Monica Pesina

**** **** **** ****** ********, NY 11234 917-***-**** adjjtl@r.postjobfree.com

EDUCATION

Macaulay Honors at Baruch College, City University of New York New York, NY Bachelors in Business Administration May 2020 Major: Finance; Minor: Tier III liberal Arts GPA: 3.8

Honors: Sigma Alpha Delta Honor Society May 2016-Present

Dean’s List May 2016-Present

Scholarships: Macaulay Honors Merit Scholarship

PROFESSIONAL EXPERIENCE

Fitch Ratings New York, NY

Associate Analyst – Commercial Mortgage-Backed Securities SEP 2020 – Present

Executes timely surveillance assessments on commercial mortgage-backed securities tied to commercial real estate

Updates and analyzes financials and material changes for loans of given pools, generates losses and adjustments for loans of concern, and adjusts recommended credit ratings based on full review

Presents deals to committees, formulates final rating actions and publishes press commentaries with rationalities for changes in bonds and ratings

Creates monthly data charts of newly paid off classes and distributes to pertaining analysts

Fitch Ratings New York, NY

Summer Analyst – U.S. Corporate Finance & Structured Finance JUN 2019 – AUG 2019

Analyzed a non-profit organization and assigning a donation worthiness rating

Monitored macro-economic and market environments and making industry-specific credit recommendations

Prepared models to test changes in credit quality of companies

Assisted analysts with constructing credit opinion packages

Analyzed financial statements

“Mon’s Makery” Baking Business Brooklyn, NY

Founder, Owner, Pastry Chef & Creative Director MAY 2014 – PRESENT

Producing financial reports and analyses for all operations

Recording and managing inventory accounts

Designing and revising the company website and creating custom products

Launching social media campaigns and advertisements

Coordinating sales and consultations with a wide variety of clientele

Time managing orders under tight deadlines

Fitch Ratings New York, NY

Marketing & Corporate Events Intern JUN 2018 – JUN 2019

Conducted cost and benefit analyses for marketing campaign projects

Created and analyzed spending reports for corporate events

Designed and launched digital marketing campaigns with a 300k reach

Restructured and built new company websites

VOLUNTEER EXPERIENCE

A Free Bird Organization New York, NY

Volunteer MAR 2016

Sold and donated revenue for 300 Mon’s Makery pastries to children with cancer.

Hope for Heroes Children’s Cancer Foundation New York, NY

Volunteer MAR 2017

Donated 500 Mon’s Makery cupcakes for annual Cancer Walk

SKILLS

Strong accounting/finance education and quantitative, organizational and analytical skills

Excellent written and verbal communication skills

Ability to excel in a team oriented or independent environment

Strong time management skills and multi-tasking ability

Expertise in Microsoft Excel and Word

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