Professional Snapshot

Sr. Executive – underwriting Operations - Bhanix Investments & Finance Unit cashe instant personal loan

Disbursement coordinator - Dewan Housing Finance Corporation Ltd (DHFL- DSSL) - Virar West

Service Officer - Teller in Kotak Mahindra Bank - Hiranandani Estate Branch

Branch Account Executive - Muthoot Finance Ltd - Virar (W)

Government work in contract job handle Operational Works, Clerical, data entry and other work

Self-motivated, Capable of working independently or contributing to the collaborative efforts of a team. Dedicated and technically skilled business- professional with a versatile administrative support skill set developed through experience as an office manager, secretary, administrative assistant and office clerk.

Exc el in resolving employer challenges with innovative solutions, systems and process improvements proven to increase efficiency, customer satisfaction and the bottom line. Professional Certifications

Computer Proficiency:

Diploma in (ITI) DTP, MS-CIT MS Word, Excel, Power Point and so on.) Typing details:

English typing 40 w.p.m., Marathi typing 30 w.p.m. Organisational Experience

Bhanix Investments & Finance (Unit name cash e ) - Prabhadevi - Nov 2018 to 21 Jan 2020

(Sr. Executive - Operations)

Verification Of Pre-Sanctioned Credit Related KYC Documentation On Digital Platform.

Cibil check and green, amber,red case check. Underwriting work

Duplicate pan card check in site.

Analyzed Customer’s Cibil Report, Credit Check, KYC Documents And Company Profile To Meet Establishment Standards To Prevent Frauds.

Responsible For Enhanced Due Diligence And Ensuring TAT Of Disbursement With Best Quality Of Documentation(Pre-Sanction/Post Sanction).

Build And Maintain Positive And Productive Work In Relationships With Sales Team.

Maintaining Database Of Loan Application Process. Dewan Housing Finance Corporation Ltd (DHFL- DSSL) October 2017 to November 2018

(Disbursement coordinator)

Monitoring and Management of PDD/ OTC Documents TAT.

Coordinating with Legal, technical & field investigation agencies to ensure smooth process flow.

Coordinate with Sales Team & Respective Agency Managers for pending requirements

Ensure checks & controls in process like residence, office & Tele FI, other check list like Cibil, Dedupe,

Authorizing DM (Disbursal Memo) as per the Eligibility and Technical recommendation of applicants.

Sanket Patange

E Mail : adjona@r.postjobfree.com / adjona@r.postjobfree.com Contact : 898-***-**** / 997*******

Responsible to achieve branch target in stipulated time.

Authentication of Original documents from Legal team.

Enter all relevant information to the system (Loan Module)

Enter all Org documents which is received while disbursement in to system

Customer Service

Release disbursement cheques to Customer / authority Person after Compliance of all Required documents

Kotak Mahindra Bank - Thane Naupada & Hiranandani Estate September 2016 to July 2017 Service Officer - (Teller cum customer Service Advisor & Clerk)

Executing all cash related transaction and operations for the Branch as per internal / external banking guidelines

Passing appropriate entries in relevant register

End of day reconciliation in the system

To greet the customers entering into organization

Receive payment by cash, cheques, NEFT & RTGS payment etc.

Checking daily cash.

Guiding and solving queries of customer

Handling account enquiries with customers face-to-face.

Issuing receipts, refunds, change or tickets

Keep reports of transactions

Muthoot Finance Ltd - Virar (W) July 2012 to September 2016

(Branch Account Executive )

Appraising Gold Ornaments of Customers conducting various tests like sound, acid checking, point scratching of the ornament and above all physical test of the ornaments.Loan eligibility working and verification of the documents with the Application Forms etc.

Compliance check of all loan transaction prior to disbursement of Gold Loan.

Explaining various schemes of Loan Products available and helping them for availing Gold loan and procedure relating to the same.

Handling Front office functions and interacting with Customers.

Coordination with Bank and Handling Cash transaction.

Regularly checking and responding to the mail from Regional and Corporate offices.

Management of PDC’s (Post Dated Cheques) received from the borrower.

Bank Reconciliation Statements regularly.

Documentation and Preparation of MIS report to the Branch Manager as and when required.

Maintenance of Books of Accounts

Taking daily reports, various monthly reports, leave calculation of the branch staff, track records of attendance and backup maintenance of the Branch.

Organizing for the Money transfers for the customers. Udyog Department in Mantralaya - Churchgate November 2007 to June 2012

(Computer Operator) (Via MIDC Contract Basis)

Responsibilities of updating files, producing reports as required by clients or customers and management.

Reported authorities about the errors or problems with the computer systems.

Supervised databases and computer operations to ensure their proper running.

Managed data backup in case of major errors and risks. Handled the software and hardware programs.

Academics

Bachelor of Arts from Mumbai University in the year 2011

H.S.C passed from Mumbai University in year 2006

S.S.C passed from Maharashtra Board in the year 2003 Personal Details

Date of Birth 08th November, 1985

Current Address 501, 5th Floor, Ocean Pearl, Chikhal Dongari Road, NR Ekta Park, Virar West - 401303

Languages Known English, Hindi, Gujarati and Marathi Abilities Analogical and Analytical Thinking

Passion for learning new things and hard worker

Comprehensive problem solving abilities

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