make proper accounting entries in ledger

Controlling the payroll

Producing an accurate set of month-end accounts, with comparisons to forecasts and previous periods

Preparing profit and loss accounts and the balance sheet for senior management

Assisting in preparing budgets and business planning, including projected room revenue

Reconciling bank statements

Chasing late payments, reporting bad debts and keeping a careful eye on the cash flow

Cash handling functions for the hotel and reconcile all cash dropped at the front desk. January 2005-December 2007 Accountant Hansa Builders & Developer

Preparation of Trial Balance, Balance Sheet on monthly basis.

Preparing monthly, quarterly and annual closing process.

Maintaining the expense sheets for various projects.

Liaison with legal consultants with regards to taxation and audit;

Maintaining accounts (P&L) of shareholders of the company.

Reconciliation of bank and companies accounts statements and Maintaining of salaries and employees related expenses

July 2000 – December 2004 Assistant Accountant Pakistan College Social Science

Full-service processing of all accounts receivable and payable

Daily petty cash management, voucher disbursement and check encashment

Reconcile and record daily bank transactions

Update and maintain general ledger entries.

September1998 – May 2000 Purchase Assistant Digri Sugar Mills

Monitor stock levels and identify purchasing needs

Research potential vendors

Track orders and ensure timely delivery

Prepare cost analyses

Maintain updated records of invoices and contracts Skills:-

Working in I MALL Softwear

40 WPM typing speed in English Typewriter from Sind Board of Technical Education.

MS Office - Word, Excel, PowerPoint & Outlook.

3 Months Computer Hardware, Networking & Operating System.

IDS Fortune Enterprise - 3.2 software solution to Hotel and Resort Management.

Obtained training in TALLY: 9.0 - Zabeel institute UAE

Obtained training in Peach Tree - Zabeel institute UAE

T-24 Banking Softwear

Hobbies and interests

Gardening

Animal Care

References

References available on Request.

Contact this candidate